Izinto zika-2019 ezidonswa intela: I-Unifi ithenga iminikelo ye-PTTPN yocingo ukuze isekele ukudonswa kwentela yabazali

Ifomu lentela lango-2020 kufanele lazi: izinto zokusetshenziswa ezidonswa intela zika-2018

• Ungakwazi ukudonsa intela lapho ufaka imbuyiselo yakho yentela ngo-2020 ngaphansi kwezinto ezilandelayo ezisetshenziswayo, futhi uqiniseke ukuthi uwagcina amarisidi akho okusebenzisayo.

1) Izimo zokudonswa kwentela kwabazali abathembele: Abazali abondliwe bangadonsa intela

• Ukuze kwehliswe umthwalo wezingane ezinakekela abazali asebekhulile, abakhokhi bentela bangadonsa u-RM1,500 (ingqikithi ka-RM3,000).
• Kodwa-ke, kufanele kuphawulwe ukuthi leyo mali ebanjwayo kufanele ifaneleke, hhayi umkhokhi wentela kuphela.Kufanele yabelwe izingane zakwabo ngaphandle kwalapho umkhokhi wentela kunguye yedwa ingane.
• Isibonelo, uma umkhokhintela enezingane ezine ekhaya, i-ringgit engu-3,000 ehlukaniswa ngo-4, ngamunye uzoba nelungelo lekhredithi yentela emaphakathi engu-RM750.
• Umkhokhintela unelungelo lokuthola ikhredithi yentela engu-RM3,000 kuphela uma ezinye izelamani zingafanelekile ukufaka imbuyiselo yentela.
• Uma kuphela umzali oyedwa ophilayo, abakhokhi bentela bangahlukanisa kuphela ikhredithi yentela engu-RM1,500 ngokulinganayo ezinganeni zakubo.
• Ngakolunye uhlangothi, abakhokhi bentela bangathola imali efinyelela ku-R5,000 yokusiza ngezindleko zokwelashwa, izidingo ezikhethekile kanye nezindleko zokunakekela ezikhokhelwa abazali.
• Kodwa-ke, abakhokhi bentela bangakhetha eyodwa kuphela yezindleko zezokwelapha zomzali kanye nemali ebanjwayo yesondlo.Uma befuna ukudonswa intela ngezindleko zezokwelapha zabazali babo, abakwazi ukuthola ukudonswa kwentela kubazali babo bokutholwa.

2) Ngingakwazi ukukhipha intela ekuthengeni ifoni? Ingabe intela ye-Unifi iyadonswa?

ikhwalithi ephezuluImpiloAmaqembu adonselwa intela (kufika ku-RM2,500 into ngayinye)

• Amaqembu okubanjwa kwentela ahlanganisa ukuthengwa kwezinto zokufunda ezikhona, ukuthengwa kwekhompyutha, izimpahla zemidlalo, ukunwetshwa kokuthengwa kwamaphephandaba, imikhiqizo yobuchwepheshe be-smartphone nethebulethi, amaphakheji e-inthanethi nobulungu bejimu.
• Iqembu ngalinye lidonswa intela efika ku-RM2,500 enkulu ngonyaka.
• Ngamanye amazwi, ungathola ukudonswa kwentela okungafika ku-RM2,500 ekuthengeni kwakho amaphephandaba, ama-smartphone namathebulethi, amaphakheji e-inthanethi, ubulungu bejimu.

3) Impahla yokuncelisa ingane idonswa intela

• Ukuncelisa ibele kuyakhuthazwa, ngokudonswa kwentela engu-RM2 yezinto zokusebenza zezingane ezingaphansi kweminyaka emi-1,000 (kanye eminyakeni emi-2)

4) Imfundo yezingane ezingaphansi kweminyaka engu-6 idonswa intela

• Imali ebanjwayo yentela engu-R6 iyatholakala ezinganeni ezineminyaka engaphansi kweyisi-1,000 ezifunda emazingeni aphansi.

5) Ukuhlolwa ngokomzimba

• Ukuhlolwa kwezokwelapha kuze kufike ku-R500 wokukhululwa kwentela.

