Ngaba kukhuselekile ukusebenzisa iYu'ebao ka-Alipay ukulawula imali?IMigaqo emi-3 yoTyalo-mali kunye noLawulo lwezeMali

AlipayAbahlobo bonke baqhelene nayo.Kubomi bemihla ngemihlaUbomiIkwasetyenziswa kwiYu'e Bao, abantu abaninzi bathanda ukubeka imali kwiYu'e Bao kutyalomali kunye nolawulo lwemali.

Ngaba kukhuselekile ukulawula imali kwi-Alipay's Yu'E Bao?

• Iimali ezidluliselwe kwiYu'E Bao zikhuselwe yi-Alipay.
• Ukuba kuqinisekiswa ukuba i-akhawunti ye-Alipay ibiwe, imali e-Yu'e Bao iya kubiwa kwaye ayikwazi ukufunyanwa, kwaye i-Alipay iya kuhlawulela.

Abanye abantu baqala ukuzibandakanya kulawulo lwemali xa beqala ukudibana nolawulo lwemali yeYu'E Bao ye-Alipay.

Ndingathanda ukulumkisa wonke umntu ukuba kufuneka uqokelele amava amaninzi kulawulo lwemali phambi kokulawula imali.

Kuba njengoko ilizwi lihamba: utyalo-mali luyingozi kwaye ulawulo lwemali kufuneka lube nobulumko.

1. Cacisa iinjongo zolawulo lwemali

Utyalo-mali olucacileyo kunye neenjongo zolawulo lwemali zidla ngokulandela le migaqo mithathu ilandelayo.

1. Iinjongo zolawulo lwemali kufuneka zibe ngqo, umzekelo, ufuna ukuthenga indlu okanye imoto;
2. Injongo yolawulo lwemali kufuneka ibe yinyani.Ukuba umvuzo wakho wenyanga ungaphezulu kwe-2000 yuan, awudingi ukuthatha ukuthenga indlu njengenjongo yakho yezemali;
3. Iinjongo zolawulo lwemali kufuneka zibe nomda wexesha lokuchaza ukuba zeziphi iinjongo zolawulo lwemali ekufuneka zigqitywe ngelo xesha.

2. Imingcipheko yokuzivavanya

Zininzi iikhweshine zovavanyo lomngcipheko ezikhoyo kwi-Intanethi.

Abatyali-mali banokuqhuba iimvavanyo ukuqonda umngcipheko wabo okanye ukuzinza kunye nokulungelelanisa imingcipheko eyahlukeneyo kwiimveliso ezahlukeneyo zemali.

3. Hlalutya imeko yakho yemali

Abatyali mali kufuneka baqonde imeko yabo yezemali phambi kokuba batyale imali kulawulo lwemali.

Nika ingqwalasela eyodwa kubungakanani bee-asethi ezizinzileyo onazo, zingakanani iimali ezingasebenziyo onazo, kunye nokuba mangakanani na amatyala onawo.

Ukuba umtyali-mali unetyala, uqala acinge ngokulihlawula ityala.Ngaphandle kwetyala, ulula.

4. Ulwabiwo olufanelekileyo lwesixa-mali sotyalo-mali

Utyalo-mali kunye neendlela zolawulo lwemali, kubandakanywa iidiphozithi zebhanki kunye neemveliso zemali zebhanki.

Abatyali-mali banokukhetha iimveliso zemali ngokokhetho lwabo lomngcipheko kwaye babele isixa-mali sotyalo-mali ngokufanelekileyo.

5. Uvavanyo kunye nohlengahlengiso lwezicwangciso zemali

Zonke izicwangciso zemali azinakuhlala ngonaphakade.

Abatyalomali kufuneka benze uhlengahlengiso olusexesheni olusekwe kwiinguqu kwimo yemarike yangaphandle kunye nobume babo bezemali.

Nokuba ulawula imali nge-Alipay, kusafuneka uqokelele amava angakumbi kulawulo lwezemali.

Ulwazi lobuchwephesha beli shishini aluchazwanga ngokukodwa, kwaye kukho abantu abathile abangenalo ulwazi lobuchwephesha kule ndawo.

Unokuhlangabezana neengxaki ezininzi xa uqala ukutyala imali, ngoko ke kuyacetyiswa ukuba abanye abaqalayo bolawulo lwemali bajonge ezinye iiwebhusayithi zolawulo lwemali xa beqala ukudibana nabo, kwaye musa ukutshala imali ngokungaboni.

Ngenxa yokuba utyalo-mali olungaboniyo lunokukhokelela kwilahleko yemali abantu abatyala ngayo, abantu abaninzi abafuni ukuyibona, kuseluncedo kakhulu ukuba abantu bazi ngakumbi malunga namava olawulo lwemali.

Amava olawulo lwemali abaluleke ngakumbi, kuba ndisandula ukudibana noshishino olunjalo, ngoko ngokwemvelo andiqhelananga nolwazi olungaphakathi.

Ukuba ufuna ukuyiqonda ngakumbi ngexesha elifutshane, kufuneka uqonde ngokucacileyo izakhono kunye namava ahambelanayo abandakanyekayo.

Le yindlela ekhawulezayo ekuvumela ukuba ujonge amava ashwankathelwe ngabanye.

Xa isetyenziswa kwixesha elizayo, inokuba luncedo olukhulu kwaye yenza inkqubo yotyalo-mali ibe lula.

Kwinkqubo yokuqonda amava olawulo lwemali, abantu abaninzi baya kufumanisa ukuba ulwazi lwabo lolawulo lwemali luseluncinci.

Ngoko ke, abantu kufuneka baqhubeke befumana ulwazi kule ndawo, emva kokuqokelela ukuya kuthi ga kwinqanaba elithile, abantu banokwenza utyalo-mali oluzimeleyo.

Xa ukhetha ishishini lotyalo-mali, abantu kuqala kufuneka baqwalasele izinto ezininzi phambi kokuba benze ukhetho.

Kuba kwiiprojekthi ezahlukeneyo zotyalo-mali, zineenzuzo ezahlukeneyo.

Oku kufuneka kuqwalaselwe ngokusekelwe kwezinye iimeko zabantu.

Ukuba ufuna iprojekthi enexesha elide lotyalo-mali, unokuyikhangela kwiiwebhusayithi zolawulo lwemali.

Phambi kokuba utyale imali kulawulo lwemali, kufuneka uqale ucinge ngemeko yakho

Amava olawulo lwemali asifundisa ukuba kwinkqubo yotyalo-mali, kufuneka kuqala siziqonde ngcono ezethu iimfuno.

Kuphela emva kokuqonda iimfuno zakho unokufumanisa ukuba loluphi uhlobo lweprojekthi yotyalo-mali olufanelekileyo kuwe.

Okanye ukuba unomdla ngakumbi, unokukhangela ngenjongo.

Kubathengi abaninzi, xa beqala ukudibana neshishini lotyalo-mali, bamkele le ndlela yokubanceda bakhethe iiprojekthi ezifanelekileyo zotyalo-mali.

Ke ngoko, le ndlela inokunceda abantu bachonge iiprojekthi ezithile kwimarike ezingafanelekanga kutyalo-mali lwabo.