Yimaphi amaphrojekthi adinga ukutshalwa kwezimali okuncane kodwa angakhiqiza izigidi minyaka yonke? Ukwembula izimfihlo zokwenza imali ngenzuzo emangalisayo kanye nomzamo omncane.

Ukukhuthala kuyiqabunga lomkhiwane kwabampofu: Ukwembula iqiniso ngokwenza imali ngenzuzo emangalisayo kanye nomzamo omncane kakhulu.

Uma usebenza kanzima, uba mpofu kakhulu – lokhu kungaba yiqiniso elibuhlungu kakhulu esikhathini sethu.

Uma umatasa kuze kube sentathakusa nsuku zonke, usebenza njengenkabi endala, kodwa ibhalansi yakho yasebhange ingashintshi, khona-ke kungenzeka ukuthi uwele ogibeni olubizwa ngokuthi "ukukhuthala okuphansi."

Abantu abaningi banokungaqondi okujulile mayelana nokwenza imali, becabanga njalo ukuthi uma ukhipha umjuluko omningi, kulapho igolide lizophahlazeka khona kakhulu.

Esimweni sebhizinisi sanamuhla esincintisana kakhulu, lolu hlobo lokucabanga aluyona nje into engalungile elula, kodwa futhi luyinhlekelele engabangela abantu ukuba baphelelwe yimali.

Bengilokhu nginombono obonakala ungajwayelekile: amaphrojekthi amahle ngempela awadingi umzamo omkhulu womzimba kuwe.

Ngakolunye uhlangothi, amaphrojekthi anezinzuzo eziphezulu kangangokuthi enza abantu bazizwe bemanzi ngokuvamile adinga ukuthi wenze ushintsho oluncane endaweni ebalulekile.

Lokhu akukhona ukukufundisa ukuthi ube ngumuntu othanda amathuba; kumayelana nokukufundisa ukuthi ungayisebenzisa kanjani igebe elikhulu lokuqonda ukuze uqalise ukuhlasela okubhubhisayo.

Lawo mabhizinisi adinga ukuthi utshale u-200% wamandla akho futhi ubeka impilo yakho engcupheni ukuze uthole imali empeleni ayimisebenzi emibi.

Isizathu silula: lolu hlobo lwamaphrojekthi selungene esigabeni esinonya somdlalo we-zero-sum, inzuzo incane njengephepha. Ukuphazamiseka okuncane kungaholela ekulahlekelweni kanye nokukhangisa nje.

Ukutshala izimbali endaweni ene-saline-alkali, kungakhathaliseki ukuthi usebenza kanzima kangakanani uphethe umquba nokunisela, kuzoholela ekuhlulekeni kwesivuno ngokuphelele.

Amaphrojekthi amahle ahlulelwa ngokunemba kwendlela oyisebenzisayo, hhayi ngesivinini osebenza ngaso.

Kungani umzamo wakho ungenamsebenzi uma ubhekene nezikhala zokuqonda?

Udinga ukuqonda ukuthi ukukhuthala kushibhile kakhulu emkhakheni osezingeni eliphansi.

Ukuqongelela ingcebo yangempela kuvame ukuvela ekuqapheleni kahle izindawo ezingaqondakali zemithetho.

Uma lokho okwenzayo njengamanje kuyinto ngisho nomalumekazi oseduze kwakho owenza umdanso wesikwele angaphawula ngayo, khona-ke leli akulona ithuba, kodwa ugibe olulindele ukuthi ulugcwalise.

Inzuzo yangempela etholakala kuphela phakathi nalezo zikhathi zesiphithiphithi lapho wonke umuntu ebukele futhi engakwazi ngisho nokuyiqonda.

Uma ithuba lisesesigabeni sokuqala, ngaphambi kokuba imithetho ibekwe futhi abancintisana nabo sebengene emakethe, wena uyinkosi yaleyo ndawo.

Kuzwakala sengathi uthola imayini yegolide ehlane elingaziwa nhlobo; awudingi ngisho nemishini yokumba eyinkimbinkimbi, ungagoba nje uyithathe bese kuba ngeyakho.

Kumelwe sibe ngabokuqala ukuzama into entsha.

Empini yendawo, uma uhola ekuphakamiseni ifulege, wonke umgwaqo wemakethe uzongena kuwe njengesango lezikhukhula elivulwa.

Kuleli qophelo, asikho isidingo sokucabanga okuyinkimbinkimbi kwebhizinisi, ngoba nguwe wedwa ohlinzeka ngezinsizakalo, futhi izwi lakho liphelele.

Abantu abaningi bacabanga ukuthi lokhu akuthembekile, futhi baze bacabangele le ndlela yokwenza imali "njengeyimfihlakalo" ngandlela thile.

