What is more reliable than buying insurance is savings, and what is more reliable than hospitals is going to bed early and keeping healthy.

LifeIt is an exam that cannot be repeated. Some answers can be corrected if they are wrong, but some answers must be handed in immediately if they are wrong.

We always like to rely on external things for a sense of security, but forget that true confidence often comes from ourselves.

Is saving money more reliable than buying insurance?

Insurance is certainly useful, but it only solves probability problems.

Have you noticed that insurance companies always make a profit? That's because they rely on big data and probability, not your luck.

Deposits are different.

The money in the account can be seen and touched and can be used immediately.

When you have enough savings, you can rely on it to get through unexpected medical expenses, family needs, and even career changes.

Some people say, "Buying insurance is a rainy day preparation." But the reality is, if you don't have a stable savings account, insurance is just psychological comfort.

The real confidence comes from the support of deposits, and insurance is just the icing on the cake.

What is more reliable than the hospital is going to bed early and keeping healthy

Going to the hospital is often the last option.

But the question is, can you guarantee that the doctors, nurses, and even anesthesiologists you meet are reliable?

We often see some surgical accidents in the news, where patients are accidentally "cold for 40 minutes" due to anesthesia. It is too scary to rely on luck to take such a risk.

Instead of putting your life in the hands of others, it is better to take your health into your own hands.

Going to bed early can really solve 80% of the problems.

Adding health care - regular diet, moderate exercise, and maintaining a good attitude, the remaining 19% can basically be solved.

As for that last 1%? That's fate, no one can control it.

Therefore, the most cost-effective investment is not to buy health products, but to go to bed early.

What is more important than making money is companionship

Money can solve life problems, but it cannot solve emotional problems.

Many people work hard to make money, thinking, "When I have free time, I will spend more time with my family."

But the reality is, when you finally have time, they may no longer have time to wait for you.

Parents’ gray hair will not grow backwards, and children’s childhood will not come back again.

No amount of money can buy back the time we missed.

So, making money is important, but companionship is more important.

Learning ability is more important than academic qualifications

Academic qualifications are a stepping stone, but they can only bring you convenience in the short term.

Looking at the society, you will find that some people with high education are mediocre in their life, while some people with ordinary education make a name for themselves.

why?

The answer is lifelong learning ability.

Society is changing too fast, and new knowledge is emerging in an endless stream. If you only rely on a diploma from the past, it would be like taking Nokia to compete with Apple. You are doomed to be eliminated.

Real competitiveness lies in continuous learning and evolution.

Keep the habit of learning so that you won’t be left behind by society.

Summary and insights

The most reliable sense of security in life is not an insurance policy, but a deposit.

The most effective secret to health is not going to the hospital, but going to bed early and maintaining good health.

The most precious wealth is not money, but companionship.

The most lasting capital is not academic qualifications, but lifelong learning.

This is what I want to say: true confidence is never given by the outside world, but cultivated by oneself.

Conclusion

从哲学From a vantage point, life is a game of choice and self-discipline.

Money is the external shield, health is the internal barrier, companionship is the comfort of the soul, and learning is the ladder to cross the times.

Only by constantly practicing in these four dimensions can we have a true sense of basic security.

So, now is the time, save money, get enough sleep, keep your family company, and keep studying.

In the future, I will not treat unfairly anyone who is truly responsible for myself.