Ukukhethwa kwenkqubo yokuhlawula kwizitishi ezizimeleyo zaphesheya: Unokukhetha njani iziko lokuhlawula leqela lesithathu elifanelekileyo?

Ngokuwela umdaEzorhweboNgokukhula kwemarike, ngakumbi nangakumbi abathengisi bakhetha ukuseka izikhululo zabo ezizimeleyo phesheya, ukuze bakwazi ukulawula ngcono ishishini labo kunye nophawu.

Kwinkqubo yokwakha iwebhusayithi ezimeleyo, inkqubo yokuhlawula idlala indima ebalulekileyo, ilingana ne "cashier" yeshishini.

Ukuze kube lula ukuhlawulwa kwabathengi baphesheya kweelwandle, izikhululo ezizimeleyo zaphesheya kufuneka zidityaniswe nenkqubo yokuhlawula amaqela amathathu exhasa iimali ezininzi kunye neendlela zokuhlawula Oku kufana nokwakha ibhulorho kubukumkani bemali.

Okulandelayo, makhe sijonge iimfihlo zezikhululo ezizimeleyo zaphesheya ezifikelela kwintlawulo yomntu wesithathu.

1. Isishwankathelo sezikhululo ezizimeleyo zaphesheya ezifikelela kwintlawulo yomntu wesithathu

Izinto ezibizwa ngokuba zizikhululo ezizimeleyo zaphesheya zifikelela kwintlawulo yomntu wesithathu, oku kuthetha ukubonelela abathengi ngeendlela ezahlukeneyo zokuhlawula ngokusebenzisa amaziko okuhlawula umntu wesithathu, njengentlawulo yekhadi lesikweletu, i-wallet ye-elektroniki, ukudluliselwa kwebhanki, njl.

Oku kufana nokuvula umnyango wentlawulo kubathengi, kubavumela ukuba batyale "iimali zenkxaso yothando" ngeendlela ezahlukeneyo.

2. Khetha iziko elifanelekileyo lokuhlawula umntu wesithathu

Xa ukhetha iziko lentlawulo lomntu wesithathu, kukho izinto ezininzi ezibalulekileyo ekufuneka uziqwalasele:

1. Indlela yokuhlawula: Kufuneka ukhethe iziko elixhasa iindlela ezininzi zokuhlawula, njengaxa ufuna ukuphatha iinkonzo zemali, kufuneka ube neendlela ezininzi onokukhetha kuzo ezifana namakhadi okuthenga ngetyala kunye namakhadi ebhanki.

2. Uhlobo lwemali: Kufuneka ufumane iziko elixhasa iimali ezininzi, ukwenzela ukuba abathengi bakwazi ukuzinza ngokulula kwimali yabo yendawo ngaphandle kokukhathazeka malunga namaxabiso otshintshiselwano.

3. Imirhumo: Imigangatho yokutshaja yenkampani nganye yahlukile.Kufuneka senze ubalo olulungileyo ukubona ukuba yeyiphi imirhumo yenkampani eyonga kakhulu.Asinakuvumela iindleko zentlawulo "zinqumle" iingeniso zethu.

4. Ukhuseleko: Qiniseka ukuba ukhetha iziko elinegama elihle kunye nokhuseleko oluphezulu. Emva koko, sifuna ukunikezela ngemali yabathengi bethu kubo, kwaye ukhuseleko luza kuqala!

3. Bhalisa kwaye usete i-akhawunti yentlawulo

Emva kokukhetha iziko elifanelekileyo lokuhlawula umntu wesithathu, kufuneka ubhalise kwaye usethe i-akhawunti yokuhlawula.

Ngethuba lenkqubo yokubhalisa, kufuneka ugcwalise ulwazi lomntu kunye neshishini, uqinisekise ii-akhawunti, njl., njengokuvula i-akhawunti yebhanki.

Xa useka i-akhawunti yokuhlawula, kufuneka unikeze amaxwebhu afanelekileyo kunye nolwazi, njengelayisenisi yezoshishino, i-akhawunti yebhanki, njl., Ukuze iziko lokuhlawula liyivume.