Uma wonke umuntu okuzungezile ecabanga ukuthi okwenzayo akuthembekile noma ekuhleka, siyakuhalalisela, usufinyelele emaphethelweni ethuba elihle kakhulu.

Uma wonke umuntu eshaya ihlombe futhi eveza ukuvuma kwakhe, lokho kuvame ukuba yisikhathi sokugcina ngaphambi kokuba upakishe imithwalo yakho uhambe.

Ukuqeda umqondo oyinhloko wamaphrojekthi enzuzo ephezulu: ubudlelwano phakathi kwezidingo ezibalulekile kanye nokuntuleka.

Iphrojekthi ekuvumela ukuthi uthole imali "ulele phansi" kumele ibe nesici esisodwa esiyinhloko: kumele ibe nesidingo esikhulu.

Abasebenzisi kumele babe nenkinga ejulile futhi engabekezeleleki kangangokuthi abakwazi ukulala ebusuku uma ingaxazululwa.

Isidingo esibalulekile sinquma inzuzo yakho yokuguquka. Uma nje ungakwazi ukuxazulula inkinga, awudingi ukuchitha umoya wakho ezindabeni zokuthengisa noma amasu okukholisa.

Abasebenzisi bazokucela ukuthi uthenge, hhayi okuphambene nalokho.

Okubaluleke kakhulu kunesidingo esiyisisekelo ukuntuleka okukhulu kokutholakala.

Itiye lobisi elingathengwa yonke indawo, kungakhathaliseki ukuthi ukumaketha kwakho kukudala kangakanani, awukwazi ukubalekela ubishi lwezimpi zamanani.

Yilezo zimakethe ezikhethekile kuphela ezinesidingo esikhulu kodwa cishe azikho ezinye izinketho emakethe ezinamandla amakhulu entengo.

Amaphrojekthi ahambisana nalezi zindlela eziyisisekelo ngokuvamile abonisa ukusebenza kahle kakhulu kokuhamba kwemali.

Ngoba uhamba ngokugeleza, usebenza ngokuhlukana kwemakethe, kunokuba uhambe ngokuphambene nomsinga.

Ngaphansi kwale ngqondo, udinga nje ukuyikhuthaza, futhi umsebenzi wakho uzobona ukukhula okukhulu.

OkwamanjeAIAma-ejenti ahlakaniphile kanye nama-matrices endawo emadolobheni asezingeni lesithathu kanye nawasezingeni eliphansi kuyizibonelo ezivamile zalolu hlobo lwephrojekthi.

Izikhulu eziningi emadolobheni amakhulu zibukela phansi amadolobha asezingeni lesithathu, zinomuzwa wokuthi azinawo amandla okuthenga lapho.

Abalobi abaningi abangochwepheshe bayabukela phansi okuqukethwe okudalwe yi-AI.UkubhalaBabenomuzwa wokuthi lawo mazwi ayengajwayelekile futhi angenampilo.

Kodwa yilapho kanye lapho ulwandle oluhlaza okwesibhakabhaka oluvundile kakhulu lukhona.

Amadolobha asezingeni eliphezulu amayelana nokusebenza kahle kanye nemali; lokho kuwumdlalo wamabhizinisi amakhulu. Abantu abavamile abakwazi ngisho nokwenza amaphutha emanzini.

Kodwa emadolobheni asezingeni lesifunda noma ngisho namadolobhana esifunda, inqobo nje uma uqonda leli gebe lolwazi, uyinkosi yangempela, futhi ukufeza ukuhlaselwa kokunciphisa ubukhulu kulula kakhulu.

Sebenzisa ubuhlakani bamasu ukuze uqede ngokuphelele ubuvila bamaqhinga.

Kungani ngithi lolu hlobo lwephrojekthi aludingi mzamo omkhulu?

Ngoba kulezi zindawo, ukuqina komncintiswano cishe ku-zero.

Akudingeki ufunde noma yiziphi izindlela ezijulile zokwenza imali, futhi akudingeki ushise imali njengomgembuli ukuze udonse ithrafikhi.

Udinga nje kuphela ukusebenzisa imodeli "yomuntu oyedwa, imishini emi-5" evuthiwe, bese ushiya okunye ekukhangeni okungokwemvelo kwethrafikhi.

Umzamo owenziwe kulolu hlobo lwephrojekthi usetshenziselwa ukuthola indawo yokungena eqondile nokwakha izithiyo abancintisana nabo abangeke bazinqobe.

Lona umdlalo othuthukisiwe wangempela, hhayi umdlalo ozilimazayo ekuguqukeni okungenanjongo.

