Ungakhetha kanjani imikhiqizo yezimali ejwayelekile ye-Alipay? 2 izinhlobo zemikhiqizo yezezimali ejwayelekile ye-Alipay

ngokoqoboImpiloAbantu basanaka kakhulu ukuphathwa kwezimali okuhambisanayo. Banethemba lokwazi izindlela ezithile zokusebenza ngokusebenzisa eminye imigudu esemthethweni, ukuze babe namandla ahambisanayo nolwazi lapho betshala imali esikhathini esizayo. Lokhu kungokwabantu abaningi. yizinto ezibaluleke kakhulu .

Nokho, kunezinhlobo eziningi zokutshalwa kwezimali kulo mkhakha.

Phela, abantu abaningi manje benza ukutshalwa kwezimali okuhambisanayo ngale ndlela, benethemba lokuthola izinzuzo ezengeziwe kuyo.

Umbuzo abantu abawuthanda kakhulu ngowokuthi,AlipayIndlela yokukhetha ngokwezimali?

Ungakhetha kanjani ukuphathwa kwezimali kwe-Alipay?

Inqobo nje uma abantu bethola indlela efanele, bangathola imikhiqizo ebafanelayo, bese benza izimali ezihambisanayo.

Ngale ndlela, ungathola izinzuzo ezinhle kakhulu zezezimali.Into ebaluleke kakhulu ukuthi embonini enjalo, abantu badinga ukuqongelela ulwazi lwabo kancane kancane.

Kuphela ngokwenza amandla omuntu abe nentuthuko enkulu uma kuqhathaniswa nenqubo yokusebenza evamile, engakwazi ukuphatha kahle ukuphathwa kwezimali, futhi angakwazi futhi ukuzenza abe nokuqonda okujulile uma kuqhathaniswa, bese ukusebenza okuhambisanayo kuzoba lula, futhi kuyo yonke inqubo. Akulula ukuba nezinkinga ohlelweni.

Kuthiwani ngokuphathwa kwezimali kwe-Alipay?

Ngenkinga enjalo, abantu bangayiqonda ngokusebenzisa ezinye izindlela ezisebenzayo.

Isibonelo, ukutshala imali ngale ndlela, kufanele uqonde ukuvikeleka kwenkundla oyikhethayo.Phela, utshala imali yakho ngethemba lokuthi ungathola izinzuzo ezihambisanayo ngothishanhloko.

Angifuni ukulahlekelwa uthishanhloko mina, ngakho-ke abantu bazonaka kakhulu ukuphepha kwesici esinjalo, futhi ngithemba ukuthi bona kanye nenkundla bangathatha izinyathelo zokuzivikela.

Ngaphezu kwalokho, abantu futhi bakhathazeke kakhulu ngokuthi bangakhetha kanjani ukuphathwa kwezimali kwe-Alipay. Ezimweni eziningi, badinga ukuya kumawebhusayithi athile asemthethweni ukuze baxhumane, futhi ngokwethula abanye abantu abanolwazi olunzulu, bayazazi ezinye zezindlela zokutshala imali. futhi izinto eziningi ze-orthodox.

Kumele kushiwo ukuthi abantu bangathola inzuzo enhle kakhulu ngendlela enjalo, futhi ungakhathazeki, ngenqubo enjalo, imali abayifakile izolimala, ngoba iwebhusayithi ehambisanayo izonikeza iziqinisekiso ezengeziwe, okwenza abantu bakwazi ukuphatha. imali yabo ngokuzethemba.

Ungakhetha kanjani imikhiqizo yezimali ejwayelekile ye-Alipay?

Kunezinhlobo ezi-2 zemikhiqizo ejwayelekile yezezimali kuplathifomu ye-Ant Wealth:

1. Imikhiqizo eyenziwe ngokwezifiso yokuphatha ukuvikeleka kwabadala;
2. Uhlelo lokuphathwa kwempahla ye-brokerage.

Nakuba ziyizinhlobo ezahlukene zemikhiqizo, zine-ROI efanayo kanye nengozi ephansi ukuya emaphakathi.

1) Imikhiqizo eyenziwe ngokwezifiso yokuphatha ukuphepha kwabadala

• Imali engenayo ephezulu yalolu hlobo lomkhiqizo yi-China Life An Xinying yezinsuku ezingu-360 zemali engenayo yonyaka engu-5.11180%.
• Ngokuyisisekelo, uma isikhathi sokutshala imali siside, iyanda imali engenayo engatholwa;

Kodwa kukhona okuhlukile:

• Isibonelo, i-Changjiang Pension Monthly Anxiang inenzuzo ephezulu kune-China Life Chaoyuebao. Isikhathi somkhiqizo we-CCB Pension Monthly Anxiang futhi siyizinsuku ezingu-30, kodwa imali engenayo yonyaka yezinsuku eziyisikhombisa cishe ingaphansi ngo-0.6% kunaleyo ye-Changjiang Pension Monthly Anxiang.

2) Uhlelo lokuphathwa kwempahla ye-brokerage

• Uma liphezulu inani lokuqala lemikhiqizo enjalo, isikhathi somkhiqizo siba side, futhi sikhuphuka isisekelo semali engenayo yonyaka.
• Isivuno sokusebenza sebhentshimakhi sezinsuku eziyi-1 se-Huatai Zijin 189 singu-4.70%.
• Ngaphezu kokujabulela impesheni yanyanga zonke ka-Changjiang, uma isikhathi eside semikhiqizo ye-Alipay yokuphatha ingcebo, kuba nkulu imali engenayo yokutshalwa kwezimali.
• Lapho ukhetha, kufanele ucabangele kokubili isimo semali engenayo kanye nokuvumelana nezimo, njengoba le mikhiqizo ayikusekeli ukuhlengwa kusenesikhathi.

Ngokuqondene nomkhiqizo ongcono, kufanele ukhethwe ngokuvumelana nesimo sangempela.

• Eqinisweni, imikhiqizo yokuphatha ingcebo ku-Alipay kufanelekile ukutshala kuyo.
• Imikhiqizo yokuphatha ingcebo engakhishwa ku-Alipay ihlolwe yi-Alipay futhi kungashiwo ukuthi iyimikhiqizo yokuphatha ingcebo ephephile.

Okungenhla kunjaloU-Chen WeiliangIbhulogi yabelane ngolwazi olubalulekile lokuthi ungakhetha kanjani ukuphatha njalo imikhiqizo yezezimali ku-Alipay, ngethemba lokusiza abangani abadinga usizo.