Yintoni ulawulo lwemali oluzinzileyo luka-Alipay?Ziziphi iingenelo ze-Alipay Wealth Management?

"Ingeniso ezinzileyo" yolawulo lobutyebi inokwahlulwa ibe ngamacandelo ama-4:

1. ulawulo lwemali oluqhelekileyo
2. I-inshurensi kunye nolawulo lobutyebi
3. INgxowa-mali yezeMali
4. Ingxowa mali yesalathiso

Ulawulo lwemali rhoqo

• Ulawulo lwemali rhoqo ludla ngokuba yingxowa-mali yamatyala evulelekileyo enexesha elithile elivaliweyo.
• Ubuncinci bemali yotyalo-mali yi-RMB 1,000, eyisisekoAlipayiimveliso ezidumileyo kwi.
• Amagama emveliso abandakanya "iintsuku ezingama-30", "iintsuku ezingama-90", "iinyanga", "iiveki" kunye "namaxesha onyaka".
• Ngembuyekezo ephezulu engekho ngaphezu kwe-5.2%, oku kumngcipheko ophantsi ukuya ophakathi.

Zeziphi iingenelo ezinokuzisa ulawulo lwemali lwe-Alipay?

Enyanisweni, sonke siyazi ukuba xa sikhetha ingenelo enjalo, sonke sifanele siyiqwalasele ngokuzele ngakumbi ngaphambi kokuba ibe yingenelo kuthi.

Ke ngeli xesha, sonke kufuneka siqhube uhlalutyo ekujoliswe kulo ngokungqinelana nezinye zeemeko ebesikuzo ngelo xesha.

Emva kokuba uhlalutyo lwenziwe, sinokuqonda ukuba singakwazi ukuphuhlisa ngamandla ngokwethu.

Ngaba ngokwenene kusenza sibe nengeniso ngakumbi xa sisenza?

Kuba ingeniso eninzi ineemfuno zakhe kunye nohlalutyo olukhethekileyo.

Uhlalutyo lwengeniso yolawulo lobutyebi be-Alipay

Kuphela xa sihlalutya iiprojekthi zolawulo lwemali ye-Alipay sinokuzinza ngakumbi kwaye sinokufumana imbuyekezo eninzi kutyalo-mali lwethu.

Kuba emva koko, xa sikhetha iqonga, ukuba asikhethi iprojekthi yolawulo lwemali ehambelana nathi, kwaye ukuba kukho into eyenzekayo phakathi kwaye asinayo imali eyaneleyo yokutyalomali, ngubani omele athathe uxanduva?

Ulawulo olunjalo lwemali ye-Alipay luya kusivumela ukuba sibe neenguqu ezinenzuzo ngakumbi.

Ukuba kukho nayiphi na ingozi embindini, okanye naziphi na ezinye izinto ezimbi ezenzekayo, kufuneka kwakhona siphumeze ulawulo oluzinzileyo nolubanzi ngakumbi.

Okukhona sisazi ngayo, kokukhona iya kuba ngcono kuthi.

Kwaye xa sidlala iprojekthi enjalo, kufuneka siyihlalutye ngokwemeko yendawo esasikuyo ngelo xesha.

Emva kwayo yonke loo nto, xa uhlalutya iprojekthi enjalo, ngokwenene kukho imisebenzi emininzi eyahlukeneyo kunye nemisebenzi emininzi eyahlukeneyo.

Lawula inzala yonyaka ukuya kwinqanaba eliphezulu

Iiprojekthi ezahlukeneyo zolawulo lwemali ze-Alipay zineempawu zazo kunye neemfuno zazo.Kufuneka silawule iprojekthi yemali ehambelanayo kunye neemfuno zotyalo-mali lwakhe, ukuze izinga lenzala yethu lonyaka liphunyezwe.inqanaba eliphezulu.

Emva kokufikelela kwinqanaba eliphezulu ngolu hlobo, siya kuba nako ukuba nophuhliso olunenzuzo ngakumbi ngokwethu, kwaye baye baququzelela imibutho yesisa ehambelanayo, kwaye badityaniswa nesisa ngelixa besenza ishishini labo, ngoko kunokungqinwa ukuba le nkampani. ngokwenene yinkampani elungileyo kakhulu, kwaye iya kuba yinkampani enenkathalo.

Ulawulo lobutyebi be-Alipay luthembeke ngakumbi kunezinye iinkampani

Emva koko inkampani yolawulo lobutyebi be-Alipay iya kuthembeka ngakumbi kunezinye iinkampani, kwaye siya kuba sikulungele ukuyikhetha.Ngoko ke, xa sikhetha, kufuneka sihlalutye iingxaki esijongene nazo ngelo xesha.Indalo, kunye nemfuneko kufuneka sidibanele olu phuhliso lunengeniso.

Kuphela kuxa sihlangabezana neemfuno ezinjalo apho sinokuzenza kwinqanaba elingcono, ke xa sikhetha inkampani, kufuneka senze ukhetho olufanelekileyo ngokwemali esinokuyityala kwaye siyihlalutye ngobuchwephesha. .

Iinkampani ezikhethwe ngolu hlobo nazo zinokuzisa inzuzo engakumbi kutyalo-mali lwethu.