Musiyano pakati peAlipay Yulibao naYu'ebao, ndezvipi zviri nani?

Ndine chokwadi chekuti wanga usingazive Andy Lau pawaive kuChina, asi waizivaMa Yun. Iwe haugone kushandisa Huabei naYu'e Bao, asi uchave unazvoAlipay, zvinogona kunzi Alipay,Taobao, Jack Ma, matatu aya akanyatsosunganidzwa pamwechete, aya matatu akakosha. Nekuenderera mberi nekutsvagisa nekusimudzira, Alipay yave nani zvishoma nezvishoma. Haisisiri imwe nzvimbo yekutengesa online, asi inyanzvi yemari indasitiri, uye zvigadzirwa zvayo zvemukati zviri kuramba zvichivandudza.

Musiyano pakati peAlipay Yulibao naYu'ebao, ndezvipi zviri nani?

Ndinotenda kuti shamwari dzinoshandisa Alipay dzine kumwe kunzwisisa kweYu'ebao, asi Alipay anewo Yu'ebao naYulibao. Ndeupi musiyano pakati pezviviri izvi?Ndezvipi zviri nani kuisa mari mukati?

Yu'e Bao: Yu'e Bao ndeye Ant's balance value-added service uye ikozvino fund management service chigadzirwa.Iyo inoratidzirwa nekushanda kuri nyore, yakaderera chikumbaridzo, zero mubhadharo uye usability.Yu'ebao haingori chigadzirwa chimwe chete chekutonga hupfumi, asiwo nzira yekubhadhara inogona kushandiswa zvakananga kutenga kutenga, kungave kuri kushandiswa kwekunze kana kutenga online.

Yu Libao: Yu Libao chigadzirwa chekutonga mari chevanhu, mabhizinesi madiki uye madiki uye madiki uye madiki anoshanda.Iyo hupfumi manejimendi chigadzirwa chakagadziridzwa neChina Netcom Bank neTianhong Fund chine hunhu hwekureruka, kuchinjika uye chengetedzo.

Misiyano mikuru pakati pezviviri ndeiyi:

1. Yu'e Bao inonyanya kunangwa kune vashandisi vega, nepo Yu Libao inonyanya kunangana nevashandisi uye mabhizinesi madiki uye madiki.

2. Ivhareji yemari yemwedzi yeYu'ebao ndeye 2-3 mapoinzi, nepo Yu Libao mari inokwana 4 mapoinzi.

3. Mari yakazara iyo Yu Libao inoda kubhadhara ndeye 0.63% / gore, nepo mari yakazara iyo Yu Libao inoda kubhadhara iri 0.55% / gore.

4. Muganho wezuva nezuva weYu Libao i5 yuan, muganho wezuva nezuva weYu Libao i100 miriyoni yuan, uye bhizinesi 500 miriyoni yuan; Yu'ebao inotamiswa kuenda ku100,000 yuan mukati memuganhu wezuva rimwe, inoda kutengeswa. na9:1000 mangwanani oga oga.Muganho wezuva rimwe waYu Libao unoendeswa kune gumi miriyoni kuvanhu uye mamirioni makumi mashanu emabhizinesi pasina kusimuka.

5. Pane 0.1% mari yekutora kubva kuYu'ebao, asi Yulibao haaiti.

Zvose mune zvose, Yulibao inonyanya kudhura kupfuura Yu'ebao, asi izvi zvinogonawo kunge zvakakonzerwa nekuti Yulibao ine nguva shoma yekusunungurwa uye ikozvino inoshandiswa nenhamba shoma yevanhu.Uku kusimudzirwa kwepamutemo, kwakafanana neYu'e Bao payakatanga kuburitswa, uye inogona kugadziridzwa mune ramangwana, saka munhu wese anofanira kuishandisa nekukurumidza kana achida kuishandisa.