Isalathiso senqaku
😱Ngaphambi kokuba uthenge indlu, musa ukungena kwindawo enemigodi💥: Imfihlelo yolungiselelo lwendlu😱
🏠Ukuthenga indlu yinto enkulu, ke ungayithathi lula. Ngaphambi kokuthenga indlu, qiniseka ukuba wenze umsebenzi wakho wesikolo kwaye uqonde uhlobo, ukucwangciswa kunye nemigodi ekufuneka uyibeke ingqalelo. Ngaphandle koko, kulula ukuthenga indlu oya kuzisola ngayo.
Eli nqaku liza kukunika intshayelelo eneenkcukacha malunga nemimandla yemigodi kunye nolungelelwaniso lwendlu ekufuneka uyithathele ingqalelo phambi kokuthenga indlu, ukuze uphephe le migibe ngaphambi kokuthenga indlu kwaye uthenge indlu oyifunayo🏠.
Ulawulo lwemali notyalo-mali zezangokuUbomiinxalenye eyimfuneko.
Abantu bahlala bejongana nokukhetha okuninzi ekufuneni kwabo ukuphucula ubutyebi.
Njengoko ilizwe lotyalo-mali lisiya lisiba nzima, ngaba singayifumana indlela eyomeleleyo nethembekileyo yokutyala imali? Mhlawumbi impendulo ilele kwilitye lembombo lobomi bethu: i-real estate.
Iingxaki zezeMali: Ubume bezeziMali kwiSigama soTyalo-mali
- Xa siqala ukuphonononga ulawulo lwemali kunye notyalo-mali, sihlala sibhideka ngamagama ahlukeneyo kunye neengqiqo.
- Izixhobo zotyalo-mali ezifana nezitokhwe, iingxowa-mali, iibhondi, njl.njl. zibonakala zenza ingxaki yezemali enzima kakhulu kwaye kunzima ukuba abantu abaninzi bayiqonde.
- Ukukhangela indlela enengeniso kule maze ihlala ishiya abantu bengenakuzinceda njengomhloli.
Ukulawula imali akulunganga njengokuthenga indlu: intsingiselo yobutyebi
- Xa kuthelekiswa nobunzima botyalo-mali lwemali, utyalo-mali lwezindlu nomhlaba lusenokufana nobutyebi.
- Njenge-asethi ebonakalayo, i-real estate inexabiso elizinzileyo elinokubakho kunye nokusebenza.
- I-real estate ayikwazi ukubonelela kuphela ingeniso ezinzileyo, kodwa iphinde ixhathise ukukhukuliseka kobutyebi ngokunyuka kwamaxabiso ukuya kwinqanaba elithile.
Yiyiphi indlu engenakuthengwa?
- Ngokukodwa kwizixeko ezincinci, kukho ukuphuma kwabantu, ukunqongophala kwemizi-mveliso ejikelezileyo, kunye neziseko zokuxhasa ezisisiseko., ezi zinto zinokuchaphazela ukongezwa kwexabiso kwipropati, eyindlu ekungafanele siyithenge.
- Kwakhona, kuya kufuneka ulumkele imigibe yepropathi engaphandle kwesicwangciso kunye neengcinga ezingezizo.
Iimeko ezifanelekileyo zokuthenga indlu: ukhetho phakathi kokuhlala kunye nokuthengisa
- Ukuba uthenga indlu ukuze uyisebenzise okanye awuzimiselanga ukuyithengisa kwixesha elizayo, unokukwazi ukubeka bucala amaxhala akho malunga nokuguquguquka kwexabiso.
- Kanye njengokuthenga imoto, ukuba nje uyayithanda indlu kwaye ukwazi ukuyihlawula, kutheni ungazakheli ikhaya elitofotofo?
- Kakade ke, ayilulo lonke utyalo-mali lwepropathi olunexabiso.
Unxibelelwano phakathi kolawulo lwemali kunye nokuthengwa kwezindlu: imfuneko yocwangciso lwezemali
- Kucwangciso lwezemali, ukudibanisa utyalo-mali lwezindlu kunye nolawulo lwemali lunokuba yindlela ebanzi neyomeleleyo.
- Utyalo-mali inxalenye yemali ekulawuleni imali kwi-real estate field inokukwazi ukufezekisa iziphumo ezingcono zexabiso elongezelelweyo.
Isiphelo: Iingqwalasela zesicwangciso sexesha elide kunye nophuhliso lwexesha elizayo lwe-real estate investment
- Ekugqibeleni, utyalo-mali lwepropathi lufuna imbono yexesha elide.
- Ukuthathela ingqalelo iintsingiselo zophuhliso lwedolophu kwixesha elizayo, ukukhetha iindawo ezinokubakho kutyalo-mali kunokuzisa imbuyekezo enkulu.
- Ukulawula imali kunye nokuthenga ikhaya zombini zizigqibo ezibalulekileyo zemali, kodwa kubantu abaninzi, utyalo-mali lwepropathi lunokuba lubutyebi obuninzi.
- Phantsi kweemeko ezifanelekileyo, ukuthenga indlu kunokukuzisela unqabiseko olungakumbi nokuzinza.
Imibuzo ebuzwa rhoqo
Umbuzo 1: Zeziphi iingenelo zotyalo-mali lwezindlu nezakhiwo xa kuthelekiswa nezinye iindlela zotyalo-mali?
Impendulo: Utyalo-mali lwezindlu nezindlu luzinzile ngokwentelekiso, lunempahla ebonakalayo kwaye lunokumelana nokunyuka kwamaxabiso ukusa kumlinganiselo othile.
Umbuzo 2: Zeziphi izinto ezibalulekileyo ekufuneka uziqwalasele xa ukhetha ukuthenga indlu?
Impendulo: Xa kuthengwa indlu, kufuneka kuqwalaselwe izinto ezifana nesakhono sendawo, izixhobo ezisisiseko zokuxhasa kunye nokuhamba kwabantu.
Umbuzo 3: Ndingayiphepha njani imigibe yokuthenga indlu?
Impendulo: Ukuqonda ii-dynamics zemarike, ukukhetha abaphuhlisi ngononophelo, kunye nokuphepha ukuxhathisa okugqithisileyo zizitshixo zokuthintela imigibe.
Umbuzo 4: Indlela yokudibanisa ngokufanelekileyo ulawulo lwemali kunye notyalo-mali lwezindlu nomhlaba kucwangciso lwezemali?
Impendulo: Ungatyala inxalenye yemali yakho kwi-real estate ngexesha elifanelekileyo ngokusekelwe kwimeko yakho yezemali.
Umbuzo 5: Kufuneka kuqhutywe njani ucwangciso lwexesha elide emva kokuthenga indlu?
Impendulo: Qwalasela indlela yophuhliso lwexesha elizayo yesixeko, khetha iindawo ezinokubakho ukongezwa kwexabiso, kwaye unike ingqwalasela kulondolozo lwemihla ngemihla nolawulo lwepropati.
Ndiyathemba Chen Weiliang Blog ( https://www.chenweiliang.com/ ) ekwabelwanayo "Luhlobo luni lobumbeko lwendlu olungenakuthengwa?" "Iimfihlo zeMigodi yeNdawo yokuThenga iNdlu akufanele ungene kuyo" iya kuba luncedo kuwe.
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