6) Izindleko zemfundo yomuntu siqu

• Isilinganiso esiphezulu sokubanjwa kwentela singu-R7000.

7) Isikhwama Semfundo Ephakeme (Tabungan bersih dalam skim SSPN)

• Intela edonswa kufika ku-R6000
• Uma ulondolozela isikhwama semfundo yengane yakho ngoHlelo Lokulondolozwa Kwemfundo Yezwe (SSPN) olwethulwe iSikhwama Semfundo Ephakeme Sikahulumeni (PTPTN), uzothola ikhredithi yentela engu-RM6,000 ediphozini yensalela efanele.

8) Umshwalense Wokuphila NesiKhwama Se-Provident

• Intela edonswa kufika ku-R6000

9) Umshwalense wezemfundo nezempilo

• Intela edonswa kufika ku-R3000.

10) Uhlelo Oluzimele Lomhlalaphansi (Uhlelo Lwangasese Lomhlalaphansi)

• Intela edonswa kufika ku-R3000.

11) Iminikelo ezikoleni idonswa intela

• Hhayi lokho kuphela, kodwa kusukela ngo-2019, wonke umuntu onikela esikoleni sikahulumeni noma ekolishi lemfundo uzofaneleka ukudonswa intela yemali engenayo yomuntu siqu.

Uhlu lwezinto ezingama-2018 ezidonswa intela ngo-21

Okulandelayo uhlu lwezinto ezingama-2018 ezingadonswa eMalaysia ngo-21▼

F2 Izindleko zokwelashwa zabazali (a) noma izindleko zokuphila (b) (kungakhethwa eyodwa kuphela yazo)

F2a) Izindleko zezokwelapha zabazali (Ubukhulu – RM 5,000)

• i) Ukunakekelwa kwezokwelapha kanye nokwelashwa okuhlinzekwa yikhaya labahlengikazi.
• ii) Ukwelashwa kwamazinyo (ngaphandle kodokotela bamazinyo bezimonyo).

Qaphela:

• Isidingo somzali sokwelashwa noma ukunakekelwa kufanele siqinisekiswe udokotela onelayisensi UMkhandlu Wezokwelapha wase-Malaysian
• Abazali kumele babe izakhamuzi zaseMalaysia.
• Ukwelashwa noma ukunakekelwa kufanele kwenziwe ngaphakathi kwe-Malaysia.
  

F2b) Izindleko zokuphila zabazali (Ubukhulu - RM 3,000)

*Izingane zabazali abondliwe zizojabulela ukudonswa intela ka-R3, ngokubanjwa kuka-R1 ngayinye.

Qaphela:

• Ukuze ufaneleke ukuthola isaphulelo sentela, umfaki wentela kufanele kube ingane esemthethweni noma ingane yokutholwa ngokusemthethweni.
• Ubaba oyedwa kuphela ongakhululwa kuze kufike ku-R1 futhi umama oyedwa angakhululwa kuze kufike ku-R5.
• Abazali kumele babe izakhamuzi zaseMalaysia futhi babe ngaphezulu kweminyaka engama-60 ubudala.
• Imali engenayo yonyaka yabazali akufanele idlule ku-R2.
• Uma ezinye izingane zakini nazo zifaka isicelo sokudonswa kwemali (umuntu ngamunye udinga ukwabelana ngenani elibanjwayo ngokulinganayo), sicela ukhumbule ukugcwalisa i-HK-15 futhi ulondoloze lolu lwazi.Lo mbhalo ungethulwa njengobufakazi lapho ihhovisi lentela libuyekeza.

I-F3 Basic Aids Yabantu Abakhubazekile (Ubukhulu-RM 6,000)

• Thenga izinsiza eziyisisekelo zomuntu ngamunye, ozakwethu, izingane noma abazali abakhubazekile.
• Izinsiza eziyisisekelo zifaka imishini yezokwelapha - imishini ye-hemodialysis, izihlalo zabakhubazekile, izitho zokwenziwa kanye nezinsiza-kuzwa, kodwa hhayi amalensi okusebenza nezingilazi.

