Nei US isingashandisi kubhadhara kwenharembozha?Mushure mekuiverenga, iwe unonzwisisa kuti China inotungamira pasirese

Munyika yedu - China, zvinogona kutaurwa kuti unogona kutenga miriwo yakasvibirira uye uishandiseAlipayuyeWeChat Kubhadhara.

Vadzidzi vadiki semakore manomwe uye vakuru vane makore makumi masere ekuzvarwa vese vari kushandisa nharembozha.

Kunyangwe iri muchitoro chikuru kana mutengesi wemumugwagwa, kodhi yeAlipay QR uye WeChat yekubhadhara QR kodhi yakakosha, iyo inoratidza kuwanda kwekubhadhara kwenharembozha kuChina.

Musoro wanhasi unoti seiUnited StatesHaisi yakajairika sekubhadhara kwenharembozha kweChina?

Ndinovimba kuti mushure mekuverenga chinyorwa ichi, hamuchazove nemubvunzo uyu, ngatitarisei pamwe chete.

Nepo vanhu vekuAmerica vari kuramba vachivimba nemafoni, vanhu vazhinji havasati vashandisa nharembozha yavo kubhadhara.Zvisinei, mune dzimwe nyika, mamiriro acho ezvinhu akasiyana zvachose.

China neIndia dzakaona kukurumidza kutorwa kwekubhadhara kwe smartphone, senge China uko nharembozha dzakaita zvinopfuura makumi masere muzana ezvese zvakatengwa gore rapfuura.MuUS, kushandiswa kweiyo huru yekubhadhara nharembozha iri pasi pegumi%.

Mari dzemutengesi dzenharembozha hadziwanzo kutsigirwa muUS

Kana zvasvika pakubhadhara nhare, vatengi veAmerica havana kupfupika nezvesarudzo. Apple Pay, Google Pay, Samsung Pay, PayPal, Venmo, Square Cash, Zelle nemamwe makambani matsva ari kutsvaga kukanganisa rondedzero iyi.Asi kugashira zvikumbiro izvi, mabhizinesi akadai semashopu ekofi nezvitoro zvinotengesa anoda hardware chaiyo.

MuUS, kutenga kwechinyakare kuchiri kuitika, uye kushandisa kadhi rechikwereti kuchiri kuverengera inopfuura 80 muzana yezvese zvakatengwa gore rapfuura.

PayPal ndiyo inonyanya kufarirwa isiri-yebhangi nzira yekubhadhara, inosarudzwa ne40% yevashandisi, asi PayPal inonyanya kushandiswa kubhadhara online. Apple kubhadhara kwaiita 9% yemari yese.

Vatengesi vanofanirwa kusangana nechimwe chikumbaridzo kuti vafunge nezvekuchinja kwakazara kune nharembozha, inokwana 90% yevatengesi vanofanirwa kuigamuchira, saka 1% yevatengi vanogona kuchinja maitiro avo.

Kushaikwa kwechiitiko chekubhadhara nhare muUS

Makadhi echikwereti anokwikwidzana nevatengi nemari yekudzokera uye mibairo yekufamba, uye vatengi vanogona kushandisa kadhi rechikwereti kubhadhara gasi, imwe yezviitiko, uye imwe yekufamba, zvichienderana nemubairo nemari yavanogona kuwana pakutenga,

Kuendesa nzira dzekubhadhara kune nharembozha hakusi nyore

Sekureva kweMarketer, ndiyo inonyanya kushandiswa kubhadhara app muUS ine 2340 miriyoni vashandisi, Apple Inobhadhara mamirioni makumi maviri nemaviri uye Google Pays 2200 miriyoni.

Iyo yekushandisa kesi iri pachena kune Starbucks zvekuti inogona kunge isati yavepo yeApple Pay kana Google Pay.

Apple's new credit card Goldman Sachs yakagadzirwa nepfungwa iyoyo mupfungwa.

• Inopa 3% mari kudzoserwa pakutenga kweApple zvigadzirwa uye 2% mari kudzoserwa pane zvese zvakatengwa zvine chekuita neApple;
• Zvakare nekupa 1% mari kudzoserwa pane zvimwe kutenga.
• Mibairo iyi inopihwa pazuva rimwe chete.

 "Iyo Apple Kadhi yemuviri ichaunza mvura kune nharembozha, Apple Pay," nyanzvi yeUS yakadaro. "Haisiyo chete chikonzero nei Apple iri kuvhura kadhi iri, asi richaunza mari kune yakasara ecosystem."

Mushure mekuiverenga, inofanirwa kujeka kumunhu wese: nei kubhadhara nhare kuUnited States kusiri kwakajairika seChina?

Naizvozvo, hapana nyika inogona kupfuura zvachose mune chero chikamu, kunyangwe yakabudirira United States.

Kune zvakare nzvimbo dzakawanda muChina dziri kusimukira nekukurumidza kupfuura United States.Munofungei pamusoro peizvi?Unogamuchirwa kusiya mhinduro dzako pazasi.