Who does Bosera Hehui Currency a belong to?Guaranteed?Will it lose money?

AlipayIt can be said that all of us are using it. Alipay also has a lot of wealth management products. Among them, Yu’ebao is the most used by us. It is only because the interest is higher than that of the bank, so it is supported by many friends.

However, the income of Yu’ebao is slowly shrinking. Many financial management companies are also looking for other financial products with stable and high returns. Today, we will introduce a financial product in Alipay – Bosera Co., Ltd. Hui currency, have you heard of it?

What should I do if the income of Yu'ebao continues to decline?

As the yield of Yu'ebao continues to decline and the volatility is strong, more and more people are looking for alternatives to Yu'ebao, and want to transfer money from Yu'ebao to invest in other products, AlipayBosera CurrencyIt is a financial product that we can find in Alipay, with low risk and relatively stable returns.

What is Bosera Hehui currency?

Next, we will briefly introduce this Bosera Hehui currency today.

The full name of Bosera Hehui Currency is Bosera Hehui Money Market Fund, which is a fund product like Yu’ebao.

Launched in June 2017, the current share scale is 6 billion, managed by Bosera Fund Management Co., Ltd.

Bosera Fund Management Co., Ltd. was established on July 1998, 7. It is one of the first five fund management companies established in mainland China. It is committed to providing professional and comprehensive asset management services to various institutions and individual investors at home and abroad.There are currently 13 funds in total.

From its portfolio, AlipayBosera CurrencyIt is a currency-based fund, and its investment direction is mostly currency assets, such as bank agreement deposits, interbank certificates of deposit, etc. Among them, cash accounts for a relatively high proportion, so the overall risk is relatively low.

Is the Hehui currency guaranteed when paying Bao Boshui?

Its risk level is the same as Yu’ebao. In theory, money-based funds are not capital-guaranteed funds, so there is a risk of losing money, but generally only in the case of a global financial crisis and the global monetary system is disordered, money-based losses will occur;

Or a large-scale run phenomenon will cause losses when the company sells its investment bonds. Judging from its past earnings, there has been no loss yet, and the rate of return is relatively stable, so this product is relatively safe.

• 截止2019年1月6日，其七日年化率为3.42％，万分收益为0.954，整体来看近一年的七日年化率在4％附近波动。
• The increase in the past month was 0.29%, slightly higher than the average increase, ranking 30/207 among similar products, and it has been growing well in the past year.
• As a fund, the minimum purchase amount for the public is of course the lower the better.Bosera CurrencyThe minimum purchase amount is 0.01 yuan, which is more suitable for public purchase.

Generally speaking, Bosera Hehui Currency is a fund product with low starting capital, relatively good and stable returns, and low risk of loss.

What do you think about choosing wealth management products other than Yu’e Bao?

The above is the introduction of Boshi Hehui currency under Alipay, if you want to pursue low-risk financial products.

Then it is a good choice for your financial management, I hope you can find a financial product that suits you;

There is no best financial product, only the most suitable financial product for you;

If you have a better financial product to share, you are welcome to share it with you.