What is Alipay Mutual Bao?How about it?is that useful?Is it worth joining?

I'm sure many people will useAlipay, then you will inevitably receive a push from Alipay, mainly because we are recommended to join its "Mutual Treasure" project.

Introduce what is mutual treasure

• Mutual Treasure is similar to the large medical insurance of an insurance company, but Mutual Treasure is the same.
• According to the official definition, this is "network mutual aid".
• In the unfortunate event of a sickness in a mutual aid scheme, you will be able to receive a lump sum payment for mutual aid, which is at the expense of the person joining.
• There is no fee to join Mutual Treasure.
• Currently, Ant members with a Sesame score of 650 or higher can join Mutual treasure for free, so Alipay's Sesame credit score is also very important.

Why does Alipay always recommend this item to us, and what are the benefits of Alipay if we join Mutual treasure?

Do you know the reason behind it?Let's have a look!

What is the use of joining mutual treasure?

• Mutual treasure, simply talk about its running process, everyone can join for free.
• Then as long as there is a serious illness, you can apply for reimbursement inside, and the participants will share the reimbursement costs.
• In other words, if you join the program and suffer from the serious illnesses mentioned in it, you can also get free reimbursement, up to 30 mutual aid.

Is Alipay Mutual Bao worth joining?

This model seems very good to people, after all, you can join for free and buy free insurance for yourself.

So the question is, why is Alipay so eager to join users?

1. Multi-person participation means that more people can be assigned when users suffer from serious illnesses, and the number of evaluations is reduced.

• As allocations decrease, more and more users will join.
• It is this relationship chain that can continuously promote user participation.

2. Alipay will charge a certain management fee when sharing the cost of shared disease reimbursement.

• If it is not good, more people will join, the base will be larger, and the possibility of serious illness will increase.
• Whenever a user suffers from a serious illness, the management fee charged may increase the management fee on the 14th and 28th of each month of the assessment date, which is also the point of profit for Alipay Mutual treasure.

3. More people join the mutual treasure, which can increase the popularity of Alipay.

• Mutual Treasure is actually a good product because the amount to be shared is much lower than the cost of buying critical illness insurance.
• And it can also help others, I think the starting point is still a good one.
• If someone gets mutual assistance in Mutual Bao, it can indirectly improve Alipay's reputation.It can also promote the further development of Alipay and open the market, which is very important for Alipay.

How do you feel about mutual treasure?

After reading the above content, you should know how Alipay Mutual Bao is and whether it is useful to you. If yes, it is indeed worth joining Mutual Bao.

If you have a personal opinion, please feel free to post yours in the comments section below.

If you like it, please follow and forward it~