Yeyiphi ekhuselekileyo ukugcina imali, Alipay okanye WeChat?Kutheni i-Alipay transaction izinzile ngakumbi?

Ngaba kungcono ukuba inkampani igxile kwindawo enye, okanye iphuhlise ngokupheleleyo?

Oku kunokubonakala kuyingxaki, kodwa ngokwenene, kungakhathaliseki ukuba yeyiphi indlela yophuhliso esetyenziswayo, kufuneka kubekho ishishini lokutyikitya.

Umzekelo, ukuba ukhankanya iintlawulo zeselula, uya kucinga ngoko nangokoAlipay, xa kuziwa kwingxoxo yentlalo, ucinga nge-WeChat.

Intlawulo ye-Alipay kunyeWeChat Hlawula, yeyiphi eyona nto izinzile kwaye ikhuselekile?

Kodwa eneneni, u-Alipay unokuncokola, kwaye i-WeChat inokuhlawula.

Nangona kunjalo, umsebenzi wengxoxo ngumsebenzi owongezelelweyo we-Alipay, kwaye umsebenzi wentlawulo ukwangummandla wamabhongo we-WeChat yokwandisa.

• Iintlawulo zemali zifuna kakhulu ngokobugcisa kuneminye imisebenzi.
• Emva kwayo yonke loo nto, iintlawulo ziyinxalenye ebalulekileyo yezemali, kwaye uhlobo lwabo lwentengiso luhlala luvavanyo kunye nolawulo lomngcipheko.
• Oku kukwathetha ukuba ayingawo onke amaqonga e-intanethi anokusombulula le ngxaki.

Yeyiphi ekhuseleke ngakumbi, utshintsho lwe-WeChat okanye i-Alipay?

Ke ngoko, sihlala sibona abasebenzisi be-WeChat, imiba yokhuseleko usebenzisa intlawulo ye-WeChat, kunye namava enkonzo.

Umzekelo, useto lokhuseleko ngexesha lothumelo aluguquguquki kakhulu kubasebenzisi kune-Alipay, kwaye akukho nkonzo yesiqinisekiso sokulandelela emva kokuba kwenzeke ingxaki yokudluliselwa komsebenzisi.

Umzekelo, i-WeChat's Tenpay nayo inebugs rhoqo.Kukho ibug kwinkqubo, ebangela ukuba ibhalansi yomsebenzisi ibe nguziro, nto leyo ibangela iintloni ngenene.

Uphando olubanzi olwenziwa yi-CBRC lufumanise ukuba ezinye iinkampani ezithembakeleyo kwimarike zisaphule ngokuphandle imimiselo efanelekileyo ngokugqithisela iimveliso zazo zentembeko ngokuthe ngqo ngeeproxi ze-intanethi zeqela lesithathu kunye nokwandisa abathengi bazo ukuba babandakanye i-WeChat.

Emva kwayo yonke loo nto, olu hlobo lokusetyenziswa kwenkxaso-mali yabathengi, ukuthenga iimali zokuthembela ezinobungozi obuphezulu, nje ukuba kukho umsantsa omncinci, kuya kubangela ukuba uninzi lwabasebenzisi balahlekelwe yimali yabo.

Ngeli xesha, awuyazi ukuba oku kuya kuba liphupha elibi kubasebenzisi abaninzi, kwaye kunokuthiwa kuphela ukuba i-WeChat ayilobuchule kwintlawulo yemali emva kwayo yonke into.

Ngakolunye uhlangothi, kutheni u-Alipay engazange andise indawo yentlalontle, kuba intlawulo kufuneka igxininiswe kakhulu kwizibonelelo kunye nemigudu yophuhliso.

• Ngokomzekelo, amandla abantu anqongophele, kwaye ukwakhiwa kweshishini leqonga nalo lilinganiselwe.

Ngaba ukuhanjiswa kwe-Alipay kukhuselekile kune-WeChat?

Wonke umntu uyazi ukuba i-Alipay ivavanye i-"Sesame Credit Score" kumsebenzisi ngamnye.

Kutshanje, i-WeChat ikwakhuphe inguqulelo ye-beta ye "WeChat Pay Score".

I-WeChat Pay inemisebenzi emi-2:

1. Okokuqala, abasebenzisi banokonwabela iinkonzo ze-deposit-free, ezifana neebhayisikili ekwabelwana ngazo, iibhanki zamandla ekwabelwana ngazo, njl.
2. Okwesibini, abasebenzisi banokusebenzisa le ndawo yentlawulo ye-WeChat ukuhlawula ukukhwela xa bephuma ukuya kwenza ugcino, into eqhelekileyo.

Kufuneka kuthiwe xa kuthelekiswa neSesame Credit Score, i-Alipay inokuqasha indlu ngaphandle kwediphozithi, kwaye inokuya phesheya ngaphandle kwe-visa ngeenjongo ezisebenzayo;

• Kwaye intlawulo ye-WeChat ayithandeki ngokwaneleyo. Enyanisweni, i-WeChat ibisoloko ingaphantsi kwe-Alipay ngentlawulo, kwaye abaphulaphuli bancinci.
• Emva kwayo yonke loo nto, i-Alipay igxile kumsebenzi wokuhlawula, igxile ekuncedeni nasekuhlawuleni izibonelelo eziziswa ngabathengi, kwaye ityhala intlawulo yeselula ngokugqithisileyo.
• Kwi-WeChat, intlawulo inokuthiwa nje i-icing kwikhekhe okwangoku, kwaye ayinakuthelekisa ne-Alipay.

Ngokubhekiselele kwikamva, kwintsimi yentlawulo yeselula, ukuba i-Alipay kunye ne-WeChat inokuhamba kangakanani kufanelekile ukucinga ngayo!