I-F5 Yemfundo Yomuntu Siqu (Ubukhulu-RM 7,000)

Abantu ababhalisela izifundo ezikhungweni zemfundo ephakeme zasekhaya ezigunyazwe Iziphathimandla Zemfundo Ephakeme yase-Malaysia. Ububanzi bezifundo buhlanganisa:

• (i) Kuze kufike ezingeni lasenyuvesi (ngaphandle kwezinga le-masters noma leziqu zobudokotela) - emikhakheni yezomthetho, yokubalwa kwezimali, ezezimali zamaSulumane, ubuchwepheshe, imisebenzi yezandla, imboni noma amakhono olwazi.
• (ii) Izinga leMasters noma leDokotela - noma yimuphi umkhakha noma uhlelo lokufunda.

Inkokhelo yezokwelapha ye-F6 Serious Illness (Ubukhulu-RM 6,000)

• Izindleko zezokwelapha zezifo ezimbi kakhulu zabantu, abalingani, izingane.
• Izifo ezibucayi zihlanganisa: ingculaza, isifo sikaParkinson, umdlavuza, ukwehluleka kwezinso, i-leukemia, isifo senhliziyo, umfutho wegazi ophakeme wamaphaphu, isifo sesibindi esingamahlalakhona, isifo sokusha kwesibindi kokuqina, ukushoda kwezinzwa ngenxa yokulimala ekhanda, isimila sobuchopho noma ukukhubazeka kwemithambo, ukusha okukhulu, ukuhlinzwa kokufakelwa izitho zomzimba kanye nokukhulu. ukunqunywa izitho zomzimba.

I-F7 Complete Physical Exam (Ubukhulu-RM 500)

• Kufakwe kumkhawulo we-F6 we-RM6,000
• Ukuhlolwa komzimba okuphelele kubhekisela ekuhlolweni komzimba ogcwele.
• Isamba esiphezulu se-RM500 singayekwa ukuze kuhlolwe umzimba ogcwele kubantu, ozakwethu kanye nezingane.

I-F8 Lifestyle (Ubukhulu – RM 2,500)

zihlanganisa:

• (i) Ukuthengwa kwezincwadi, omagazini, amaphephandaba nokunye okushicilelwe okufanayo.
• Izincwadi, amajenali, omagazini, amaphephandaba nokunye okushicilelwe okufanayo (okungamaphepha noma nge-elekthronikhi, ngaphandle kwezincwadi ezingavunyelwe) ongazithenga uwena, umlingani wakho noma izingane zakho.
• (ii) ukuthenga ikhompuyutha yomuntu siqu, i-smartphone noma ithebhulethi.
• Izindleko zokuthenga ikhompuyutha yomuntu siqu, i-smartphone noma ithebhulethi zizodonswa intela.Ingasetshenziswa nguwe, umlingani noma izingane (ukusetshenziswa okungezona ezebhizinisi).

(iii) Ukuthengwa kwempahla yezemidlalo kanye nemali yobulungu bokufaneleka.

• Izindleko zokuzenzela wena, ozakwethu noma izingane:
• (a) ukuthengwa kwanoma yiziphi izinto zezemidlalo (okuhlanganisa okokusebenza kwesikhathi esifushane njengamabhola egalofu ne-badminton kodwa ngaphandle kwezingubo zemidlalo)
  (b) Ubulungu bejimu.
  

(iv) Ukukhokha imali yenyanga yokubhalisela i-inthanethi

• Bhalisela ibhili yokubhalisela i-inthanethi egameni lakho.

Izisetshenziswa zokuncelisa i-F9 (Ubukhulu – RM 1,000)

(a) Lokhu kukhululwa kwentela kutholakala kuphela kubakhokhi bentela besifazane abanemali engenayo kanye nezingane ezingaphansi kweminyaka engu-2:

(b) Amathuluzi okuncelisa afanelekile ahlanganisa:

• (i) amasethi obisi namaqhwa;
• (ii) izinto zokuqoqa nokugcina ubisi lwebele;
• (iii) ama-coolers noma izikhwama.

(c) Lokhu kukhululwa kwentela kungasetshenziswa kanye njalo eminyakeni emi-2.

