Yini okufanele ngiyinake lapho ngiya esitolo? 20 Iziphakamiso Zokuthenga Ezitolo ezinkulu kanye Nezixazululo

Landela lawa macebiso ukuze uqiniseke ukuthi wonga imali futhi ukhathazeke ngenkathi uthenga, futhi uthuthukise amandla akho okuthenga.

1. Yakha uhlelo lokusebenzisa imali ukuze ugweme ukuthenga okungalindelekile

• • Sicela wenze uhlu lokuthenga.
• Lolu hlu alugcini nje ngokuqukatha izinto okulula ukukhohlwa ukuzithenga, kodwa lukusiza ukuthi uthenge kuphela lokho okudingayo ngempela.
• Namuhla, uhlu lokuthenga olusebenziseka kabusha lungenziwa kalula ngosizo lwekhompyutha.Enye inzuzo ukuthi ungakwazi ukwabelana nabanye abathengi.

2. Ungayi esuphamakethe uma ulambile

• Ezimweni eziningi, isisu esikhalayo singabangela abantu ukuba bathenge ngaphezu kokujwayelekile.
• Abantu bavame ukuthenga ukudla okulula okunamakhalori aphezulu nama-dessert ngalesi sikhathi.

3. Hamba uyothenga uwedwa.

• I-entourage izokusiza kuphela ukugcwalisa inqola.
• Uma ngiyothenga nophathina wami, kunezingozi ezicashile.
• Yenza lokhu: Mhlawumbe kuwumqondo omuhle ukuhlukanisa ukuthenga ngobulili.

4. Isiphi isitolo esikhulu esinazo zonke izinto ezishibhe kakhulu?Akubuzwa lokho!

• Ngoba opharetha besuphamakethe bazokwenza izibalo ezibanzi kusenesikhathi.
• Izinto ezithile zinikezwa ngamanani aphansi ukuze zihehe amakhasimende esitolo esikhulu.
• Ezinye izinto esingagxili kuzo kufanele zithengiswe ngamanani aphezulu ukuze kunxeshezelwe izinto ezinenani eliphansi, ngoba asimane nje sithenge amaphromoshini.
• Igeyimu ye-zero-sum: inani elithengiwe lihlala linjalo.

5. Naka inani eliyisisekelo

• Amaphakethe amakhulu awashibhile.
• Amaphakheji amancane nawo avame ukukubiza kakhulu.
• Umkhiqizo unganyakaziswa ukuze uveze ukufihlakala kokupakishwa okungamanga (amaphakheji anengaphakathi elincane kakhulu kanye negobolondo langaphandle eliningi kakhulu).

6. Ungakholwa Ngokuyimpumputhe Ulwazi Lokukhangisa

• Imilayezo yokukhangisa ifinyeza ubuchopho bethu.
• Izitolo ezinkulu zisebenzisa ngokugcwele nangendlela ehlelekile lesi sijikelezo esifushane.
• Ngakho-ke kufanele ubuze kaningi, ingabe lo mkhiqizo ushibhile ngempela?
• Uba nozwelo ikakhulukazi lapho uqhathanisa inani langempela lokuthengisa lento ne-MSRP engaboshiwe.
• Alikho ibhizinisi elizonikeza izipho ngeze isikhathi eside.
• Ngisho nalapho into ishibhile buza: Ingabe ngiyayidinga ngempela?

7. Ikhwalithi ayihlangene namanani

• Ungathola inani elihle lemali ngemali encane yemali!
• Ngamanye amazwi: intengo ephezulu kanye nekhwalithi ephezulu ayikwazi ukulinganiswa.
• Ezimweni eziningi, izinto ezishibhile ziyinani elingcono kakhulu lemali.

8. Yiba Umthengi Onenjongo

• Labo abajahe ukuyothenga bavame ukuthenga okuncane kakhulu.
• Akukhona okungenangqondo ukuthi abathengisi behlise ijubane lamakhasimende ejubaneni lokuthenga lapho beqala endaweni yezithelo nemifino emnyango wesitolo esikhulu.
• Umculo onesigqi esineso kanye namaphaseji amancane abangela ukuba sihambe kancane.
• Amashalofu amatheminali ikakhulukazi, izithiyo ezibekwe ngokukhethekile, njengezibonisi, izinto zokubala ezincane namaphakheji amancane.

9. Unganciphisi kakhulu ngamandla enyama, ququda phansi ubone okuningi

• Izinto ezibizayo zihlale zibekwe ezingeni lamehlo, kuyilapho izinto ezishibhile zivame ukubekwa eshalofini eliphansi.

10. Ungakholelwa ekubekeni inhlanganisela

• Nqoba izidingo zakho zokunethezeka futhi wenze umzamo obonakalayo wokuzungeza inqubo yokuthenga.
• Ngoba kuyisicelo somthengisi ukuthi asizakale ngokunethezeka kwakho ngokubeka izimpahla kunhlanganisela ehlelekile.
• Intengo yale mikhiqizo ivamise ukuba phezulu kunentengo yezinto ngazinye.

11. Ungakhethi inqola yokuthenga lapho ungasebenzisa ubhasikidi wokuthenga

• Izinqola ezinkulu zokuthenga zihlala zenza kube lula ngathi ukuthi sizitike ngokuthenga, futhi izinqola ezisindayo nezisindayo zizovimba ukuthenga.

