2019 mutero unobviswa zvinhu: Unifi inotenga foni PTPTN mipiro yekutsigira vabereki kubvisirwa mutero

2020 mutero wekudzoka unofanirwa kuziva: 2018 mutero unobviswa zvinhu zvekushandisa

• Iwe unogona kubvisa mutero paunenge uchiisa yako 2020 mutero kudzoka zvichibva pane zvinotevera zvinhu zvekushandisa, uye iva nechokwadi chekuchengeta marisiti ako ekushandisa.

1) Vabereki vanovimba nemamiriro ekubvisa mutero: Vabereki vanovimba vanogona kubvisa mutero

• Kurerutsa mutoro wevana vanochengeta vabereki vachembera, vateresi vanogona kubvisa RM1,500 (yakazara RM3,000).
• Nekudaro, zvinofanirwa kutaurwa kuti kubviswa kwemutero kwakadaro kunofanirwa kuve kwakakodzera, kwete chete mutero.Inofanira kugoverwa nevanin'ina kunze kwekunge muteresi ari iye ega mwana.
• Semuenzaniso, kana muteresi aine vana vanin'ina kumba, zviuru zvitatu zveringgit zvakakamurwa ne3,000, munhu wega wega anongove nekodzero yeavhareji yemutero kiredhiti yeRM4.
• Muteresi anekodzero yeRM3,000 yechikwereti chemutero chete kana vamwe vanin'ina vasingakodzere kubhadharisa mutero.
• Kana mubereki mumwe chete ari mupenyu, vateresi vanogona kungopatsanura iyo RM1,500 yemutero chikwereti zvakaenzana kubva kuhama dzavo.
• Kune rimwe divi, vateresi vanogona kukwira kusvika paRM5,000 mukuyamura mari yekurapa, zvinodiwa zvakakosha uye mari yekuchengeta inobhadharwa nevabereki.
• Nekudaro, vateresi vanogona chete kusarudza imwe yemitengo yekurapa yemubereki uye kubviswa kwekugadzirisa.Kana vachida kuti vabereki vavo vabvisirwe mutero wemari yezvokurapa, havakwanisi kubvisirwa mutero kuvabereki vavo vokurera.

2) Ndinogona kubvisa mutero pakutenga foni? Mutero weUnifi unobviswa here?

Mhando yepamusoroHupenyuMapoka anobviswa mutero (kusvika RM2,500 pachinhu chimwe chete)

• Mapoka ekubvisa mitero anosanganisira kutenga kubva mumabhuku ekuverenga aripo, kutenga komputa, midziyo yemitambo, kuwedzera kukutenga mapepanhau, zvigadzirwa zvema smartphone uye tekinoroji, mapakeji einternet uye nhengo dzejimu.
• Boka rega rega rinobvisirwa mutero unosvika RM2,500 pagore.
• Mune mamwe mazwi, unogona kuwana kubviswa kwemutero kunosvika RM2,500 pakutenga kwako kwemapepanhau, mafoni uye mahwendefa, internet mapakeji, nhengo dzejimu.

3) Midziyo yekuyamwisa mwana inobviswa mutero

• Kuyamwisa kunokurudzirwa, nekubviswa mutero weRM2 yemidziyo yekudyisa vana vari pasi pemakore maviri (kamwe mumakore maviri)

4) Dzidzo yevana vari pasi pemakore matanhatu inobviswa mutero

• Mutero wakabviswa RM6 unowanikwa kuvana vari pasi pemakore matanhatu vanopinda dzidzo yepuraimari.

5) Kuongororwa kwepanyama

• Kuongorora kwechiremba kusvika kuRM500 yekuregererwa kwemutero.

6) Dzidzo yemunhu mari

• Iyo yakanyanya kubviswa mutero iR7000.

7) Higher Education Fund (Tabungan bersih dalam skim SSPN)

• Mutero unobviswa kusvika kuR6000
• Kana ukachengetera homwe yedzidzo yemwana wako kuburikidza neState Education Savings Plan (SSPN) yakatangwa neState Tertiary Education Fund (PTPTN), uchawana kiredhiti yemutero yeRM6,000 kubva mumambure akakodzera.

8) Inishuwarenzi yehupenyu uye Provident Fund

• Mutero unobviswa kusvika kuR6000

9) Dzidzo uye inishuwarenzi yehutano

• Mutero unobviswa kusvika kuR3000.

