Isalathiso senqaku
AlipayNgaba ulawulo lwemali lufanelekile ukukhetha?
- Ukunciphisa umngcipheko wokuhlawula amatyala, zama ukukhetha iimveliso kwiinkampani ezinkulu.
- Kwiinkcukacha zamava okuthenga, xa kuthengwa imveliso, kuya kubonisa xa ukuthengiselana kugqityiwe kwaye usuku olulandelayo lokurhweba luya kuqala ukuvelisa ingeniso.
- Ukuba uthenga ngeYu'E Bao, ungayonwabela izibonelelo zeYu'e Bao phambi kokuba ugqibezele intengiselwano.
Ngaba ulawulo lwemali luka-Alipay lukhuselekile?
Enyanisweni, xa sikhetha iiprojekthi ezininzi zemali, into yokuqala esifanele siyibeke ingqalelo kukhuseleko lwayo.
Kuba emva koko, xa uqhuba iprojekthi enjalo yezemali, kufuneka sihlawule ngakumbi ukhuseleko lwayo.
Emva kokuba eli nqanaba lingakhuselekanga, iziphumo eziya kubangela kunye nenkathazo eya kusibangela iya kuba nkulu kakhulu.
Ke ngeli xesha, leliphi inqanaba lakhe lokhuseleko ekufuneka liqwalaselwe?
Ukhuseleko lwenqanaba lokhuseleko kufuneka luphunyezwe.
Kuthekani ngeemveliso zolawulo lobutyebi be-Alipay?
Okwangoku, i-Alipay sele inemveliso yayo ye-inshurensi yomhlalaphantsi, kwaye ingeniso yayo yonyaka ngomhla we-7 imalunga ne-3.7%.
- Imveliso ikhutshwe yiNkampani ye-Inshurensi yaBantu baseTshayina ixesha leentsuku ezi-7.
- Ingeniso yayo ifikelele ngaphezu kwe-5% ekupheleni kukaMeyi ukususela kwiinyanga ezintathu zokugqibela.
- Isamkelekile njengolawulo lwemali olufanelekileyo.
- Ukongeza, enye yezona zinto zibalaseleyo kukuba ingeniso evela kule mveliso inokuba nengeniso.
- Oko kukuthi, utyalo-mali lwezabelo, oluseyinto enqabileyo kwiimveliso zolawulo lobutyebi.
Iqonga elihle kakhulu lolawulo lobutyebi be-Alipay ngokuqinisekileyo liya kukwazi ukubonelela ngokhuseleko olungcono lweemali zethu.
Ngoko ukhuseleko olunjalo eneneni lubaluleke kakhulu.
Sisenokuba sasilutyeshele olu khuseleko ngaphambili, kunye nophuhliso lweminye yemiphumo yalo kuthi.
Ukuba sinokunikela ingqalelo kumbandela osisiseko onjalo, kwaye sinikele ingqalelo ekusebenzeni ngokubanzi esisinika kona.
Emva koko sinokuyisebenzisa kakuhle, ngoko kungakhathaliseki ukuba yiyiphi imbono, esi sikimu siya kubaluleka kakhulu.
Ukuba zonke izisombululo zemali ze-Alipay zenziwa ngenkqubo esisiseko, siya kukwazi ukufumana inzuzo engakumbi kuyo.
Iprojekthi enjalo yezemali nayo inokuqinisekiswa ngexesha elifutshane, ngoko ke, iprojekthi nganye yinto esifanele siyiqwalasele kwangaphambili kwaye kufuneka siyiqwalasele kwangaphambili.
Ukuqwalasela iiprojekthi zoshishino ezicwangcisiweyo, ukuba sijongana nolawulo lwemali kunye nophuhliso, siya kuba namathuba amaninzi kuthi ngexesha lenzuzo yonke.
- Ngoko kungakhathaliseki ukuba liphi ixesha, kufuneka sihlawule ngakumbi kwinzuzo eziswa ngu-Alipay uphuhliso lwezemali kuthi.
- Ukuba ubeka ingqalelo kwinzuzo enjalo, awuyi kuba nayiphi na enye ingxaki.
- Nokuba kukho ingozi, sinokuyirhoxisa imali yethu ngexesha.
Ngenxa yokhuseleko lwalo lwenqanaba lokhuseleko luya kuba phezulu kakhulu.
Olo khuseleko lukhuselekileyo luya kugcina iiprojekthi zethu zemali zikwimeko ekhuselekileyo.
Xa sihamba, sinokuqiniseka ukuba siya kulawula imali yethu, kwaye ke sinokubeka isixa esifanelekileyo sedipozithi yakhe yebhanki ehambelana nayo.
Inzala ephezulu kakhulu yonyaka
Kwaye inzala yonyaka ofuna ukuyifaka iya kuba phezulu kakhulu, akukho mfuneko yokuba sikhathazeke ngokuchaphazela umphumo wethu onenzuzo.
Izinga lenzuzo yolawulo lobutyebi be-Alipay ngokwayo iya kuba phezulu kakhulu, kwaye inengqondo ngakumbi kunamanye amaqonga.
Ngeli xesha, sonke sinokufumana amava amaninzi anxulumene nolawulo lwemali ngenzuzo enjalo.
Ke eneneni, la mava nawo afanele ukukhunjuzwa, kwaye siya kuzisa utshintsho oluninzi olwahlukileyo.
Xa sikhetha ulawulo lwemali ye-Alipay, kufuneka sidibanise iiprojekthi zethu kunye neeprojekthi esizidingayo ukulawula ulawulo lwemali, kwaye senze uhlalutyo oluninzi.
Ukuba wenza idiphozithi, unokukhetha kwakhona iprojekthi ye-mortgage ehambelanayo, okanye i-IOU ye-mortgage ehambelanayo.
Ngoko ke, kufuneka siqonde kuphela kwaye sihlalutye ngokufanelekileyo, kwaye ke sinokukhetha isisombululo sezemali esifanelekileyo kuthi.
Ndiyathemba Chen Weiliang Blog ( https://www.chenweiliang.com/ ) kwabelwana "Ngaba ulawulo lwemali ye-Alipay lukhuselekile?Ngaba ulawulo lwemali lwe-Alipay lufanelekile ukukhetha? , ukukunceda.
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