12. Phequlula amashalofu ukusuka kwesokudla kuye kwesokunxele

Uma sibheka izinto, sithanda ukufunda izindatshana ngendlela efanayo, futhi izinto ezibizayo zibekwe ekugcineni komugqa wethu wokubuka - kwesokudla.

13. Thenga eyakho isuphamakethe brand noma nini lapho kungenzeka

• Iningi lezinto ezinegama elidumile, lezo ezihloselwe abathengi abahlonishwayo nabasezingeni eliphezulu, ziyala amanani entengo ngenxa yenani elikhulu lemali elichithwe ekukhangiseni komkhiqizo.
• Kuhlala kunezinto ezinophawu lwesuphamakethe ezishibhile ezingathathelwa indawo izinto ezinophawu.
• Lezi zinto zivame ukukhiqizwa ngumkhiqizi ofanayo nezinto zomkhiqizo omkhulu.Izitolo ezinkulu ezishibhile ikakhulukazi zizosebenzisa leli qhinga.

14. Yehlisa ukucindezeleka kokuthenga

• Uma udinga ukuthenga ezinye ngaphambi kokuphelelwa yizinto ekhaya, kungcono ukuzithenga ngesikhathi sokuvunyelwa kanye nokudayiswa okukhulu, hhayi ngamanani avamile.
• Akukho ukunyuswa komkhiqizo okuyi-'I'4, futhi iphromoshini efanayo iqinisekisiwe ukuthi izovela kwezinye izitolo ezinkulu esikhathini esingamaviki angu-4.

15. Zama ukuthenga izithelo nemifino yonyaka

• Noma ubani ongakwazi ukumelana nokuthenga i-asparagus ekwindla noma ikhabe nama-cherry ebusika ngokuvamile ukhokha inani eliphezulu.

16. Phambana nomkhuba

Uma amanani ephansi, yenza imali ethile ukuze uthenge izipho unyaka wonke, futhi ugcine i-pantry encane ekhaya lakho.Isibonelo, intengo ye-champagne ngemva kokuphela konyaka (ukuphela konyaka emazweni aseNtshonalanga ibhekisela ku-December 12) izoba ngaphansi kakhulu kunenkathi yesikhathi ngaphambili.

17. Cacisa futhi uqine ku-cashier

• Indawo eseduze ne-cashier lapho kubekwa khona zonke izinhlobo zokudla okulula okumnandi iyindawo ecindezela kakhulu kubazali abanezingane.
• Isimo sengqondo esiqinile sokungathengi kuphela kanye nokuvinjelwa okungenakuhlehliswa kulokhu kudla okuncane okungagcina izingane zakho noma abazukulu (abazukulu) ngemithetho.

18. Gwema ulayini

• Uma ungafuni ukuma emgqeni, ungayi ukuyothenga ngemva kokuphuma emsebenzini noma ngezimpelasonto, nangezinsuku ezandulela iholide.

19. Gwema "ukubuka" kwabathengisi

• Kufanele kucace, ngaso sonke isikhathi uma usebenzisa amakhadi akho okwethembeka nesaphulelo, ukhokha inani lokudalula imininingwane yakho ebalulekile kanye nemikhuba yokuchitha.
• Ingabe lawo madili (imvamisa ambalwa) nezaphulelo ayakufanelekela ngempela?

20. Mkhava ibhange lakho namakhadi esikweletu

• Okungcono kakhulu ukuzinza ngemali!
• Ukusebenzisa imali yangempela kungasenza siphatheke kabi ngempela.
• Lokhu futhi kuqinisa umuzwa wethu wobunzima mayelana nenani lokusetshenziswa kwemali.
• Lonke ucwaningo olufanele lukhombisa ukuthi imali eningi isetshenziswa ngamakhadi kunokheshi.

Kungani uhlela isabelomali sokusebenzisa imali?

Ngenxa yokuthi ziningi izicupho zokuthenga enxanxatheleni yezitolo, kulula ukuzisebenzisa uma unganakile, futhi eziningi zalezi zinto ziyamoshakala uma uzithenga.

Njengoba ukotapheya (ukotapheya) kungelula ukuwutshala, intengo yemakethe iphezulu.

• Uma uzodla ukwatapheya, yidla owodwa ngesonto.
• Ukudla ukwatapheya ngesonto kwabesifazane kungalinganisela i-estrogen, kuvikele impilo yesibeletho sowesifazane nomlomo wesibeletho, futhi kuvimbele umdlavuza womlomo wesibeletho.
• Ukotapheya ungahlala cishe amasonto ama-2 esiqandisini.

Ngaphambi kokuthenga, kuwumqondo omuhle ukuhamba nekhompyutha futhi ubale izindleko eziphelele ngaphambi kokukhokha.

Uma idlula isabelomali, kuyadingeka ukususa izinto ezingadingekile futhi esikhundleni sazo ezinye izinto ezingabizi kakhulu.

Ngokwesibonelo:Umsoco we-avocado engu-1 kulingana namaqanda angu-3, ​​ngakho-ke kunconywa ukuthi udle amaqanda ama-3 ngosuku ukuze ungezelele.

（1个鸡蛋大概RM0.30而已，1天3个鸡蛋等于RM1左右）

• Ukudla kwasekuseni: yidla izithelo, isinkwa noma amabhisikidi + 1 iqanda elibilisiwe eliqinile.
• Isidlo sasemini kanye nesidlo sakusihlwa: Isidlo, izifundo ezi-2 + iqanda eli-1 eliphekiwe.