Maxaan sameeyaa haddii la Aqbalay hab-socodka la soo bandhigo ka dib wareejinta bangiga internetka?

Dhowaan, koontada Hong Leong Bank waxay iga heshay xawilaad siligga Google AdSense, laakiin ka dib markii aan soo galo barta internetka ee Hong Leong Bank si aan ugu wareejiyo dhammaan lacagta akoonkayga bangiga RHB, waxay muujinaysaa heerka sida "La aqbalay habsocodka" , maya waxay muujinaysaa guusha ama guuldarada wareejinta.

Waa maxay sababta wareejinta bangigu u muuqato "La aqbalay habsocodka"?

Waan tagayaaMalaysiaKaliya ka dib markii aan fahamnay degelka rasmiga ah ee Hong Leong Bank, waxaan ogaanay in tani ay sabab u tahay dhibaatada nidaamka Bankiga Hong Leong oo aan u baahanahay inaan sugno:

• S: Muddo intee le'eg ayay qaadanaysaa in la farsameeyo oo la ansixiyo codsigayga ka dib marka aan soo gudbiyo codsiga wareejinta khadka?
• J: Isla markiiba ka dib markaad codsigaaga ku soo gudbiso HLB Connect Online ama HLB Connect APP, waxaad arki doontaa mid ka mid ah xaaladaha soo socda: Guul, Fashilmay ama la Aqbalay Habaynta.

a) Successful(Guusha) waxa ay ka dhigan tahay in lacagtaada lagu bixin doono 24 saacadood gudahood haddii aad doorato in aad lacagta ku shubto bangiga Hong Leong ee hadda ama akoontiga kaydka ah.Haddii aad doorato akoon bangi oo ka duwan, lacagaha waxaa lagu bixin doonaa 3 maalmood oo shaqo gudahood, sababtoo ah tani waxay kuxirantahay jadwalka nidaamka lacag bixinta ee maamula wareejinta lacagaha ee bangiyada dhexdooda waxayna ku xiran tahay isbarbardhigga aqoonsiga bangiyada.

b) Failed (Fashilmay) macneheedu waa in codsigaagii loo diiday sababo kala duwan, sida nidaamka wakhtigoodu, dhibaatooyinka jeeggaaga ama faahfaahinta akoonkaaga kaydka ah ee la galiyay, iwm.Xaaladdan, waxaad isku dayi kartaa inaad mar kale codsato.

c) Accepted for Processin(Aqbal habaynta) macnaheedu waa in heerka guusha ama guuldarada aan la go'aamin.Tani waxay sabab u tahay sababo kala duwan, sida nidaamka waqti-gabo, dayactirka maalinlaha ah, iwm.Waxaad geli kartaa Connect Internet Banking ama Connect App ka dib si aad u hubiso heerka codsigaaga.Waxa kale oo aad heli doontaa iimayl dambe oo wata heerka codsigaaga.

dhab ahaanAcceptedXaaladda wareejinta , waxay ka dhigan tahay in nidaamka bangiyada uu qorsheeyay waxa loogu yeero tallaabada xawilaadda, laakiin weli ma gaarin waqtigii loo cayimay wareejinta.

Tusaale ahaan, xawaaladuhu waxay dejin karaan taariikhda wareejinta hal usbuuc ka dib, nidaamka bangiguna wuxuu bixin doonaa risiidhka wareejinta ee la aqbalay, ujeedadu waxay tahay in xawilaaduhu dooran karo inuu joojiyo wareejinta ka hor wakhtiga wareejinta ee la cayimay ( usbuuca soo socda ka dib). hadaba hadii aad tahayGanacsiga E-ganacsigaIibiyaha (lacag-qaataha) ayaa horay u soo raray alaabta, sidaas darteed waa lagu khiyaaneeyay.

Sida loo xalliyo dhibaatada "La aqbalay habsocodka" ee wareejinta bangiga?

Muddo ka dib, waxaan isku dayay inaan mar kale sameeyo xawaalad bangi oo online ah, laakiin maan fileyn in wareejintu shaqaynayso.

Kadib, ka dib markii aan tijaabiyay wareejinta marar badan, waxaan ogaaday in sababta aan u muuqan doono "Accepted for Processing"dhibaatada, 2 sababood dartood:

1. Mid waa in wareejinta aan degdega ahayn loo doorto wareejinta bangiga, tusaale ahaan: IBG wareejin aan degdeg ahayn ama wareejinta qorshaysan.
2. Midda labaad waa sababtoo ah haddii tirada xawilaadaha la soo galiyay ay xad dhaaf yihiin (qadarka soo haray ka dib wareejintu waa ka yar tahay RM10) marka la wareejinayo bangiga, fariinta "Accepted for Processing", wareejintu ma noqon karto mid guulaysata.

Tani way ka duwan tahay sida waafaqsan xeerarka bangiyada kala duwan, sida:

• Hong Leong Bank Koontada Bankiga Hong Leong waxay u baahan tahay ugu yaraan RM10;
• CIMB CIMB Akoonka Bangiga waxa uu u baahan yahay in uu lahaado ugu yaraan RM20;
• Ugu yaraan RM1 ayaa looga baahan yahay koontada bangiga RHB.

Haddii aad tahay qaataha, hubi inaad xaqiijiso in lacagtu ay gashay akoonkaaga bangiga, oo hubi inaad hubiso xisaabta bangiga intii aad ku kalsoonaan lahayd risiidhka xawilaadda ee qof kuu soo diray.

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