Iyini i-Ryt Bank? Ingabe iphephile? Ukuhlaziywa okuphelele kwenqubo yokubhalisa, izinzuzo, kanye nokungalungi.

Amabhange ayashintsha buthule, kuyilapho ungase usawabheka ngemicabango yakudala.

Lapho ubuhlakani bokwenziwa buqala ukubamba iqhaza ekwenzeni izinqumo zezimali, amabhange ngeke esaba nje izindawo zokufaka imali.

I-Ryt Bank iyisibonelo esihle salolu shintsho.

Uma ubulokhu uzwa leli gama njalo muva nje.

Lokho kusho ukuthi ezezimali zedijithali sezingene esigabeni esisheshayo.

Manje ake sisuke ngemuva siye ekusebenzeni.

Kusukela ekuphepheni kuya ezinzuzweni.

Chaza kahle.

Iyini ngempela iRyt Bank?

I-Ryt Bank yinkampani e-EMalaysiaIbhange ledijithali liyasebenza.

Igama lenkampani yayo yi-YTL Digital Bank Berhad.

Ibizwa ngokuthi yibhange ledijithali lokuqala emhlabeni eliqhutshwa yi-AI.

Lesi sitatimende sinesisindo esikhulu.

Ngoba akuyona nje ibhange eliku-inthanethi.

Kufana kakhulu nomphathi wezezimali ohlala ekulungele ukusiza.

I-Ryt Bank yasungulwa ngokubambisana yi-YTL Group yaseMalaysia kanye nenkampani yezobuchwepheshe yaseSingapore i-Sea Limited.

I-Sea Limited nayo iyatholakalaShopeeInkampani engumzali.

Lokhu kusho amandla aqinile kwezobuchwepheshe kanye nezezimali.

Okubaluleke kakhulu.

I-Ryt Bank ingenye yamabhange amahlanu edijithali avunyelwe yiBank Negara Malaysia.

Lena akuyona iphrojekthi yokuhlola.

Yibhange elinelayisensi.

Ukubukeka kwayo.

Lokhu kuphawula ukuqala kwenkathi entsha yezezimali ezihlakaniphile eMalaysia.

Kungani ibizwa kanjalo?AIUqhutshwa amabhange?

Amabhange amaningi anezinhlelo zokusebenza.

Kodwa-ke, akuwona wonke amabhange aqhutshwa ngempela ubuhlakani bokwenziwa.

I-Ryt Bank ifaka umsizi ohlakaniphile we-Ryt AI owakhelwe ngaphakathi.

Lo msizi wakhelwe phezu kwemodeli yolimi olukhulu lwendawo i-ILMU.

Ungaxhumana ngqo.

Qedela ukudlulisa kalula njengokuxoxa.

Hlola ibhalansi yakho.

Khokha ibhili.

Bangabuyekeza ngisho nokuhlaziywa kwezezimali.

IsiNgisi siyasekelwa.

IsiMalay.

Futhi inesiShayina Esenziwe Lula.

Lokhu kusho ukuthi umkhawulo wokusebenza wehlisiwe kakhulu.

Amabhange ashintshe esuka ezinhlelweni eziyinkimbinkimbi aba amathuluzi okuxhumana.

Kufana nokuba nomeluleki wezezimali ephaketheni lakho.

Ingabe i-Ryt Bank iphephile? Imali yami ivikelwe kanjani?

Ukuphepha kuhlale kuyinto eza kuqala.

I-Ryt Bank ilawulwa yi-Bank Negara Malaysia.

Ngaleso sikhathi, idiphozithi ivikelwe yi-Perbadanan Insurans Deposit Malaysia.

Okusho ukuthi, i-PIDM.

Umfaki ngamunye uqinisekisiwe ukuthi uzothola imali efika ku-RM250,000.

Lokhu kumelela ukuvikelwa ezingeni lezikhungo.

Ngobuchwepheshe, isebenzisa uhlelo lokubethela olusezingeni lasebhange.

Ukuthengiselana kuncike ekuqapheni ukulawulwa kwezingozi.

Ukuziphatha okungajwayelekile kuzohlonzwa futhi kusingathwe.

Ukuphepha akusona isithembiso.

Kuyinhlanganisela yomthethonqubo kanye nobuchwepheshe.

Izici ezibalulekile zomsebenzi we-Ryt Bank

Ake sibheke i-akhawunti yokonga kuqala.

Izinga lenzalo lingafinyelela ku-4% nge-pa.

Inzalo ibalwa nsuku zonke.

Imali engenayo yansuku zonke.

Akukho sikhathi sokukhiya.

Ukuxhaswa ngemali okuguquguqukayo.

Okulandelayo, ake sibheke ikhadi le-Ryt.

Inethiwekhi ye-Visa iyasekelwa.

Ungashintsha ngokukhululekile phakathi kwezindlela ze-Debit neze-Credit ngaphakathi kohlelo lokusebenza.

Jabulela u-1.2% ekusetshenzisweni kwemali kwamanye amazwe.okungenamkhawuloIzaphulelo zemali.

Lokhu kulula kakhulu kubantu abavame ukuhamba phesheya noma abathenga izimpahla zaphesheya ku-inthanethi.

Ake sibheke i-Ryt PayLater.

Inikeza imigqa yesikweletu esheshayo efika ku-RM1,499.

Inkokhelo engenanzalo uma inkokhelo yenyanga yokuqala yenziwe ngokugcwele.

Akudingeki ubufakazi obengeziwe bemali engenayo.

Ukonga.

Ukusetshenziswa.

Imali mboleko.