4. Qhagamshela kwinkqubo yokuhlawula yomntu wesithathu

Ukufikelela kwinkqubo yentlawulo yomntu wesithathu kufuna la manyathelo alandelayo:

1. Fumana ujongano lwentlawulo: Unxibelelwano lwentlawulo lulingana nekhonkco phakathi kwewebhusayithi yethu ezimeleyo kunye neziko lentlawulo.Kufuneka "sicele" ikopi kwiziko lentlawulo.

2. Yongeza iindlela zokuhlawula: Kufuneka ungeze iindlela zokuhlawula ezixhaswayo kwimvelaphi yesitishi esizimeleyo, kwaye usethe iiparitha ezifanelekileyo, ezifana nohlobo lwemali, iintlawulo zokuhlawula, njl.

3. Vavanya inkqubo yentlawulo: Kufuneka uvavanye inkqubo yentlawulo ukuze uqiniseke ukuba isebenza ngokufanelekileyo, emva koko, le yinto enkulu malunga nemali!

4. Inkqubo yentlawulo ye-Intanethi: Emva kokuba inkqubo yokuhlawula iphumelele uvavanyo, inokuqaliswa ngokusemthethweni ukuze abathengi bayisebenzise ngokunyanisekileyo.

5. Izilumkiso zezikhululo ezizimeleyo zaphesheya ukuze zifikelele kwintlawulo yomntu wesithathu

1. Uthotyelo lomthetho: Kufuneka uthobele imithetho nemimiselo yendawo echaphazelekayo, ngakumbi iimfuno zokuthotyelwa kwezemali, kwaye ungavumeli inkqubo yakho yokuhlawula iwele emngciphekweni "wokunyusa ingxowa-mali engekho mthethweni".

2. Intlawulo yentlawulo: Iziko ngalinye lentlawulo linemigangatho eyahlukeneyo yokubiza.Kufuneka ukhethe iziko elifanelekileyo lokuhlawula kunye nendlela yokuhlawula ngokwemeko yeshishini lakho kunye nohlahlo lwabiwo-mali.

3. Ukhuseleko lwentlawulo: Qinisekisa ukuba uqinisekisa ukhuseleko lwenkqubo yokuhlawula kwaye wamkele iindlela ezahlukeneyo zobugcisa, ezifana nezatifikethi ze-SSL, iiphasiwedi zokuhlawula, njl., Ukuthintela inkqubo yokuhlawula ukuba ihlaselwe ngabahlaseli.

4. Inkqubo yokuhlawula: Yila inkqubo yokuhlawula kakuhle, kubandakanywa abathengi abakhetha iindlela zokuhlawula, ukufaka ulwazi lokuhlawula, ukuqinisekiswa kwentlawulo, njl., Ukuphucula amava omsebenzisi kunye nokwaneliseka.

5. Intlawulo kunye nokubuyisela imali: Kuyimfuneko ukuseka umgaqo-nkqubo opheleleyo wembuyiselo, ukuqhuba izicelo zokubuyiselwa imali ngexesha elifanelekileyo, nokukhusela amalungelo kunye nomdla wabathengi ukuphepha ukungathandeki.

6. Isishwankathelo

Ukufikelela kwintlawulo yomntu wesithathu kwizitishi ezizimeleyo zaphesheya linyathelo eliphambili ekuphuhliseni iimarike zaphesheya kunye nokuseka iimpawu zaphesheya.

Kubalulekile ukukhetha iziko lokuhlawula leqela lesithathu elifanelekileyo, ubhalise kwaye usethe i-akhawunti yokuhlawula, ukufikelela kwinkqubo yokuhlawula, kwaye ubeke ingqalelo kumthetho, ukhuseleko, inkqubo kunye nembuyiselo yentlawulo.

Kuphela ngokuseka inkqubo yentlawulo ezinzileyo, ekhuselekileyo nesebenzayo apho sinokuthi sifezekise ngcono iimfuno zentlawulo zabathengi baphesheya kweelwandle kwaye siphucule ukukhuphisana kunye nesabelo semarike yeempawu zaphesheya kweelwandle.