I-F10 Ikilasi labahlengikazi noma imali yemfundo yasenkulisa (Ubukhulu - RM 1,000)

• Abakhokhi bentela bathumela izingane ezingaphansi kweminyaka engu-6 esikhungweni sokunakekela izingane esibhaliswe noMnyango Wezindaba Zomphakathi noma inkulisa ebhaliswe noMnyango Wezemfundo wase-Malaysia.

I-F11 SSPN Savings Plan (Ubukhulu – RM 6,000)

Ingqikithi yokonga yabakhokhintela ku-akhawunti ye-State Education Savings Plan (SSPN) yezingane

F12 Usizo lomyeni/unkosikazi noma isondlo (Ubukhulu – RM 4,000)

• Imali ebanjwayo engu-R4 iyatholakala kozakwethu basekhaya abangenamali engenayo, kanti imali yesondlo ekhokhwa kowayengunkosikazi nayo ibanjwa ngo-R4. (kudingeka isivumelwano esisemthethweni)

F14 ukondla izingane

F14a) Izingane ezingaphansi kweminyaka engu-18 ezisafunda zinelungelo lokudonswa intela engu-R2 ngayinye.

F14b) Abaneminyaka engu-18 nangaphezulu, izingane ezingashadile nezingane ezihlangabezana nale mibandela elandelayo zizodonswa intela u-RM8.

• (i) Funda enyuvesi yasekhaya noma ekolishi (ngaphandle kwezifundo zokulungiselela zasenyuvesi)
• (ii) uhlelo lwe-bachelor noma olulinganayo lwezemfundo (kuhlanganise neziqu ze-master noma zobudokotela) phesheya
• (iii) Isikhungo semfundo esifanele kufanele sigunyazwe uphiko lukahulumeni olufanele

F14c) Izingane ezikhubazekile (Ubukhulu – RM 6,000)

• Intela edonswa kubazali abakhulisa izingane ezikhubazekile ingu-R6.Abazali banelungelo lokudonswa intela efinyelela ku-R1 uma ingane ifunda ezweni noma phesheya.

I-F15 Life Insurance kanye ne-Provident Fund EPF (Ubukhulu – RM 6,000)

• Ukukhokhwa kwamaphrimiyamu omshwalense wempilo kanye nesikhwama se-provident (EPF) noma ezinye izikimu ezigunyaziwe ezidonswa isamba esingu-RM6.

I-F16 Private Pension Scheme PRS (Ubukhulu – RM 3,000)

• Isamba esibanjwayo se-PRS kanye namaphrimiyamu omshwalense akhokhelwa impesheni yangasese ngu-R3.

F17 Umshwalense wezemfundo noma wezokwelapha (Ubukhulu – RM 3,000)

• Kumaphrimiyamu emfundo neyokwelashwa, imali ebanjwayo ikhawulelwe ku-RM3.
  

I-F18 Social Insurance (SOCSO) (Ubukhulu – RM250)

• Isilinganiso esiphezulu sokubanjwa kwezinkokhelo zomshwalense womphakathi (SOCSO/PERKESO) ngu-RM2.

Umbono oyiphutha wentela #1: Ayibiki imali engenayo eyengeziwe

• Abantu abaningi abaholayo bathola enye imali engenayo ngaphandle kwenkampani, kodwa ababiki imali eyengeziwe njengemali yokuqasha, amakhomishini, izimali zokudlulisela, njll.Izogcwaliswa kuphi?
• Kodwa-ke, udinga ukubika kuphela imali engenayo ngemuva kokukhipha izindleko.
• Isibonelo, imali yokuqasha ingadonswa ezinteleni zezakhiwo, ezinkokhelweni zomshwalense wekhaya, ezindlekweni zokunakekela, njll., kodwa izindleko zempahla yefenisha noma izifudumezi-moya azinakudonswa.
• Uma unenye imali engenayo, sicela ugcwalise u-"B3", okungukuthi, "enye inzalo, izaphulelo, amaphrimiyamu omshwalense, enye imali engenayo evamile...".