10) Private Retirement Scheme (Private Retirement Scheme)

• Mutero unobviswa kusvika kuR3000.

11) Mipiro kuchikoro inobviswa mutero

• Kwete izvozvo chete, asi kutanga muna 2019, munhu wese anopa chikoro cheveruzhinji kana koreji yedzidzo achakodzera kubvisirwa mutero wemari.

Rondedzero ye2018 mutero unobviswa zvinhu muna 21

Inotevera rondedzero yezvinhu makumi maviri neimwe zvinogona kubviswa muMalaysia mu2018▼

F2 Vabereki 'mari yekurapa (a) kana mari yekugara (b) (imwe chete yadzo inogona kusarudzwa)

F2a) Mari yekurapa yevabereki (Max - RM 5,000)

• i) Kurapwa uye kurapwa kunoitwa nemusha unochengeterwa vakwegura.
• ii) Kurapwa kwemazino (tisingasanganisire cosmetic dentistry).

Ongorora:

• Kudiwa kwemubereki kurapwa kana kutarisirwa kunofanirwa kusimbiswa nachiremba ane rezinesi neMalaysian Medical Council
• Vabereki vanofanira kunge vari vagari veMalaysia.
• Kurapa kana kutarisirwa kunofanirwa kuitwa mukati meMalaysia.
  

F2b) Mari yekugara yevabereki (Max - RM 3,000)

*Vana vevabereki vanovimba vanonakidzwa nekubvisirwa mutero weR3, nekubviswa kweR1 imwe neimwe.

Ongorora:

• Kuti uve akakodzera kusunungurwa mutero, mutero wemutero anofanira kunge ari mwana wepamutemo kana mwana akagamuchirwa zviri pamutemo.
• Baba mumwe chete ndivo vanogona kuregererwa kusvika paRM1 uye amai mumwe chete vanogona kusapihwa mari inosvika RM5.
• Vabereki vanofanira kunge vari vagari vekuMalaysia uye vanopfuura makore makumi matanhatu.
• Mari yevabereki pagore haifanire kudarika RM2.
• Kana vamwe vanin'ina vakanyorerawo kubvisirwa uku (munhu mumwe nemumwe anofanirwa kugovera mari yakabviswa zvakaenzana), ndapota yeuka kuzadza HK-15 uye chengetedza ruzivo urwu.

F3 Basic Aids kune Vakaremara (Max-RM 6,000)

• Tenga zvekutanga zvekubatsira vanhu, vadyidzani, vana kana vabereki vakaremara.
• Zviyamuro zvekutanga zvinosanganisira midziyo yekurapa - michina yehemodialysis, mawiricheya, maprosthetics uye zvekunzwa, asi kwete magirazi emaziso nemagirazi.

F5 Mari Yedzidzo Yemunhu (Max-RM 7,000)

Vanhu vanonyoresa mumakosi ezvikoro zvemudzimba zvedzidzo yepamusoro zvakatenderwa neHigher Education Authority yekuMalaysia.

• (i) Kusvika padanho reyunivhesiti (kunze kwechidanho che masters kana chechiremba) - muminda yemutemo, accounting, Islamic finance, tekinoroji, hunyanzvi, indasitiri kana ruzivo rweruzivo.
• (ii) Master's kana Doctorate level - chero ndima kana chirongwa chekudzidza.

F6 Mari yeKurapwa Kwechirwere Chakanyanya (Max-RM 6,000)

• Mari yekurapa yezvirwere zvakakomba zvevanhu, vadyidzani, vana.
• Zvirwere zvakakomba zvinosanganisira: AIDS, Parkinson's, cancer, itsvo kutadza kushanda, leukemia, chirwere chemoyo, pulmonary hypertension, chirwere chechiropa chisingaperi, acute hepatitis, kushomeka kwetsinga nekuda kwekukuvadzwa kwemusoro, bundu remuuropi kana vascular malformation, kupisa kwakanyanya, kuvhiyiwa kwenhengo uye kukuru. kudimburwa mitezo.

F7 Yakwana Muedzo Wemuviri (Max-RM 500)

• Inosanganisirwa muF6's RM6,000 muganho
• Kuongororwa kwemuviri kwakakwana kunoreva kuongororwa kwemuviri wakazara.
• Iyo yakawanda yeRM500 inogona kuregeredzwa kuti itarise muviri uzere kuvanhu, vadyidzani nevana.

