Uhla lwemibhalo ye-athikili
😱Ngaphambi kokuthenga indlu, ungangeni endaweni yezimayini💥: Imfihlo yokumiswa kwendlu😱
🏠Ukuthenga indlu kuyinto enkulu, ngakho ungayithathi kalula. Ngaphambi kokuthenga indlu, qiniseka ukuthi wenza umsebenzi wakho wesikole futhi uqonde uhlobo, ukucushwa kanye nezindawo zamabhomu okudingeka uzinake. Uma kungenjalo, kulula ukuthenga indlu ozozisola ngayo.
Lesi sihloko sizokunikeza isingeniso esiningiliziwe mayelana nezindawo zamabhomu kanye nokuhlelwa kwendlu okudingeka ukunake ngaphambi kokuthenga indlu, ukuze ukwazi ukugwema lezi zingibe ngaphambi kokuthenga indlu futhi uthenge indlu oyifunayo🏠.
Ukuphathwa kwezimali kanye nokutshalwa kwezimali kungokwesimanjemanjeImpiloingxenye ebalulekile.
Abantu bavame ukubhekana nokukhetha okuningi ekuphishekeleni kwabo ukuthuthukisa ingcebo.
Njengoba umhlaba wokutshala izimali uba nzima, singakwazi yini ukuthola indlela eqinile nethembekile yokutshala imali? Mhlawumbe impendulo ingaphakathi kwesisekelo sezimpilo zethu: ingcebo.
Izinkinga Zezezimali: I-Financial Maze of Investment Terminology
- Uma siqala ukuhlola ukuphathwa kwezimali kanye nokutshala imali, sivame ukudideka ngemigomo nemiqondo ehlukahlukene.
- Amathuluzi okutshalwa kwezimali anjengamasheya, izimali, amabhondi, njll. kubonakala sengathi kwakha umshikashika wezezimali onzima futhi onzima kubantu abaningi ukuwuqonda.
- Ukufuna indlela enenzuzo kule maze kuvame ukushiya abantu bengenakuzisiza njengomhloli.
Ukuphatha imali akulungile njengokuthenga indlu: incazelo ye-talisman yengcebo
- Uma kuqhathaniswa nobunkimbinkimbi bokutshalwa kwezimali, ukutshalwa kwezimali kwezakhiwo kungase kufane nentelezi yengcebo.
- Njengempahla engokoqobo, indawo ethengiswayo inamandla azinzile kanye nokusebenza okungokoqobo.
- Izindlu ezithengiswayo azikwazi nje ukunikeza imali ezinzile, kodwa futhi zimelana nokuguguleka kwengcebo nge-inflation ngezinga elithile.
Hlobo luni lwendlu engathengwa?
- Ikakhulukazi emadolobheni amancane, kukhona ukuphuma kwabantu, ukuntuleka kwezimboni ezizungezile, kanye nezinsiza eziyisisekelo ezisekelayo., lezi zici zingathinta amandla e-value-added yesakhiwo, okuyindlu okungafanele siyithenge.
- Futhi, kufanele uqaphele izicupho zezakhiwo ezingahleliwe kanye nemibono eyiphutha.
Izimo Ezifanelekile Zokuthenga Indlu: Izinketho phakathi Kokuhlala Nokuthengisa
- Uma uthenga indlu ozoyisebenzisela wena noma ungahlosile ukuyithengisa esikhathini esizayo, ungakwazi ukubeka eceleni ukukhathazeka kwakho ngokuguquguquka kwentengo.
- Njengokuthenga imoto, inqobo nje uma uthanda indlu futhi ukwazi ukuyikhokhela, kungani ungazakheli ikhaya elinethezekile?
- Yiqiniso, akukona konke ukutshalwa kwezimali kwezakhiwo okufanelekile.
Ukuxhumana phakathi kokuphathwa kwezimali nokuthenga ikhaya: isidingo sokuhlela imali
- Ekuhlelweni kwezimali, ukuhlanganisa ukutshalwa kwezimali kwezakhiwo kanye nokuphathwa kwezimali kungase kube indlela ebanzi neqinile.
- Ukutshala ingxenye yezimali ekuphathweni kwezimali emkhakheni wezindlu ezithengiswayo kungase kukwazi ukuzuza imiphumela engcono kakhulu yezemali.
Isiphetho: Ukucatshangelwa kokuhlela isikhathi eside kanye nokuthuthukiswa kwesikhathi esizayo kokutshalwa kwezindlu nezakhiwo
- Okokugcina, ukutshalwa kwezimali kwezakhiwo kudinga umbono wesikhathi eside.
- Ngokucabangela izitayela zesikhathi esizayo zokuthuthukiswa kwamadolobha, ukukhetha izindawo ezinamandla otshalomali kungase kulethe imbuyiselo enkulu.
- Ukuphatha imali nokuthenga ikhaya kokubili kuyizinqumo ezibalulekile zezezimali, kodwa kubantu abaningi, ukutshalwa kwezimali kwezakhiwo kungase kube inhlebo yengcebo.
- Ngaphansi kwezimo ezifanele, ukuthenga umuzi kungase kukulethele ukulondeka nokuzinza okwengeziwe.
Imibuzo ebuzwa njalo
Umbuzo 1: Yiziphi izinzuzo zokutshalwa kwezindlu nemizi uma kuqhathaniswa nezinye izindlela zokutshala imali?
Impendulo: Ukutshalwa kwezimali kwezindlu nezindlu kuzinzile uma kuqhathaniswa, kunempahla ebonakalayo futhi kungamelana nokwehla kwamandla emali ngezinga elithile.
Umbuzo 2: Yiziphi izici ezibalulekile okufanele uzinake lapho ukhetha ukuthenga indlu?
Impendulo: Lapho uthenga indlu, izinto ezinjengamandla wendawo, izinsiza eziyisisekelo zokusekela, nokugeleza kwenani labantu kufanele kubhekwe.
Umbuzo 3: Kufanele ngizigweme kanjani izingibe zokuthenga indlu?
Impendulo: Ukuqonda ukuguquguquka kwemakethe, ukukhetha onjiniyela ngokucophelela, kanye nokugwema ukusebenzisa amandla ngokweqile izihluthulelo zokugwema izingibe.
Umbuzo 4: Ungakuhlanganisa kanjani ngokunengqondo ukuphathwa kwezimali kanye nokutshalwa kwezimali kwezakhiwo ezinhlelweni zezezimali?
Impendulo: Ungakwazi ukutshala ingxenye yezimali zakho ku-real estate ngesikhathi esifanele ngokusekelwe esimweni sakho sezezimali.
Umbuzo 5: Kufanele kwenziwe kanjani ukuhlela isikhathi eside ngemuva kokuthenga indlu?
Impendulo: Cabangela inkambiso yesikhathi esizayo yokuthuthukiswa kwedolobha, khetha izindawo ezinamandla okutshalwa kwezimali okungeziwe, futhi unake ukunakekelwa nokuphathwa kwansuku zonke kwendawo.
I-Hope Chen Weiliang Blog ( https://www.chenweiliang.com/ ) kwabelwana "Hlobo luni lokucushwa kwendlu olungenakuthengwa?" "Izimfihlo Zezindawo Zamayini Zokuthenga Kwendlu Akufanele Ungene Kuzo" ziyoba usizo kuwe.
Siyakwamukela ukwabelana ngesixhumanisi salesi sihloko:https://www.chenweiliang.com/cwl-31279.html
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