Uma uzizwa ukuthi wenzani manje...ImpiloKunzima kakhulu; ngilwela nsuku zonke leyo mali encane. Kufanele ngiyeke ngokushesha.

Cabanga ngakho, ingabe indlela yakho yayingafanele kusukela ekuqaleni?

Ingabe usebenzisa ukukhathala ngokomzimba ukufihla ubuvila bengqondo?

Izwe alilokothi livuze ukuzitika okungenamsebenzi; livuza kuphela abambalwa abaqaphela imithetho bese bebamba ithuba elivezwa ukungalingani phakathi kokunikezwa kanye nesidingo.

Ukuqonda kwakho kunquma umkhawulo ophezulu wamaphrojekthi amahle ongawathola, kuyilapho ikhono lakho lokwenza linquma kuphela umkhawulo wokwenza imali.

Uma iphrojekthi idinga ukuthi usebenze kanzima endaweni enokuncintisana okukhulu, kusho ukuthi inzuzo yokuncintisana yephrojekthi ayincane kakhulu kune-disk.

Sicela ukhumbule, ungazilolongi amakhono akho okubhukuda oLwandle Olubomvu; iya oLwandle Oluluhlaza bese uyolanda igolide ngqo.

Phakathi kwezinguquko ezinkulu, ukukhetha ukuthi iyiphi inkundla yokulwa ozoyilwela kubaluleke kakhulu ngokuphindwe kayisigidi kunesivinini osebenzisa ngaso inkemba yakho.

Okunye kusesikhathini sokuqinisekisa ukwahlulela kwakho.

Abantu abenza imali eningi ngempela bavame ukubonakala sengathi “bavilapha” kakhulu kubantu bangaphandle.

Lokho kungenxa yokuthi bazinikele ekuqondeni izimiso eziyisisekelo, kunokuba banikele ngokuphila kwabo ngenxa yokukhuthala okungekuhle.

Isiphetho: Ukwakhiwa Kabusha Okunengqondo Okungena Engqikithini Yengcebo

Ngombono wami, ukusatshalaliswa kwengcebo empeleni kuwumdlalo "wokuningi okunengqondo".

Labo abahlupheka ngaphansi kwamasondo esikhathi bavalelwe kakhulu esimweni esifana nesikaSisyphus, besunduza idwala phezulu emjikelezweni ongapheli.

Abavukile ngempela sebevele bakhululekile ezinkingeni futhi bashintsha indlela yebhizinisi ngokubuka ngamehlo enyoni.

Okufanele sikuphishekele amathuba "anomphumela wobunye," kunokuba sihlanganyele emidlalweni engenazo izilinganiso eziphelele endaweni engcolile yobuncane.

Lokhu kuqoshwa okunembile kwezikhala zemakethe empeleni kuwubuhle bebhizinisi, okwakha ukuhleleka phakathi kwesiphithiphithi.

Lokhu kuhlakanipha "kokusebenzisa amandla amancane ukuze kufezwe umphumela omkhulu" kuyindlela kuphela abantu abangafinyelela ngayo ukuthuthuka komphakathi kulesi sikhathi esinzima.

Isifinyezo sokugcina:

• Ukuphikisa ukukhuthala okungasebenzi kahle: Amaphrojekthi athembele emisebenzini yomzimba ukuze athole imali engenayo ngokuvamile anenzuzo encane futhi asesimweni sokuncintisana ngesabelo semakethe esikhona.
• I-Arbitrage isebenzisa umehluko wokuqonda: Amaphrojekthi amahle ngempela abonakala ngokuqala kokuqala, imithetho engacacile, kanye nokungalingani kolwazi.
• Izidingo ezibalulekile kanye nokuntuleka: Ikhomba ubuhlungu lapho abasebenzisi benenkinga yokulala futhi inikeza ikhambi elingavamile kakhulu.
• Ukukhetha kubaluleke kakhulu kunomzamo: Ukuthola igolide olwandle oluluhlaza okwesibhakabhaka kuphumelela kakhulu kunokufunda ukubhukuda olwandle olubomvu; isiqondiso sinquma impumelelo noma ukwehluleka.

Manje, yeka ukuzitika ngezinto ezincane ezikukhathazayo kodwa ezingavezi miphumela!

Bheka, uphenye, futhi ubuyekeze ukungalingani kokunikezwa kanye nesidingo okukuzungezile, thola indawo yokungena "yesikhathi esixakile" okungeyakho, bese uqala indlela yakho eya ekunciphiseni ubukhulu.

Ngifuna ukukubuza, ingabe wakha isakhiwo esiphakeme noma uthutha isitini esimiselwe ukuzola?