Indlela yokuqonda iimfuno zabathengi?Kusuka kwintoni?Unxibelelwano lwezakhono zokuthengisa ukuqonda kakuhle abathengi

unayoEzorhweboOmnye umhlobo wakhe wathi uye ejimini emva kokuba ephumile emsebenzini, emva koko umqeqeshi wathi ukusebenza kwakhe akukho mnandi kwaye uya kudluliselwa, wabuza ukuba unokumnika isiluleko esihle?

Emva koko wavula imo yomcebisi ngokungazikhethelanga.

Indlela yokuqonda iimfuno zabathengi?

Ngenxa yokuba umxholo owabelwana naye unceda kakhulu kwiintengiso kunye nezikhundla zenkonzo, ngoko ke ndithumela umxholo okwabelwana ngawo ngokuthe ngqo.

(IIntengiso ye-IntanethiIzikhundla zokusebenza, ungajonga kuyo)

I-1) Ukuthengisa kufuneka kuqonde abathengi

• Ngokomzekelo, ngaba ungaze uzibonele ngabom izinto ezenziwa ngabathengi bakho?
• Yintoni injongo yomthengi oza kwenza umthambo?
• Ukuza ekomeleleni yinkangeleko nje, kukho okungakumbi emva kwayoUbomikwingxaki.

2) Ukuqonda ngokufanelekileyo iimfuno zabathengi ngonxibelelwano lwabathengi

• Umthengi ngamnye unendawo yakhe ekhethekileyo.Umzekelo, umntu uneenjongo ezimbini zokomelela, enye i-immunity kunye nenye i-cervical spine.
• Ngaba uyaziqonda iintlungu zalo mntu?
• Ngaba uneengcinga ezikhethekileyo, unokunceda njani ukusombulula ingxaki?

3) Musa ukukhawuleza abathengi

• Umzekelo, ndize apha ukuza kwenza umthambo ka-10, kwaye amaxesha ayi-5 undithengisele ukuhlaziya ikhadi lam.
• Abathengi abeza kwindawo yokuzivocavoca ngabantu abakrelekrele, kwaye akukho mfuneko yokuba wenze njengejerk.
• Amava amabi.

4) Qonda iimfuno zengqondo zabathengi

• Abathengi beza kwimpilo entle kunye neemfuno zomzimba kunye neemfuno zengqondo.
• Iimfuno zengqondo ziquka izinto ezikhuthazayo kunye nezinto ezithuthuzelayo ngokwasengqondweni.
• Nokuba inkonzo yakho yokomelela injani na, uninzi lwabasebenzisi abayi kuva.
• Kodwa ukuba ubakhathalele ngokwenene abathengi bakho, yiloo nto abathengi abaya kuziva ngokulula ngakumbi.
• Ukongeza, baninzi kakhulu "ootitshala abaziingcali babucala", awusoze ube ngoyena mntu uqeqeshelweyo, kodwa ndiyakholelwa ukuba abakho baninzi abazinikele ngokwaneleyo.

5) Yenza ezinye iinkonzo ezongezelelweyo ukusombulula iingxaki zabathengi

• Ngokomzekelo, ukuba umthengi akayi kuzisa ikomityi yamanzi, ulungiselela iikomityi zephepha ukumnceda ekucombululeni ingxaki yamanzi okusela.
• Ngokomzekelo, ukuba umxhasi akanalo ixesha elininzi lokuza kwindawo yokuzivocavoca, unokuchitha iidola ezilishumi okanye ezingamashumi amabini ukuthenga isixhobo esincinci sokuzilolonga kumxhasi.
• Mkhumbuze ukuba azilolonge ekhaya kwaye acinge ngomxhasi ngalo lonke ixesha.
• Uhlala ucinga, indlela yokusombulula iingxaki zabathengi?

6) Yiba ngoyena mntu ulungileyo ukukhonza abathengi

• Abathengi banesidingo (ngokomzimba nangokwengqondo) sokuqina ngokuqhubekayo, kwaye xa bebadala, iba nkulu ngakumbi imfuno.
• Sukuba nexhala lokuba abathengi obasebenzelayo ngokuzimisela abayi kuhlaziya intlawulo, i-90% yabo banokuthenga imfundo yabucala ayiyomali imbi, kodwa imfuno iya kuhlala ikhona.
• Ukuba uba ngoyena mntu ubalaseleyo wenkonzo yabathengi, umthengi ngokuqinisekileyo uya kukuvuza.

7) Yakha ubuhlobo kunye nabathengi

• Ngokunyanisekileyo kubathengi, kunye nabathengi ukwakha ubuhlobo.
• Ukuthengiswa kwexabiso lesithathu kunemali yomthengi kuphela emehlweni abo;
• Iintengiso zodidi lokuqala, phatha abathengi njengabahlobo.
• Ngokomzekelo, ukuba umthengi unomqolo ombi womlomo wesibeleko, unokubonelela ngeendlela ezongezelelweyo zokunceda umthengi ukuxazulula ezi ngxaki.
• Hayi ukuvala abathengi, kodwa ukunceda abathengi ukusombulula iingxaki.

Oku ngasentla kukuqonda izikhundla zokuthengisa.Ndicinga ukuba zonke iinkalo zobomi kufuneka zikwazi ukuzisebenzisa.Abo bathengisayo banokujonga ngokucokisekileyo kwaye babandakanyekeuKhuthazo lweWebhuabahlobo nabo bajonge.