Ukubuyiselwa Kwentela Okungelona Iphutha 2: Ifomu Lentela Yemali Engenayo Elingalungile

• Abakhokhi bentela abanenombolo enkulu yemithombo yemali engenayo ngokuvamile abakwazi ukuhlukanisa amafomu entela engenayo abawabikayo.
• Kafushane, labo abangawenzi ibhizinisi bafaka Ifomu BE;
• Uma beqhuba ibhizinisi labo, elifana nokubambiswano kwendawo yokudlela nabangane, imali engenayo evela kulawo mabhizinisi kufanele ihanjiswe kuFomu B.

Umbono oyiphutha 3 wentela: Izimbuyiselo zentela ezifike sekwephuzile

• Abakhokhi bentela abaningi bathanda ukufaka izintela zabo ngomzuzu wokugcina, futhi abakwazi ngisho nokuqedela amafomu abo entela ngomnqamulajuqu.
• Khumbula, umnqamulajuqu wokugcwalisa intela yeFomu BE umhla zingama-4 kuMbasa;
• Umnqamulajuqu wokuhambisa iFomu B umhla zingama-6 kuNhlangulana.

1. Ifomu elithi BE - imali engenayo yomuntu siqu evela emsebenzini wesikhashana, alikho ibhizinisi - ngaphambi komhla zingama-4 kuMbasa (intela kagesi ngaphambi komhla ziyi-30 kuMeyi)
2. Ifomu B – ibhizinisi lomuntu siqu, amakilabhu, njll. – ngaphambi komhla zingama-6 kuNhlangulana (ukugcwalisa ngogesi ngaphambi komhla ziyi-30 kuJulayi)

Umnqamulajuqu wokugcwalisa intela ye-Malaysia, sicela uchofoze isixhumanisi esingezansi ukuze ubuke▼

I-Malaysia 2024 Izinhlawulo Zokugcina Zokufaka Nge-elekthronikhi Zokugcwalisa Sekwephuzile Kudlule Umkhawulo Wesikhathi

每年3月份，是马来西亚公民履行纳税义务的时候。也许许多人仍然不知道什么是纳税？ 特别是那些刚接触社会工作的年轻人，更误以为税收只有开公司、做生意的人，才需要做的事情。 因此，……

Umbono oyiphutha 4 wentela: Ukungabikwa kwezinzuzo zezinto ezibonakalayo

• Kwabanye abaqashi abanikeza izinzuzo ngendlela ethile kubasebenzi, njengezimoto zenkampani, omakhalekhukhwini, izinkampani ezikhokhela indawo yokuhlala, njll., izisebenzi zivame ukukushaya indiva ukuthi lezi zinzuzo azibikwa lapho zigcwalisa amafomu entela.
• Lezi zinzuzo ezibonakalayo ziyimali engenayo ekhokhiswa intela futhi kufanele intela.
• Inani eliphelele lale nzuzo ebalulekile lizophawulwa Ephuzwini 2 le-EA Form "B" yomkhokhintela futhi kufanele lifakwe kwiFomu BE kanye nenye imali engenayo.

Umcabango oyiphutha 5 wentela: Asikho isitifiketi sokubanjwa kwentela

• Uma unemali eqashisayo egameni lakho, kufanele ubhale "B2" Engxenyeni B yefomu le-BE, okuyimali engenayo esemthethweni evela kwirenti.
• Lapho uhulumeni ehlinzeka ngemali ebanjwayo yentela, abakhokhi bentela nabo kudingeka bafake izicelo zamadokhumenti afanelekile.
• Isibonelo, ubufakazi bamarisidi okuthengwa kwezincwadi, amakhompyutha, izikweletu zezokwelapha zabazali, njll.

Umbono oyiphutha wentela #6: Amarisidi afiphele

• Uma izikhulu zingena emnyango ziyobheka intela yakho, lapho usuzethemba ungakhipha irisidi osekuyiminyaka ligcinwe, uzomangala ukuthola ukuthi iningi lamarisidi liphenduka "iphepha elingenalutho" ngaphandle kwe-inki. !Kubuhlungu kakhulu...
• Umkhokhintela angase azi ukuthi kufanele agcine amarisidi, kodwa angakunaki ukuthi amarisidi amaningi emakethe angamarisidi ashisayo azofiphala noma angashiyi lutho olubhaliwe.
• Indlela efaneleke kakhulu ukulondoloza lawa marisidi ngokuskena noma ukuwathwebula.

