Yenza imali ngokukhawuleza okanye ukwakha umsebenzi? Qonda la manqaku ama-3 kwaye uya kukwazi ukwenza ukhetho olufanelekileyo

"Kutheni abanye abantu beqhubeka bephumelela ngelixa abanye bephila ixesha elifutshane?" Impendulo ilele kwindlela yokucinga yeentlobo ezimbini zoosomashishini:yenza umsebenziyoosomashishini kunyeyenza imali ngokukhawulezayoosomashishini.

Ukubamba umkhwa kunye nokuqokelela kwexesha elide: iingqondo ezimbini ezahlukeneyo ngokupheleleyo

Oosomashishini abafuna ukwenza imali ekhawulezileyo bafana neengwenkala ezinevamvo ebukhali yokujoja, ezibeke iliso emoyeni yaye zigxalathelana ukuya phambili ngokukhawuleza kangangoko kunokwenzeka.

Injongo yabo icacile: yenza imali ngokukhawuleza. Ngokomzekelo, kwiindawo ezishushu zamva nje, oosomashishini abangenakubalwa bayathontelana ukuya kuyo, befuna iqhekeza lepayi.

Oosomashishini abashishinayo bafana nabalimi abatyala imithi. Into abagxile kuyo ayizizo izabelo zexeshana, kodwa kukwenza nzulu imarike kunye nokuhlakulela uphawu. Baya kunyamezela ukukhula okucothayo kokuqala kwaye bagxininise ekuqokeleleni ixabiso lexesha elide.

Bayazi ukuba kuthatha ixesha ukuba umthi ukhule, kwaye "imali ekhawulezayo" ephambili yimeteor yexesha elifutshane.

Nangona iingenelo zilungile, kutheni abanye abantu besoloko bezisebenzisa?

Ukwenza imali ngokukhawuleza kusenokubonakala kuhenda, kodwa iingozi azifanele zijongelwe phantsi. Abantu abaninzi baye baba zizityebi ngobusuku nje obunye, ngoxa abanye belahlekelwe yinto yonke ngobusuku nje obunye.

Ngoba? Ngenxa yokuba undoqo wokwenza imali ngokukhawuleza ngumngcipheko omkhulu kunye nembuyekezo ephezulu, oku kuthetha ukuba amathuba okuphumelela ahambelana ngokuthe ngqo nomngcipheko wokungaphumeleli.

Abarhwebi bamashishini, kwelinye icala, bahlawula ingqalelo ngakumbi kuzinzo. Baza kukhetha imodeli yeshishini eqinisekisiweyo kwaye baqinisekise ingeniso ezinzileyo yexesha elide ngokuphuculwa ngokuqhubekayo kunye nokwandiswa kwendawo yoshishino.

Njengoko uBuffett wathi: "Ixesha ngumhlobo weenkampani ezigqwesileyo kunye notshaba lweenkampani eziphantsi."

Ulawulo loMngcipheko: ITrap of Fast Money vs. Compound Interest of Slow Money

Abantu abenza imali ngokukhawuleza badla ngokuzibeka emngciphekweni, kodwa basenokungazihoyi iingozi ezinokubakho.

Imbuyekezo ephezulu ihlala iza nemingcipheko ephezulu, ngakumbi xa isiza kumashishini angwevu okanye asemngciphekweni omkhulu. Wakuba udambile umoya, basenokungabi nandawo banokuya kuyo.

Ngokwahlukileyo koko, oosomashishini bamashishini baya kwakha inkqubo yendalo ehlala ixesha elide nezinzileyo.

Bayayazi amandla enzala ehlanganisiweyo - bengathembeli kwithamsanqa lexesha elinye, kodwa baxhomekeke ekusebenzeni nzima kunye nokuqokelela usuku nosuku.

Kanye njengembewu, kuphela ngokunkcenkceshelwa rhoqo kunye nokuchumisa apho ithi ekugqibeleni idubule ize ithwale isiqhamo.

Ukungabi namonde koosomashishini abanemali ekhawulezileyo ngokuchasene nonyamezelo koosomashishini abagxile kwikhondo lomsebenzi

Oosomashishini abenza imali ngokukhawuleza badla ngokungabi namonde kwaye batyekele ngakumbi ekuleqeni imbuyekezo yexesha elifutshane.

