Indlela yokubiza imikhiqizo yethrafikhi engaphambili? Zifundise ukuthola uhla lwamanani olungcono kakhulu ngemizuzu emi-3!

okwengaphambiliamanziUkubeka izintengo eziphusile zemikhiqizo kuyisihluthulelo sokuheha amakhasimende ekhwalithi ephezulu!

Kulesi sihloko, sizobhekisisaamanziAmasu asebenzayo entengo yomkhiqizo akufundisa ukuthi ungagwema kanjani izingibe zamanani aphansi futhi uthole kalula ibhalansi engcono kakhulu phakathi kwenzuzo nekhwalithi yamakhasimende, akusize ukhuphule amazinga okuguqulwa futhi uwine ukuncintisana kwemakethe!

Ukwenza imali empeleni kuyisayensi, ikakhulukazi kuamanziMayelana nentengo yomkhiqizo, uma ufuna ukuheha ngaphandle kokulahlekelwa yimali, ziningi izindlela zokwenza.

Amanani omkhiqizo wethrafikhi asekupheleni: Ungawanquma kanjani?

okwamanjeEzentengiselwanoNgaphansi kwemvelo yemakethe, abathengisi abaningi bazokhetha ukwethula imikhiqizo ephambukisiwe yethrafikhi esekupheleni ngamanani aphansi ukuze bahehe ithrafikhi yamakhasimende.

Indlela evamile iwukwethula imisebenzi enenani eliphansi lokuzizwela, njengamakilasi esipiliyoni sokuncipha kwesisindo sama-yuan angu-19.9, amakilasi okudansa ama-yuan angu-9.9, njll...

Kodwa ingabe lolu hlobo lokugeleza kwethrafikhi olunenani eliphansi luyasebenza ngempela? Eqinisweni, kusenezinkinga eziningi ezifihliwe ngemuva kwayo.

1. Inani eliphansi lokuheha ithrafikhi: ukuheha amakhasimende noma kuwukumosha umzamo?

Nakuba ukuheha ithrafikhi ngamanani aphansi kubonakala kukwazi ukuheha inqwaba yamakhasimende ngokushesha, le ndlela ivamise ukuheha amakhasimende “wobufebe bamahhala” kuphela. Ngenxa yalokho, imikhiqizo enenani eliphansi ayigcini nje ngokuhluleka ukusiza abathengisi ukwenza inzuzo, kodwa ingase ibangele nokumosha izindleko futhi inyuse ingcindezi yokwamukela.

Isibonelo, uma umkhiqizo wakho ongaphambili unenani eliphansi kakhulu, amakhasimende anenani elingu-9.9 yuan ngokuvamile azoba namandla aphansi okusebenzisa kanye namandla okuchitha ngemva kokungena esitolo ukuze azizwele, futhi ithuba lokuwuguqulela ekubeni ikhasimende elithembekile mncane kakhulu.

Ngakho-ke, ungayilungisa kanjani intengo yemikhiqizo yethrafikhi engaphambili? Abathengisi abanolwazi bazokhetha ibanga lentengo elihlakaniphile ukuze baqinisekise ukuthi baheha amakhasimende ekhwalithi ephezulu.

2. 价格区间：1/5到1/10的黄金比例

Ngentengo yemikhiqizo yokushayela ithrafikhi, ungase ufise ukuyibeka kokuthi 1/5 kuya ku-1/10 yenani eliphelele lokusetshenziswa kwamakhasimende okuqondiwe esitolo.

Isibonelo, uma inani elinamandla lekhasimende elisetshenziswayo lingamayuan angu-2000, intengo yomkhiqizo oqeda ithrafikhi ingasethwa phakathi kwama-yuan angu-200 nama-yuan angu-400.

Amanani anjalo awakwazi nje kuphela ukuhlola amakhasimende anesilinganiso esithile sokusebenzisa, kodwa futhi aqinisekise ukuthi izindleko ngeke zimosheke ngokwedlulele ngesikhathi sokukhiqizwa kwethrafikhi.

Isu lentengo elinjalo alisekelwe emcabangweni, kodwa lisekelwe ekusetshenzisweni okuhlakaniphile kwengqondo yabathengi. Uma amakhasimende ekhokha inani elithile lomkhiqizo ongaphambili, ngokuvamile azimisele kakhulu ukutshala imali eyengeziwe kwezinye izinkonzo.