Umbono oyiphutha 7 wentela: Imali engenayo engayikhokhi intela njengemali engenayo ethelelwayo

• Abanye abakhokhi bentela baphatha ngephutha ezinye izibonelelo noma izinzuzo njengemali engenayo ekhokhiswa intela lapho belinganisela amafomu abo entela.
• Ngenxa yalokho, bakhokha izintela ezengeziwe becashile.
• NgokoMnyango Wezentela Wangaphakathi, kunezibonelelo ezingu-11, izaphulelo noma izinzuzo ezinikezwa abaqashi ezifanele ukuthola izibonelelo ezimisiwe unyaka ngamunye.
• Isibonelo, kuze kufike ku-R6,000 wezibonelelo zikaphethiloli, imithi noma izibonelelo zokunakekela izingane.
• Isamba semali yesibonelelo sizofakwa ohlwini ngokwehlukana efomini le-EA elilungiselelwe umkhokhintela umqashi, esigabeni "G" ngezansi.
• Qaphela ukuthi inani elikule kholomu alidingi imbuyiselo yentela futhi akudingekile ukuba lifakwe efomini le-BE.

Umbono oyiphutha wentela #8: Ukufaka isicelo seminikelo engaziwa

• Akuyona yonke iminikelo edonswa intela, futhi iminikelo evela kuma-ejensi agunyazwe uhulumeni kuphela noma izinhlangano eziyisisekelo ezingafuna ukudonswa.
• Isamba sikhawulelwe ku-7% wenzuzo eqoqiwe.
• Nokho, abanye abakhokhi bentela abaqondi ukuthi iminikelo iyadonswa yini, futhi bafaka isicelo sokusiza ngeminikelo.
• Uzibona kanjani izinhlangano zabanikelayo ezigunyazwe uhulumeni?
• Uma umnikelo wenzelwa inhlangano egunyaziwe noma isisekelo, irisidi izomakwa ngokuthi "Umnikeli Ogunyazwe Uhulumeni".

Bona ukuthi i-ejensi igunyaziwe yini

Landela lezi zinyathelo ezingezansi ukuze ubone ukuthi i-ejensi igunyaziwe:

Isinyathelo sesi-1:Ngena ngemvume kuwebhusayithi ye-IRS

• Ungakhetha inguqulo yesiNgisi ekhoneni eliphezulu kwesokudla.

Isinyathelo sesi-2:Khetha Isixhumanisi Sangaphakathi;

Isinyathelo sesi-3:Chofoza ku-"Uhlu Lwezikhungo ngaphansi kweSigaba 1967(44) ITA 6" ekhoneni elingezansi kwesokudla;

Isinyathelo sesi-4:Faka ulwazi olubalulekile njengegama lesifunda, inhlangano esiza abantulayo noma igama lesikhwama.

Umbono oyiphutha wentela #9: Awukwazi ukufakazela ukuthi uzifakile izintela zakho

• Izintela zama-elekthronikhi namarisidi azothunyelwa ukuze kuqinisekiswe ukuthi izintela zifakiwe futhi zakhokhiwe.
• Kodwa-ke, abakhokhi bentela abazithumela ngesandla noma abathumela amafomu abo entela bangase bangakwazi ukufakazela ukuthi imbuyiselo yentela ifakiwe futhi intela isikhokhiwe.
• Ngenxa yokuthi ihhovisi lentela alisikhiphi isaziso "esitholiwe", uma ifomu lentela lilahleka ngeposi, umkhokhintela usenkingeni enkulu.
• Ngaphandle kwalapho umkhokhintela eyikhokhile intela futhi wagcina irisidi, ungafakazela ukuthi intela ifakiwe.

Iphutha Le-10 Lokubuyiselwa Kwentela: Ukungagcini Amarekhodi Amarisidi

• Uma ukubuyiswa kwakho kwentela sekuqediwe, ungacabangi ukuthi wonke amarisidi akho, izitatimende ze-premium, namanye amadokhumenti atholakala mahhala.
• Ihhovisi Lentela lidinga ukuthi abakhokhintela bagcine lawa marisidi namadokhumenti ngemva kokufaka amafomu abo entela.