Oku kuphelelwa ngumonde kwenza kube lula kubo ukuba bangazihoyi iinkcukacha kunye neengxaki ezinokubakho kwishishini.

Oosomashishini abenza ishishini bawuqonda ngcono umgaqo othi "slow is fast".

Abayi kutshintsha indlela ngokulula ngenxa yokuguquguquka kwemarike okwethutyana, kodwa baya kuqhubela phambili inyathelo ngenyathelo.

Unyamezelo sesona sixhobo sabo sikhulu.

Ukusuka kwimali ekhawulezayo ukuya kwimali ecothayo: indlela yenguqu eyimpumelelo

Enyanisweni, oosomashishini abaninzi abenza imali ecothayo babekhe babe ngabadlali abenza imali ngokukhawuleza.

Basenokuba benza imbiza yokuqala yegolide ebomini babo ngokuthembela ekuthandeni kwimihla yokuqala.

Kodwa ke, baye bafumana ubhaptizo lwemarike Abanye batshona ngenxa yemingcipheko, ngelixa abanye bakhetha ukuguqula kunye nokutshintsha ukusuka kwingcinga yexesha elifutshane ukuya kwimbono yexesha elide.

Isizathu sokuba aba bantu bakwazi ukuguqula ngempumelelo kungenxa yokuba baqonda ngokunzulu ukuba imali efunyenwe ngethamsanqa ekugqibeleni ayinakugcinwa, kwaye ubutyebi obufunyenwe ngokuqokelela kunye nokusebenza nzima yeyona nto ihlala ixesha elide.

Kutheni kusebenza ngakumbi kwaye kububulumko ukwenza imali ngokucothayo?

Imali ecothayo ayithethi "isantya esicothayo", kodwa indlela esebenzayo nekhuselekileyo yokwenza imali. Abantu abenza imali ecothayo badla ngoku:

• Yakha isiseko somthengi esizinzileyo;
• Phumelela igama lemarike ngokubonelela ngeenkonzo ezisemgangathweni kunye neemveliso;
• Sebenzisa isiphumo senzala ehlanganisiweyo sexesha ukuphumeza ukukhula okubonakalayo kubutyebi.

Le ndlela ayigcini nje ukunciphisa umngcipheko, inokukhokelela kwimvakalelo ehlala ihleli yokufezekisa.

Ukhetho lokucinga kwezorhwebo lumisela ukuba ungaya kude kangakanani na

Ngokombono wam, akukho nto ilungileyo okanye ingalunganga phakathi kokwenza imali ngokukhawuleza kunye nokwakha umsebenzi, kodwa kuxhomekeke kwizicwangciso zakho zekamva.

Cinga ngako, ufuna ukuba ngubani kwiminyaka elishumi?

Ngaba umntu uba sisityebi ngexesha elifutshane aze athi cwaka emarikeni? Okanye ngaba yinkokeli ezinzileyo, eqhubeka ikhula, kwaye izisa ixabiso kwishishini?

IfilosofiU-Kant ukhe wathi: "Umonde kunye nokunyamezela kubaluleke kakhulu kunanoma yiyiphi italente."

Isishwankathelo: Ungayifumana njani indlela yoshishino ekufaneleyo?

1. Sula usukelo: Ngaba ufuna imbuyekezo yexesha elifutshane, okanye ixabiso lexesha elide?
2. Vavanya imingcipheko: Ngaba umngcipheko wokwenza imali ngokukhawuleza kuluhlu lwakho lokunyamezela?
3. gcina ibhalansi: Ungalibamba ithuba ngokufanelekileyo, kodwa ungakuhoyi ukuqokelela kwexesha elide.

Nokuba yeyiphi na indlela oyikhethayo, kufuneka uzazi eyakhoUkubekwa endawenikunye nobuchule. Indlela eya kwishishini inde Kuphela ngokukhetha ithrekhi ekufaneleyo onokuthi ubaleke ngokwenyani kwaye ubaleke ngokuthe ngcembe.

Ukhetho olwenzayo namhlanje lumisela ubude bakho ngomso.

Ngaba uyafuna ukunyukela esibhakabhakeni, okanye ufuna ukuhlala uzinzile? Yiyo le intliziyo yomcimbi.