Ngamanye amazwi, intengo enjaloUkubekaKuyasiza ukuhlonza amakhasimende ngokuzimisela kwangempela ukusebenzisa, kunalawo aphishekela "ubufebe bamahhala".

3. "Izindleko ezifihliwe" zamanani ethrafikhi aphansi kakhulu

Lapho inani le-drainage lifinyelela izinga elithile, izinkinga ziphakama ngokulandelana: ngakolunye uhlangothi, ikhwalithi yamakhasimende ayilingani, okungaholela kalula kumakhasimende "wobufebe bamahhala". Ngakolunye uhlangothi, intengo yokudluliselwa ephansi kakhulu inganikeza abathengi kalula umbono wokuthi "imikhiqizo eshibhile ayilungile", ngaleyo ndlela ibuze ikhwalithi yamasevisi alandelayo futhi yehlise izinga lokuguqulwa.

Okubaluleke nakakhulu, ukwanda kokuheha amakhasimende ngamanani aphansi kuzothatha kakhulu izinsiza zesevisi esitolo. Ukuze unikeze usizo kulawa makhasimende amanani aphansi, abathengisi kufanele batshale imali eningi yabasebenzi kanye nezindleko zesikhathi, kodwa abakwazi ukuthola imbuyiselo ehambisanayo, futhi bathinte ngisho nekhwalithi yokwamukela yamakhasimende avamile abathengi. Ngakho-ke, ukuheha ithrafikhi ngamanani aphansi kakhulu akusho nje kuphela, kodwa akufanelekile inzuzo.

4. Indlela yokulinganisa intengo kanye nekhwalithi yekhasimende?

Ukushayela ithrafikhi ngentengo ephansi akuyona nje ukuchitha imali, kodwa futhi nokulahlekelwa kwesithombe somkhiqizo. Ngakho-ke, ukuma kwentengo kufanele kucatshangelwe Nawa amasu amaningana asebenzayo:

• Thuthukisa umuzwa wenani lamaphrojekthi wesipiliyoni: Thuthukisa ulwazi lwekhasimende ngokupakisha okuhle kanye nesevisi yekhwalithi ephezulu, okwenza amakhasimende azizwe sengathi ngisho nemali ephakeme kancane ikufanele.

• Ukuhlukaniswa komkhiqizo ocolisisiwe: Isibonelo, vula amazinga ahlukene emikhiqizo eqeda umgwaqo emaqenjini ahlukene abantu. Intengo ephansi isetshenziselwa ukuheha amakhasimende ekuqaleni, futhi intengo ephakeme kancane isetshenziselwa ukubukeza amakhasimende ekhwalithi ephezulu.

• Setha ukunikezwa kwesikhathi esilinganiselwe: Ngokwesisekelo sokuqinisekisa ikhwalithi, sebenzisa amaphromoshini esikhathi esikhawulelwe ukuze uhehe amakhasimende angaba namandla okusebenzisa imali esikhundleni sezintengo eziphansi isikhathi eside. Lokhu kungadala umuzwa wokushoda futhi kuhehe amakhasimende ekhwalithi ephezulu.

5. Umthelela wezintengo zomkhiqizo wethrafikhi ohamba phambili ekusaseni labathengisi

Ingozi yokuheha ithrafikhi ngentengo ephansi idlulela ngalé kokuheha amakhasimende ekhwalithi ephansi, futhi ingase ithinte ukuma kwalo lonke uhlobo lomkhiqizo. Ngokombono wamakhasimende, intengo ivamise ukumela inani lomkhiqizo. Uma intengo yomkhiqizo oheha ithrafikhi iphansi kakhulu, amakhasimende azocabanga ngephutha ukuthi umkhiqizo ufana nenani eliphansi kanye nokushibhile. Lokhu kuzothinta ngokungangabazeki ukuma kwemakethe yesikhathi esizayo kanye namakhono eprimiyamu yomkhiqizo.

Ngokuphambene nalokho, intengo ekhangayo enengqondo ngeke isize kuphela ukuheha amakhasimende aphezulu, kodwa futhi ithuthukise isithombe somkhiqizo. Amabhrendi amaningi aziwayo azoqinisekisa ikhwalithi yokugeleza kwamakhasimende ngokubeka izintengo zemikhiqizo yokushayela ithrafikhi ephakeme kancane kunesilinganiso semakethe, kuyilapho futhi ebonisa ukuma okuphezulu komkhiqizo.

