Kungani i-US ingasebenzisi izinkokhelo zeselula?Ngemva kokuyifunda, uzoqonda ukuthi iChina ihola umhlaba

Ezweni lethu - i-China, kungashiwo ukuthi ungathenga imifino eluhlaza futhi uyisebenziseAlipayKanyeWeChat Pay,

Abafundi abancane abaneminyaka engu-7 nabadala abaneminyaka engu-80 ubudala bonke basebenzisa inkokhelo yeselula.

Kungakhathaliseki ukuthi kusesitolo esikhulu noma kumthengisi wasemgwaqweni, ikhodi ye-Alipay QR kanye nekhodi ye-QR yokukhokha ye-WeChat kubalulekile, okubonisa ukusabalala kwezinkokhelo zeselula e-China.

Isihloko sanamuhla sithi kunganiUnited StatesAkujwayelekile njengenkokhelo yeselula e-China?

Ngethemba ukuthi ngemva kokufunda lesi sihloko, ngeke nisaba nalo mbuzo, ake siwubheke ndawonye.

Ngenkathi abantu baseMelika bethembela kakhulu kuma-smartphones, iningi labantu alikawasebenzisi amadivaysi abo eselula ukwenza izinkokhelo.Nokho, kwamanye amazwe, isimo sihluke ngokuphelele.

I-China ne-India babone ukwamukelwa okusheshayo kwezinkokhelo zama-smartphone, njenge-China lapho izinkokhelo zeselula zibalele ngaphezu kuka-80% wakho konke ukuthengwa ngonyaka odlule.E-US, ukusetshenziswa kohlelo lokusebenza oluyinhloko lokukhokha lweselula kungaphansi kuka-10%.

Izinkokhelo zeselula zomthengisi ngokuvamile azisekelwa e-US

Uma kukhulunywa ngezinkokhelo zeselula, abathengi baseMelika abashodi ngezinketho. I-Apple Pay, i-Google Pay, i-Samsung Pay, i-PayPal, i-Venmo, i-Square Cash, i-Zelle nezinye izinkampani ezintsha ezifuna ukuphazamisa lolu hlu.Kodwa ukuze kuhlangatshezwane nalezi zicelo, amabhizinisi afana nezitolo zekhofi nezitolo ezidayisayo adinga ihadiwe elilungile.

E-U.S., ukuthenga okuvamile kusadlalwa, futhi ukusetshenziswa kwamakhadi esikweletu kusabala ngaphezu kwamaphesenti angu-80 akho konke ukuthengwa ngonyaka odlule.

I-PayPal iyindlela yokukhokha engeyona eyasebhange edume kakhulu, ekhethwa abasebenzisi abangu-40%, kodwa i-PayPal isetshenziswa kakhulu ezinkokhelweni ze-inthanethi. Izinkokhelo ze-Apple zibalele u-9% wesamba sezinkokhelo.

Abathengisi badinga ukuhlangabezana nomkhawulo othile ukuze bacabangele ukushintshela ngokugcwele ezinkokhelweni zeselula, okungenani abathengisi abangu-90% badinga ukukwamukela, ukuze u-1% wabathengi bakwazi ukushintsha imikhuba yabo.

I-US ayinaso indawo yokukhokha yeselula

Amakhadi esikweletu ancintisana kumakhasimende ngemali emuva kanye nemiklomelo yohambo, futhi abathengi bangasebenzisa ikhadi elilodwa lesikweletu ukuze bakhokhele uphethiloli, elilodwa ngengozi, nelinye uhambo, kuye ngemiklomelo nemali abangayithola ekuthengeni,

Ukudlulisa izindlela zokukhokha kumadivayisi eselula akulula

Ngokusho kwe-eMarketer, iwuhlelo lokusebenza lokukhokha olusetshenziswa kakhulu e-US olunabasebenzisi abayizigidi ezingama-2340, i-Apple Pays 2200 million kanye ne-Google Pays 1110 million.

Icala lokusebenzisa lisobala kakhulu ku-Starbucks kangangokuthi kungenzeka ukuthi alikabi khona ku-Apple Pay noma ku-Google Pay.

Ikhadi lesikweletu elisha le-Apple i-Goldman Sachs laklanywa enalowo mbono engqondweni.

• Ibuyisela imali engu-3% ekuthengeni umkhiqizo we-Apple kanye no-2% wemali ebuyiselwe kukho konke okuthengiwe okuhlobene ne-Apple;
• Kanye nokunikeza ukheshi ongu-1% kokunye okuthengiwe.
• Le miklomelo ikhishwa ngosuku olufanayo.

 "Ikhadi le-Apple elingokoqobo lizoletha imali kuzinhlelo zokusebenza zeselula, i-Apple Pay," kusho uchwepheshe waseMelika. "Leso akusona ukuphela kwesizathu sokuthi i-Apple yethula leli khadi, kodwa ngokuqinisekile izoletha imali kuwo wonke ama-ecosystem."

Ngemva kokuyifunda, kufanele kucace kuwo wonke umuntu: kungani inkokhelo yeselula e-United States ingavamile njengeChina?

Ngakho-ke, alikho izwe elingadlula ngokuphelele kunoma yisiphi isici, ngisho ne-United States ethuthukile.

Kukhona futhi izindawo eziningi e-China ezithuthuka ngokushesha kune-United States. Ucabangani ngalokhu?Wamukelekile ukushiya imibono yakho ngezansi.