F8 Mararamiro (Max – RM 2,500)

zvinosanganisira:

• (i) Kutengwa kwemabhuku, magazini, mapepanhau nezvimwe zvinyorwa zvakafanana.
• Mabhuku, majenari, magazini, mapepanhau nezvimwe zvakada kunyorwa zvakafanana (mumapepa kana kuti zvemagetsi, tisingabatanidzi mabhuku anorambidzwa) kuti uzvitenge iwe pachako, mudiwa wako kana vana vako.
• (ii) kutenga komputa yako pachako, smartphone kana piritsi.
• Mari inoshandiswa pakutenga PC, smartphone kana tablet ichabviswa mutero.Inogona kushandiswa iwe pachako, shamwari kana vana (kusiri kwebhizinesi kushandiswa).

(iii) Kutengwa kwemidziyo yemitambo uye mubhadharo wenhengo yekusimba.

• Mari inodiwa iwe pachako, mudiwa kana vana:
• (a) kutenga chero zvishandiso zvemitambo (kusanganisira zvenguva pfupi zvakadai semabhora egorofu nebadminton asi kusasanganisa zvipfeko zvemitambo)
  (b) Gym Membership.
  

(iv) Kubhadhara kwemwedzi nemwedzi kunyoreswa kweinternet

• Saina bhiri rekunyoresa painternet muzita rako pachako.

F9 Midziyo Yekuyamwisa (Max – RM 1,000)

(a) Iyi yerubatsiro yemutero inongowanikwa kune vakadzi vateresi vane mari uye vana vari pasi pezera re2:

(b) Midziyo yekuyamwisa inokodzera inosanganisira:

• (i) seti yemukaka uye ice pack;
• (ii) kuunganidza mukaka wezamu nemidziyo yekuchengetera; uye
• (iii) zvinotonhorera kana mabhegi.

(c) Iyi zororo yemutero inogona kushandiswa kamwe chete makore maviri.

F10 Kirasi yevanamukoti kana muripo wedzidzo yechikoro (Max - RM 1,000)

• Vateresi vanotumira vana vari pasi pemakore matanhatu ekuberekwa kunzvimbo inochengeta vana yakanyoreswa neBazi Rezvemagariro Avanhu kana kukireshi yakanyoreswa neBazi Redzidzo kuMalaysia.

F11 SSPN Savings Plan (Max - RM 6,000)

Mari yemutero inochengeta muSSPN yevana

F12 Rubatsiro rwemurume/mukadzi kana alimony (Max - RM 4,000)

• Kubviswa kweRM4 kunowanikwa kune vadyidzani vemumba vasina mari, uye alimony inobhadharwa kune aimbove mukadzi inobviswawo neR4. (chibvumirano chepamutemo chinodiwa)

F14 rubatsiro rwevana

F14a) Vana vari pasi pemakore gumi nemasere vachiri mudzidzo vanekodzero yekubvisirwa mutero weR18 pamunhu.

F14b) ane makore gumi nemasere zvichikwira, vana vasina kuroora uye vana vanosangana nemamiriro anotevera vanobvisirwa mutero RM18.

• (i) Kudzidza kuyunivhesiti yemumba kana koreji (kunze kweyunivhesiti yekugadzirira makosi)
• (ii) bachelor's kana yakaenzana chirongwa chedzidzo (kusanganisira master's kana doctorate) kunze kwenyika
• (iii) Sangano redzidzo rakakodzera rinofanira kubvumidzwa nechikamu chehurumende chakakodzera

F14c) Vana vakaremara (Max - RM 6,000)

• Mutero unobviswa kuvabereki vanorera vana vakaremara iRM6.Vabereki vane kodzero yekubvisirwa mutero unosvika RM1 kana mwana ari kudzidza munyika kana kunze kwenyika.

F15 Life Insurance uye Provident Fund EPF (Max - RM 6,000)

• Kubhadharwa kwemari yeinishuwarenzi yehupenyu uye provident fund (EPF) kana zvimwe zvirongwa zvakabvumidzwa nekubviswa kweRM6.

F16 Private Pension Scheme PRS (Max – RM 3,000)

• Kubviswa kwakazara kwePRS nemaprimiyamu einishuwarenzi anobhadharwa kumapenjeni ega ega iRM3.