6. Heha amakhasimende ekhwalithi ephezulu ngokuthuthukisa ulwazi lwesevisi

Ukuze uhehe ithrafikhi kwamanye amaphrojekthi esevisi asezingeni eliphezulu, abathengisi bangagxila kokuhlangenwe nakho. Isibonelo, amanye amasaluni, izindawo zokuzivocavoca, njll. angahlinzeka ngesilingo samahhala noma ukuzizwisa, kodwa kuphela uma inani labantu lilawulwa ngokwenza i-aphoyintimenti. Ngemva kokuba ikhasimende liqedele ukuzizwisa, isevisi yamakhasimende izolandela uchwepheshe ukuze kuthuthukiswe ukuguqulwa kwamasevisi asezingeni eliphezulu. Lokhu akukwazi nje ukugwema ukusetshenziswa ngokweqile kwamakhasimende "obufebe bamahhala", kodwa futhi kuhlole amakhasimende anamandla okusebenzisa isikhathi eside.

7. Ungawabeka kanjani amanani entengo yethrafikhi yemikhiqizo ehlukene?

Izinhlobo ezahlukene zemikhiqizo namasevisi kufanele zisebenzise amasu ahlukene lapho ziheha ithrafikhi:

• Umkhiqizo wesevisi eyodwa: Ezintweni ezifana nobuhle, ukulungisa izinwele, ukuhlanzwa kwamazinyo, njll., imikhiqizo yokukhipha amanzi engaphambili ingabekwa ku-1/5 kuya ku-1/10 yenani eliphelele ukuze kulawulwe izindleko nokuheha amakhasimende anezidingo zangempela.

• imikhiqizo ye-cyclical: Isibonelo, ukufaneleka, izifundo zokunakekelwa kwezempilo, njll. kungasetshenziswa ukuheha ithrafikhi ngamakhadi wekota kanye namakhadi omnyaka owodwa, ukuheha amakhasimende ngentengo ephansi yokuqala, futhi kamuva kwandise ukuzimisela ukuvuselela ngamasevisi ekhwalithi ephezulu.

• Izinto zesevisi ezisezingeni eliphezulu: Isibonelo, ngamasevisi enziwe ngendlela oyifisayo nolwazi olunethezeka, ungase ufise ukusebenzisa isu lentengo lentengo ephakathi nendawo ukuya phezulu ukuze uhehe amakhasimende, usebenzise ukuma kwentengo ephakeme kancane ukuze uhehe amakhasimende ngamandla okusebenzisa imali, futhi uthuthukise ileveli yomkhiqizo.

Isifinyezo sokuma kwentengo yethrafikhi ekugcineni

Ukuze babe yizingcweti zokuheha ithrafikhi, abathengisi badinga ukuthola ibhalansi phakathi kokukhanga ngentengo ephansi nokuma kwebhrendi. Kuphela ngokusetha intengo enengqondo yokuguqula lapho singaqinisekisa ikhwalithi yekhasimende futhi ngesikhathi esifanayo siqinisekise ukuqashelwa kwamakhasimende kwevelu yomkhiqizo.

Ngokuvamile, amanani entengo yemikhiqizo yokukhipha amanzi omgwaqo engaphambili inquma ngokuqondile ikhwalithi yomphumela wokudonsa amanzi. Nakuba amanani aphansi angadonsa ukunaka, ngokuvamile “ayedlula izinzuzo”. Uma ubeka intengo yemikhiqizo edonsa amanzi, kunconywa ukuthi ubhekisele esilinganisweni sika-1/5 kuya ku-1/10, esingakwazi ukulawula izindleko kuphela, kodwa futhi sihlole amakhasimende aphezulu. Ekugcineni, ngokusebenzisa utshalomali olumaphakathi, abathengisi bangakwazi ukuzuza ukuguqulwa kwenzuzo ephezulu.

Phakamisa: Ebhekene nokuncintisana kwemakethe okushubile, amabhizinisi angaqala ukuhlola kabusha awoIphromoshini yokukhipha amanziIsu, zama ukwenza izinguquko ezizwakalayo enanini lethrafikhi ukuze uthuthukise izinga lokusetshenziswa kwamakhasimende futhi uthuthukise ukuncintisana kwemakethe yomkhiqizo.