Do young people use WeChat or Alipay?Why do young people prefer Alipay?

In recent years, Alipay has been increasingly offering cash giveaways in its e-commerce battles. ▼

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Although it is said that this is a blessing for hundreds of millions of people, in fact, there are so many people in China, and they only get a few yuan.

Despite this, everyone remains so excited and impressed by these online marketing tactics that effectively capture users' attention.

Why do young people prefer Alipay?

Not long ago, Jack Ma, in an interview at the Davos Forum, said, "When mobile payments came out, the rich didn't believe in them. They trusted credit cards, but young people immediately accepted mobile payments because nobody had money saved up. I'm very concerned about this." Does this mean only the poor use Alipay, and the rich use credit cards?

Some netizens said: When I saw my Alipay running water, I found that I was an invisible rich man.I wipe three or four thousand dollars every month.I spend more than XNUMX a year.There are still seven or eight thousand yuan in Huabei that have not been returned. He finally concluded that it was not because the poor used Alipay, but because Alipay became the poor!

Many young people use Alipay to become poor

Of course, if a person becomes poor, there are two possibilities:

• One is a drop in income and the other is an increase in spending.
• Obviously Alipay has nothing to do with your income.
• Of course, if you have a lot of money, you can make some money in Yu'ebao, but I don't think it's something that poor people can enjoy.
• So it makes sense that Alipay's way of making people poorer is to spend more.

In fact, everyone can see this very clearly in the annual flow of Alipay. The convenience of mobile payment has caused people to generate a lot of excess consumption.

Some netizens said that since they use Alipay, they have to spend more than 100 yuan a month on the game.Now it's a game of chess and cards, and after playing a few cards, the score is lost.

Suffice it to say that you don't have to play, but the phone is easy to pay and top up with a few clicks.Therefore, such consumption has increased a lot.

There are also all kinds of red packets, which are taken every day, but when they are snatched, they will have to spend it.Therefore, some people take red envelopes and go to the supermarket to buy things every day.

In fact, many of the things you buy aren't all necessities.Therefore, the convenience of this payment actually generates a lot of redundant consumption.

The convenience of mobile finance has led to excessive consumption by a large number of young people.This is actually not a good sign.Let's review Alipay's annual bill.

How can someone who spends three or four thousand yuan a month spend hundreds of thousands of yuan every year?

Let's consider how someone who spends three or four thousand dollars a month spends hundreds of thousands of dollars a year.

Where does the money come from?Actually, they are borrowed because Alipay does not generate money, but can borrow money for you.For example, when you need to spend, you can use Huabei.

It can be used when there is no money.Temporary funding is not enough.It also provides you with a reserve fund.

When this kind of credit consumption becomes part of daily life , many young people develop the illusion that consumption seems to cost nothing. In particular, those with poor spending control and excessive unexpected expenditures unknowingly become "debtors."

Everyone thinks rationally about this kind of mobile payments.Every penny you give is earned by your own efforts.During this year, no one will pay you, you are not a koi!