F17 Dzidzo kana inishuwarenzi yekurapa (Max - RM 3,000)

• Pamari yedzidzo uye yeinishuwarenzi yekurapa, kubviswa kwese kunogumira kuR3.
  

F18 Social Inishuwarenzi (SOCSO) (Max - RM250)

• Iyo yakanyanya kubviswa yehushuwarenzi yemagariro (SOCSO/PERKESO) mubhadharo iRM2.

Mutero zvisiri izvo #1: Kusataura imwe mari yakawedzerwa

• Vanhu vazhinji vanobhadharwa vanowana imwe mari kunze kwekambani, asi havatauri mari yakawedzerwa semari yekurenda, makomisheni, mari yekutumira, nezvimwe.Ichazadzwa kupi?
• Nekudaro, iwe unongofanirwa kuudza mambure mari mushure mekubvisa mari.
• Semuenzaniso, mari yekurenda inogona kubviswa pamitero yezvivakwa, mari yeinishuwarenzi yemba, muripo wekugadzirisa, nezvimwewo, asi mutengo wemidziyo yefenicha kana maairconditioner haugone kubviswa.
• Kana iwe uine imwe mari, ndapota zadza "B3", kureva, "imwe mubereko, kuderedzwa, mari yeinishuwarenzi, imwe mari yenguva dzose ...".

Mutero Wekudzoserwa Kwemutero 2: Form Isiri Isiyo Yemutero Wemari

• Vateresi vane nhamba huru yezvinobva mari kazhinji havakwanisi kusiyanisa mafomu emutero wemari avanoshuma.
• Muchidimbu, avo vasingaite bhizinesi vari kunyora Form BE;
• Kana vari kuita bhizinesi ravo, rakaita sekudyidzana kweresitorendi neshamwari, mari inobva kumabhizinesi iwayo inofanira kuendeswa kuFomu B.

Mutero zvisiri izvo 3: Kunonoka mutero kunodzosa

• Vazhinji vateresi vanofarira kuisa mitero yavo paminiti yekupedzisira, uye havagone kupedzisa mutero wavo wekudzoka nenguva yakatarwa.
• Rangarira, zuva rekupedzisira rekutumira mutero kweFomu BE ndiApril 4;
• Nguva yekupedzisira yekuendesa Fomu B ndiChikumi 6.

1. Fomu BE - mari yemunhu kubva kubasa renguva-pfupi, hapana bhizinesi - Kubvumbi 4 isati yasvika (mutero wemagetsi unodzoka Chivabvu 30 asati asvika)
2. Fomu B - bhizinesi rega, makirabhu, nezvimwe - pamberi paChikumi 6 (kutumira kwemagetsi pamberi paChikunguru 30)

Malaysia mari yemutero yekuisa zuva rekupedzisira, ndapota tinya chinongedzo pazasi kuti uone▼

Malaysia 2024 Electronic Filing Deadline Zvirango zveKunonoka Kuisa Kupfuura Nguva Yenguva

Kurume gore rega rega inguva yekuti vagari vekuMalaysia vazadzise zvisungo zvavo zvemutero. Zvichida vanhu vazhinji havasati vaziva kuti mutero chii? Kunyanya avo vechidiki avo vatsva kubasa rekugarisana nevamwe, vanotenda zvisiri izvo kuti mutero ndechimwe chinhu chete avo vanovhura makambani uye vanoita bhizinesi vanofanira kuita. saka,……

Mutero zvisiri izvo 4: Kusashuma mabhenefiti

• Kune vamwe vashandirwi vanopa mabhenefiti emhando kuvashandi, senge mota dzekambani, nharembozha, makambani anobhadhara pekugara, nezvimwewo, vashandi vanowanzo furatira kuti mabhenefiti aya haataurirwe kana vachiisa mafomu emitero.
• Aya mabhenefiti anowanikwa mutero uye anofanirwa kubhadhariswa mutero.
• Hukoshi hwese hwemubairo wakakosha uyu huchacherechedzwa muChikamu 2 cheFomu remuteresi reEA "B" uye rinofanirwa kuiswa paFomu BE pamwe neimwe mari.

Mutero zvisiri izvo 5: Hapana chitupa chekubvisa mutero

• Kana uine mari yekurenda muzita rako, unofanira kunyora kuti “B2” muChikamu B chefomu reBE, inova mari yepamutemo inobva parendi.
• Kana hurumende ichibvisa mutero, vateresi vanofanirwawo kunyorera magwaro akakodzera.
• Semuenzaniso, humbowo hwemarisiti ekutengwa kwemabhuku, makomputa, zvikwereti zvevabereki zvekurapwa, nezvimwe.

