Kutheni i-US ingasebenzisi iintlawulo zeselula?Emva kokuyifunda, uya kuqonda ukuba iChina ikhokela ihlabathi

Kwilizwe lethu - iChina, kunokuthiwa ungasebenzisa nayiphi na imifuno eluhlaza oyithengayo.AlipayKunye kunyeWeChat Hlawula,

Abafundi abancinci njenge-7 yeminyaka ubudala kunye nabadala abaneminyaka engama-80 ubudala bonke basebenzisa intlawulo yeselula.

Nokuba ikwivenkile enkulu okanye umthengisi wasesitalatweni, ikhowudi ye-QR ye-Alipay kunye nekhowudi ye-QR yentlawulo ye-WeChat ibalulekile, ebonisa ukuxhaphaka kweentlawulo zeselula e-China.

Isihloko sanamhlanje kukuba kutheniEUnited StatesAyiqhelekanga njengentlawulo yeselula eTshayina?

Ndiyathemba ukuba emva kokufunda eli nqaku, awusayi kuba nalo mbuzo, makhe sijonge kuwo kunye.

Ngelixa abantu baseMelika besiya bethembela ngakumbi kwii-smartphones, uninzi lwabantu alukazisebenzisi izixhobo zabo eziphathwayo ukwenza iintlawulo.Noko ke, kwamanye amazwe imeko yahluke ngokupheleleyo.

I-China kunye ne-Indiya babone ukwamkelwa ngokukhawuleza kweentlawulo ze-smartphone, njenge-China apho iintlawulo zeselfowuni zibalelwa ngaphezulu kwe-80% yazo zonke izinto ezithengiweyo kulo nyaka uphelileyo.E-US, ukusetyenziswa kwe-app engundoqo yentlawulo yeselula ingaphantsi kwe-10%.

Iintlawulo zomrhwebi eziphathwayo azixhaswa ngokubanzi e-US

Xa kuziwa kwiintlawulo zeselula, abathengi baseMelika abancinci kwiinketho. Apple Pay, Google Pay, Samsung Pay, PayPal, Venmo, Square Cash, Zelle kunye nezinye iinkampani ezintsha ezijonge ukuphazamisa olu luhlu.Kodwa ukulungiselela ezi zicelo, amashishini afana neevenkile zekofu kunye neevenkile ezithengisayo zifuna izixhobo ezifanelekileyo.

E-U.S., ukuthengwa kwemveli kusadlalwa, kwaye inkcitho yekhadi letyala isabala ngaphezu kwama-80 epesenti yazo zonke izinto ezithengiweyo kunyaka ophelileyo.

I-PayPal yeyona ndlela idumileyo yokuhlawula engeyiyo eyebhanki, ekhethwe ngabasebenzisi abangama-40%, kodwa i-PayPal isetyenziswa kakhulu kwiintlawulo ze-intanethi. Iintlawulo ze-Apple zibalelwe kwi-9% yeentlawulo zizonke.

Abarhwebi kufuneka bahlangabezane nomda othile wokuqwalasela utshintsho olupheleleyo kwiintlawulo zeselula, ubuncinane i-90% yabathengisi kufuneka bawamkele, ngoko ke i-1% yabathengi banokutshintsha imikhwa yabo.

Indawo yentlawulo yeselula ayikho e-US

Amakhadi okuthenga ngetyala akhuphisana kubathengi ngembuyekezo yemali kunye nembuyekezo yokuhamba, kwaye abathengi banokusebenzisa ikhadi lekhredithi elinye ukuhlawula igesi, enye yezehlo, kunye nenye yokuhamba, kuxhomekeke kwimivuzo kunye nemali abanokuyifumana ekuthengeni,

Ukutshintshela iindlela zokuhlawula kwizixhobo eziphathwayo akulula

Ngokutsho kwe-eMarketer, yeyona app yokuhlawula esetyenziswa kakhulu e-US enabasebenzisi abazizigidi ezingama-2340, i-Apple Pays 2200 yezigidi kunye ne-Google Pays 1110 yezigidi.

Ityala lokusebenzisa licacile kwi-Starbucks kangangokuba isenokungabikho kwi-Apple Pay okanye kuGoogle Pay.

Ikhadi elitsha letyala letyala lika-Apple iGoldman Sachs lenziwe inaloo mbono engqondweni.

• Ibonelela nge-3% yemali ebuyisiweyo ekuthengweni kwemveliso ye-Apple kunye ne-2% yemali eyimbuyekezo kuzo zonke izinto ezithengiweyo ezinxulumene ne-Apple;
• Kwakunye nokubonelela nge-1% yemali ebuyisiweyo kwezinye izinto ezithengiweyo.
• La mabhaso akhutshwa kwangolo suku lunye.

 "Ikhadi le-Apple lokwenyama liza kuzisa imali kwiiapps eziphathwayo, iApple Pay," ingcali yaseMelika yatsho. "Ayisosizathu kuphela sokuba uApple aphehlelele eli khadi, kodwa ngokuqinisekileyo liya kuzisa imali kuyo yonke i-ecosystem."

Emva kokuyifunda, kufuneka icace kuwo wonke umntu: kutheni intlawulo yeselula e-United States ingaqhelekanga njengeTshayina?

Ke ngoko, alikho ilizwe elinokugqwesa ngokupheleleyo kuyo nayiphi na inkalo, kwaneUnited States ephuhlileyo.

Kukwakho neendawo ezininzi eTshayina ezikhula ngokukhawuleza kune-United States.Ucinga ntoni ngale nto?Wamkelekile ukuba ushiye izimvo zakho ngezantsi.