Isalathiso senqaku
Xa kufikwa kwimali-mboleko ndikholelwa ukuba wonke umhlobo oqala ishishini uzakudibana nalo.Kaloku imali eyinkunzi ifana negazi kwishishini, kufuneka isoloko ijikeleziswa.Xa sele iphelile, oko kuthetha ukuhla kweshishini. ishishini.
Emva koko wonke umntuAlipayWonke umntu kufuneka ayazi, kwaye wonke umntu uyazi malunga nokuboleka kunye ne-huabei e-Alipay kwaye ayinakuchazwa ngakumbi, ngaba uyayiqonda imali mboleko yeshishini le-Alipay kwi-intanethi?
Wazi kangakanani malunga ne-Alipay mboleko yeshishini kwi-Intanethi?
Ngapha koko, ukongeza kwi-Ant kuboleka, kukwakho neemveliso ezininzi zeqabane e-Alipay.
Inzala encinci yokuboleka kwembovane yi-1.5 yezigidi kwaye eyona mali iphezulu yi-30. Ezona zixhaphakileyo kwaye zaziwa kakhulu kubantu abaninzi yi-Huabei kunye ne-Ant Borrowing e-Alipay. Enyanisweni, imali-mboleko yeshishini le-Alipay ye-intanethi nayo iyimveliso ye-Alibaba.
I-Alipay mboleko yeshishini kwi-intanethi iqala kwi-yuan eyi-1, ngaba ukhe weva ngayo?
- Isixa esikhulu semali-mboleko esakhutshwayo ukuphendula le ngxaki ngo-2009 yanceda uqoqosho lwase-China ukuba luhlaziyeke kuqala, kodwa lukhokelele kurhwebo lwezindlu nezindlu.
- Inani elikhulu lemali-mboleko yebhanki yangena kwicandelo lezindlu kunye namaqonga enkxaso-mali yasekhaya, inika isiqinisekiso esiluqilima sengeniso yemali yenzala yeebhanki.
- Inani elikhulu leemali zetyala ziye zangena kwibala lezindlu, nto leyo eye yakhokelela ekubeni i-ischemia ibe nzima kakhulu kuqoqosho lokwenyani, ngakumbi ii-SME, ukusukela ngo-2011, xa iimali-mboleko zebhanki zithe ngcembe zingena.
- Xa kudityaniswe nexabiso eliphantsi okanye nokunqongophala kwesibambiso kumashishini amancinci nancinci, iibhanki zimadolw' anzima ukuboleka.Ngenxa yokuba amashishini amancinci akakwazi ukubonakalisa ngokufanelekileyo ikhredithi yawo kwaye akanako ukunciphisa umngcipheko wokubolekwa kwebhanki, ibisoloko isesona sizathu sobunzima bokuboleka imali.
- Kwimeko yenkcubeko yenkcubeko yomngcipheko weebhanki ezineziqinisekiso ezinzima ze-mortgage, ngakumbi xa izinga lokukhula koqoqosho licotha, imali-mboleko yokuqala engakhuselekanga iye yatsala ingqalelo ngokubanzi kwimarike.
- Ngelo xesha, u-Alibaba wabhengeza intsebenziswano enzulu kunye neebhanki ze-7 ukuqalisa inkqubo yemali mboleko engakhuselekanga esekelwe kwikhredithi yomthengisi we-intanethi kumashishini amancinci naphakathi - mboleko yomthengisi we-intanethi.
Inzala yemali mboleko yeshishini kwi-Intanethi iyafana nokuboleka
Iimali-mboleko zeshishini elikwi-Intanethi zinokufaka isicelo semali-mboleko enamaphepha-mvume oshishino, kwaye inzala iyafana nokuboleka.Imali-mboleko elolo hlobo engakhuselekanga ngokungathandabuzekiyo imisela umzekelo wokuba iibhanki zivelise ishishini elitsha ukuxhasa uqoqosho lokwenyani.
Ukongeza, i-Alibaba iqokelele inkqubo yetyala kumashishini ngedatha enkulu yorhwebo lwangaphandle, kwaye iibhanki zorhwebo ziye zabonelela ngeemali mboleko ezingakhuselekanga kurhwebo lwangaphandle kumashishini amancinci naphakathi okokuqala ngokusekwe kwiqonga ledatha enkulu ye-Alibaba kunye nenkqubo yetyala.
Imveliso yemali mboleko yeshishini kwi-Intanethi yimeko yangoku ye-Alibaba yokuthumela ngaphandle ayinathemba, kwaye ilizwe likhuthaza ukuthunyelwa ngaphandle ngasemva, i-United Bank inyuse iinkonzo zayo zemali kumashishini eqonga le-intanethi ye-Alibaba, yenza isongezelelo kwiimveliso ezincinci ze-Alibaba.
Ukusetyenziswa kwedatha enkulu kudlala indima ebalulekileyo kule mveliso.
Imali mboleko yorhwebo ye-intanethi ye-Alipay idibanisa iingenelo zedatha enkulu kunye nenkqubo yetyala.Ayenzi kuphela ukusetyenziswa kwetyala lebhanki, ngaloo ndlela ivumela iinkampani zeqonga ukuba zithole ingeniso esekelwe kwiikomishini zemveli, kodwa idibanisa uluhlu olubanzi lwemithombo yebhanki, ibeka isiseko esiqinileyo. isiseko sentsebenziswano kwixesha elizayo.
I-Alipay mboleko yeshishini kwi-Intanethi lukhetho olulungileyo kwimali mboleko yakho!
Ke ngoko, akukho mfuneko yakuzikhathaza kakhulu malunga nokuthembeka kwemboleko yeshishini le-Alipay kwi-Intanethi.
Ukuba ufuna imali kwaye uhlangabezana neemeko mboleko ze-Alipay Online Merchant Loan, lukhetho olulungileyo kuwe ukuba uboleke imali.
Indlela efanelekileyo yokuboleka imali ivela ebhankini, ilandelwa yi-platform yemali mboleko efana ne-Alipay.com.
Ngapha koko, oku akusombululi kuphela iimfuno zakho zenkunzi, kodwa kwakhona akufuneki ukuba utyala elona tyala lingathandekiyo lomntu.Ukuba ufuna nje imali kwaye uhlangabezane neemeko mboleko, khawuleza wenze isicelo sentlawulo elandelayo!
Ndiyathemba Chen Weiliang Blog ( https://www.chenweiliang.com/ ) kwabelwana "Ngaba i-Alipay yeMali-mboleko yoRhwebo kwi-Intanethi inokuthenjwa?Izinga lenzala yemali mboleko yeshishini kwi-Intanethi iyafana naleyo yokuboleka, eya kukunceda.
Wamkelekile ukwabelana ngekhonkco leli nqaku:https://www.chenweiliang.com/cwl-15733.html
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