Pfungwa isiriyo yemutero #6: Marisiti akapera

• Kana vakuru vacho vaenda pamusuwo kuti vatarise mitero, uye kana uine chivimbo chekuburitsa marisiti ako akachengetwa kwemakore, unozoshamisika kuona kuti mazhinji acho anenge ari "white paper" asina kana inki. !Zvinorwadza kwazvo...
• Muteresi angaziva kuti anofanira kuchengeta risiti, asi furatira kuti marisiti akawanda ari pamusika marisiti anopisa anodzima kana kusiya pasina kunyorwa.
• Imwe nzira yakanyatsokodzera ndeyekuchengetedza marisiti aya nekuita scanner kana kuatora mafoto.

Mutero usiriwo maonero 7: Mari isingabviswe mutero semari inotererwa

• Vamwe vateresi vanobata zvisizvo zvimwe zvibvumirano kana mabhenefiti semari inobhadhariswa pavanenge vachifungidzira mutero wavo.
• Somugumisiro, vanobhadhara mitero yakawanda vachivanza.
• Sekureva kweInland Revenue department, kune gumi nerimwe mvumo, zvidzoreso kana mabhenefiti anopihwa nevashandirwi ane kodzero yekupihwa mvumo gore rega rega.
• Semuenzaniso, inosvika RM6,000 yerubatsiro rwepeturu, mishonga kana mari yekuchengeta vana.
• Mari yese yemvumo ichanyorwa zvakasiyana pafomu reEA rakagadzirirwa nemushandirwi kumuteresi, muchikamu "G" pazasi.
• Ziva kuti mari iri mukoramu iyi haidi kudzoserwa mutero uye haifanirwe kuiswa paBE fomu.

Mutero zvisiri izvo #8: Kunyorera mipiro isingazivikanwe

• Haisi mipiro yese inobvisirwa mutero, uye mipiro chete kubva kumasangano anotenderwa nehurumende kana nheyo dzinogona kuda kubvisirwa.
• Iyo yakazara inogumira ku7% yemari yakaunganidzwa.
• Zvisinei, vamwe vateresi havanzwisisi kana mipiro yacho ichibviswa, uye vanokumbira kubatsirwa.
• Unoziva sei masangano evanopa anotenderwa nehurumende?
• Kana mupiro ukaitwa kusangano rakatenderwa kana hwaro, risiti inozonyorwa "Governmentally Accredited Donor".

Ona kana iyo agency yakatenderwa

Tevedza matanho ari pasi apa kuti uone kana iyo agency yakatenderwa:

Chikamu 1 步:Pinda kune IRS webhusaiti

• Iwe unogona kusarudza shanduro yeChirungu mukona yepamusoro yekona.

Chikamu 2 步:Sarudza Internal Link;

Chikamu 3 步:Dzvanya pa "Rondedzero yeMasangano pasi peChikamu 1967(44) ITA 6" mukona yezasi yekurudyi;

Chikamu 4 步:Isa ruzivo rwakakodzera sezita renyika, rubatsiro kana zita rehomwe.

Mutero zvisirizvo #9: Haugone kuratidza kuti waisa mutero wako

• Electronic tax returns uye risiti zvichaendeswa kuratidza kuti mitero yaiswa uye yakabhadharwa.
• Nekudaro, vateresi vanonyora nemaoko kana kutumira mutero wavo wemutero vangasakwanisa kuratidza kuti mutero wemutero waiswa uye mutero wabhadharwa.
• Nekuti hofisi yemutero haiburitse chiziviso "chakagamuchirwa", kana fomu remutero rikarasika mutsamba, muteresi ari mudambudziko guru.
• Kunze kwekunge muteresi abhadhara mutero uye akachengeta risiti, unogona kuratidza kuti mutero wakaiswa.

Mutero Wokudzorera Kukanganisa 10: Kusachengeta Receipt Records

• Kana mutero wako uchinge wapera, usafunga kuti marisiti ako ese, zvirevo zveprimiyamu, uye mamwe magwaro akasununguka kurasa.
• Hofisi yeMutero inoda kuti vateresi vachengete marisiti aya uye zvinyorwa mushure mekuisa mareferensi avo emitero.