Which one is safe to save money, Alipay or WeChat?Why is Alipay transfer transaction more stable?

Is it better for the company to focus on one area, or to develop comprehensively?

This may seem like a problem, but in reality, no matter which development method is used, there must be a signature business.

For example, if you mention mobile payments, you will immediately think ofAlipay, when it comes to social chat, you think of WeChat.

Alipay payment andWeChat payment, which is more stable and safer?

But in fact, Alipay can also chat, and WeChat can also pay.

However, the chat function is only an additional function of Alipay, and the payment function is also an area of ​​ambition for WeChat to expand.

• Financial payments are relatively more technically demanding than other functions.
• After all, payments are an important part of finance, and their commercial nature remains the assessment and control of risk.
• This also means that not all internet platforms can solve this dilemma.

Which one is more secure, WeChat change or Alipay?

Therefore, we often see WeChat users, security issues using WeChat payment, and service experience.

For example, the security settings during transmission are far less flexible for users than Alipay, and there is no perfect follow-up guarantee service after a user transfer problem occurs.

For example, WeChat's Tenpay also has bugs frequently. There is a bug in the system, which causes the user's balance to be zero, which is really embarrassing.

An extensive investigation by the CBRC found that some trust companies in the market still openly violated relevant regulations by transferring their trust products directly through third-party internet proxies and expanding their clients to include WeChat.

After all, this kind of use of infringing customer funds, to buy high-risk trust funds, as long as there is a small gap, will cause most users to lose their money.

At this time, you don't know that this will be a nightmare for many users, and it can only be said that WeChat is not professional in financial payment after all.

On the other hand, why Alipay has not expanded the social scene, because payment must be highly concentrated on resources and development efforts.

• For example, people's energy is limited, and the construction of platform business is also limited.

Is Alipay transfer safer than WeChat?

Everyone knows that Alipay has assessed a "Sesame Credit Score" for each user.

Recently, WeChat also released a beta version of "WeChat Pay Score".

WeChat Pay has 2 functions:

1. First, users can enjoy deposit-free services, such as shared bicycles, shared power banks, etc.
2. Second, users can use this WeChat payment point to pay for rides when they go out to make reservations, a feature that is also common.

It has to be said that compared with Sesame Credit Score, Alipay can rent a house without a deposit, and can go abroad without a visa for more practical purposes;

• And WeChat payment is really not attractive enough. In fact, WeChat has always been inferior to Alipay in payment, and the audience is relatively small.
• After all, Alipay focuses on the payment function, focuses on the convenience and payment benefits brought by consumers, and pushes mobile payment to the extreme.
• For WeChat, payment can only be said to be the icing on the cake at present, and it can't compare to Alipay.

As for the future, in the field of mobile payment, how far Alipay and WeChat can go is worth thinking about!