Do young people use WeChat or Alipay?Why do young people prefer Alipay?

In recent years,AlipayE-commerceThere are more and more money-giving activities in the war ▼

Although it is said that this is a blessing for hundreds of millions of people, in fact, there are so many people in China, and they only get a few yuan.

Even so, everyone is still so excited, do not admire theseInternet marketingoperation, will hold the user tightly.

Why do young people prefer Alipay?

Not long ago, in an interview at the Davos ForumMa YunSaid: "When mobile payment came out, the rich didn't believe it. They believed in credit cards, but young people accepted mobile payment immediately because everyone didn't save money. I was very concerned." Listen to this, only poor people use Alipay, Do rich people use credit cards?

Some netizens said: When I saw my Alipay running water, I found that I was an invisible rich man.I wipe three or four thousand dollars every month.I spend more than XNUMX a year.There are still seven or eight thousand yuan in Huabei that have not been returned. He finally concluded that it was not because the poor used Alipay, but because Alipay became the poor!

Many young people use Alipay to become poor

Of course, if a person becomes poor, there are two possibilities:

• One is a drop in income and the other is an increase in spending.
• Obviously Alipay has nothing to do with your income.
• Of course, if you have a lot of money, you can make some money in Yu'ebao, but I don't think it's something that poor people can enjoy.
• So it makes sense that Alipay's way of making people poorer is to spend more.

In fact, everyone can see this very clearly in the annual flow of Alipay. The convenience of mobile payment has caused people to generate a lot of excess consumption.

Some netizens said that since they use Alipay, they have to spend more than 100 yuan a month on the game.Now it's a game of chess and cards, and after playing a few cards, the score is lost.

Suffice it to say that you don't have to play, but the phone is easy to pay and top up with a few clicks.Therefore, such consumption has increased a lot.

There are also all kinds of red packets, which are taken every day, but when they are snatched, they will have to spend it.Therefore, some people take red envelopes and go to the supermarket to buy things every day.

In fact, many of the things you buy aren't all necessities.Therefore, the convenience of this payment actually generates a lot of redundant consumption.

The convenience of mobile finance has led to excessive consumption by a large number of young people.This is actually not a good sign.Let's review Alipay's annual bill.

How can someone who spends three or four thousand yuan a month spend hundreds of thousands of yuan every year?

Let's consider how someone who spends three or four thousand dollars a month spends hundreds of thousands of dollars a year.

Where does the money come from?Actually, they are borrowed because Alipay does not generate money, but can borrow money for you.For example, when you need to spend, you can use Huabei.

It can be used when there is no money.Temporary funding is not enough.It also provides you with a reserve fund.

When this kind of credit consumption becomes dailyLifeAt the time, many young people will have an illusion that consumption does not seem to spend money, especially those who have poor consumption control and excessive spending unexpectedly, unknowingly become "negative".

Everyone thinks rationally about this kind of mobile payments.Every penny you give is earned by your own efforts.During this year, no one will pay you, you are not a koi!