What should I do if Accepted for Processing is displayed after online banking transfer?

Recently, my Hong Leong Bank account has received a wire transfer from Google AdSense to me, but after I log in to the Hong Leong Bank website to transfer all the money to my RHB bank account, it shows the status as "Accepted for Processing", no Shows the success or failure of the transfer.

Why does the bank transfer appear "Accepted for Processing"?

I go马来西亚Only after understanding the official website of Hong Leong Bank did we know that this is due to the problem of the Hong Leong Bank system and we need to wait:

• Q: How long does it take to process and approve my application after submitting an application for online transfer?
• A: Immediately after submitting your application via HLB Connect Online or HLB Connect APP, you will see one of the following statuses: Success, Failed or Accepted for Processing.

a) Successful(Success) means that your funds will be disbursed within 24 hours if you choose to disburse funds into a Hong Leong Bank checking or savings account.If you choose a different bank account, funds will be disbursed within 3 business days, as this depends on the schedule of the payment processing system that handles the transfer of funds between banks and is subject to identity matching between banks.

b) Failed (Failed) means that your application was rejected for various reasons, such as system timeouts, problems with your checking or savings account details entered, etc.In this case, you can try to apply again.

c) Accepted for Processin(Accept processing) means that the success or failure status has not been determined.This is due to various reasons, such as system timeouts, daily scheduled maintenance, etc.You can log in to Connect Internet Banking or Connect App later to check the status of your application.You will also receive an email later with the status of your application.

in factAcceptedThe transfer status of , means that the banking system has scheduled the so-called transfer action, but it has not yet reached the specified time for the transfer.

For example, the remitter can set the transfer date to one week later, and the bank system will provide an Accepted transfer receipt. The point is that the remitter can choose to cancel the transfer before the specified transfer time (after the next week), then if you areE-commerceThe seller (the payee) has already shipped the goods, so you have been deceived.

How to solve the problem of "Accepted for Processing" in bank transfer?

After a while, I tried to make an online bank transfer again, but I didn't expect the transfer to work.

Then, after I tested the transfer many times, I found that the reason why I would appear "Accepted for Processing" problem, for 2 reasons:

1. One is that non-instant transfer is selected for bank transfer, for example: IBG non-instant transfer or scheduled transfer.
2. The second is because if the number of transfers entered is excessive (the remaining amount after the transfer is less than RM10) when making a bank transfer, the message "Accepted for Processing", the transfer could not be successful.

This is different according to the regulations of different banks, such as:

• Hong Leong Bank Hong Leong Bank account requires a minimum of RM10;
• CIMB CIMB Bank account needs to have a minimum of RM20;
• A minimum of RM1 is required in an RHB bank account.

If you are the recipient, be sure to confirm that the money has entered your bank account, and be sure to check the bank account instead of trusting the transfer receipt that someone else sent you.

Extended reading:

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