Kuqediwe ngaphakathi kohlelo olulodwa.

Akukho zimali ezifihliwe.

Ukusebenza kubushelelezi.

Ingabe inqubo yokubhalisa i-Ryt Bank iyinkimbinkimbi?

Umklamo wenqubo ulula kakhulu.

✔️ Skena ikhodi ye-QR ngefoni yakho ukuze ufinyelele ku-Google noma ku-Apple App Store bese ulanda i-Ryt Bank APP mahhala ▼

✔️ Faka ikhodi yokudlulisela:I-XGFRU

Gcwalisa ulwazi oluyisisekelo.

Layisha ubufakazi bokuthi ungubani.

Ukuqinisekiswa okuphelele kwe-KYC kagesi.

Ukubuyekezwa kwesistimu.

I-akhawunti ikhiqizwe.

Akunasidingo sokuya egatsheni.

Awekho amadokhumenti ephepha adingekayo.

Izindleko zesikhathi zicindezelwa zibe sezingeni eliphansi kakhulu.

Amandla eRyt Bank kanye nobuthakathaka obungaba khona

Izinzuzo zicacile.

Ukuphathwa okuhlakaniphile okuqhutshwa yi-AI.

Izinga lenzalo eliphezulu ngokubalwa kwenzalo kwansuku zonke.

Imodi yekhadi eguquguqukayo.

Izaphulelo zemali zokusetshenziswa kwamanye amazwe.

Umugqa wesikweletu osheshayo.

Umthethonqubo onelayisensi kanye nokuvikelwa kwe-PIDM.

Nokho, kukhona nokushiyeka.

Kungasetshenziswa iMalaysia kuphelaInombolo yocingoibhalisiwe.

Awekho amagatsha angokoqobo.

Abantu abajwayele ukukhonza ubuso nobuso kudingeka bazivumelanise nezimo.

Lo mkhiqizo unomlando omfushane kakhulu.

Ukwethembana kwemakethe kusakhula.

Zonke izinsimbi zezimali kufanele zibhekwe ngendlela enengqondo.

Ifanelekela bani?

Abasebenzisi abakhathalela ubuchwepheshe.

Ochwepheshe abasebasha.

Abantu abavame ukwenza izinkokhelo ku-inthanethi.

Abathengi abawela imingcele.

Abantu abazisa ukusebenza kahle kanye nokuguquguquka.

Uma ufuna imali yakho ikhiqize inzalo nsuku zonke.

Ngiyethemba ukuthi imodi yekhadi ingashintshwa noma nini.

Umgomo uwukuqedela ukuthengiselana kwebhange ngengxoxo.

I-Ryt Bank ifanelwe ukufundwa okwengeziwe.

Umbono wami

Ngibheka i-Ryt Bank njengommeleli wokuthuthukiswa kwesakhiwo sezezimali.

Akuyona nje ibhange.

Futhi kuyisimiso sezezimali esihlakaniphile.

Lapho ubuhlakani bokwenziwa bungena enkabeni yebhange.

Ezezimali ziya ngokuya ziba ngezomuntu siqu.

esebenza kahle kakhulu.

Kuseduze kakhulu nomsebenzisi.

Ukuncintisana phakathi kwamabhange esikhathini esizayo.

Konke kumayelana namakhono obuchwepheshe.

Konke kumayelana nokulawula ubungozi.

Konke kumayelana nolwazi lomsebenzisi.

Ukuphathwa kwengcebo yangempela.

Akukhona nje ukuphishekela inzuzo.

Kunalokho, ihlose ukwakha uhlelo oluhlanganisa ukuqina nokusebenza kahle.

Ukusungula izinto ezintsha ngaphakathi kohlaka lokulawula.

Lungiselela ngokusekelwe kubuchwepheshe.

Lena yindlela okufanele uhambe ngayo ngokuhamba kwesikhathi.

总结

I-Ryt Bank iyibhange ledijithali elinelayisensi eMalaysia.

Yasungulwa ngokubambisana yi-YTL Group kanye ne-Sea Limited.

Kugunyazwe iBhange Negara Malaysia.

Amadiphozithi avikelwe yi-PIDM afinyelela ku-RM250,000.

Igxile kokuhlangenwe nakho kwezezimali okuqhutshwa yi-AI.

Izinga lenzalo eliphezulu kakhulu lediphozithi lingu-4% ngosuku.

Inzalo ibalwa nsuku zonke.

Isekela amakhadi okudonswa kwemali anemodi ekabili kufaka phakathi i-Visa, amakhadi abonakalayo, namakhadi angokoqobo.

Isaphulelo semali esingu-1.2% ekusetshenzisweni kwemali kwamanye amazwe.

Inikeza imigqa yesikweletu esheshayo.

Izinzuzo zisobala.

Izingozi zingahlolwa.

Isihluthulelo ukuthi iyahlangabezana yini nezidingo zakho.

Isikhathi sezimali ezihlakaniphile sesiqalile.

Qonda uhlelo.

Qonda ubuchwepheshe.

Qonda izingozi.

Kulapho kuphela lapho umuntu engakwazi khona ngempela ukuba yingcebo.

Uxhaso ludinga ukwanda.

Kudingeka ziphathwe ngokuhlakanipha okukhulu.

Umuntu okwazi ukubona izitayela.

Kulapho kuphela lapho singathola khona amandla phakathi noshintsho.

Yisebenzise manjeSkena ikhodi ye-QR ngefoni yakho ukuze ufinyelele i-Google noma i-Apple App Store bese ulanda uhlelo lokusebenza lwe-Ryt Bank mahhala. ▼