What functions does Alipay have?Introduction of various good functions of Alipay

now,Alipayhave become peopleLifeThe must-haves:

Without bank cards and cash, the mobile phone can solve all the problems of going out, convenient and fast.

Introduction to various functions of Alipay

1. shopping payment, cash withdrawal;
2. Payment: water, electricity, gas, telephone, rent, etc.;
3. Credit card repayment, donation, AA collection;
4. Transfer (free within a certain amount);
5. Support Yu'ebao, you can check financial income at any time;
6. Support various scene relationships, group chat group payment is more convenient;
7. Provide local living services and enjoy payment discounts;
8. Create a family account for the child's parents;
9. Inquire anytime, anywhereTaobaoBilling, account balance and shipping information.
10. In addition, it has now developed into "face payment".

Since the beginning of this year,Ma YunThis new "face-to-pay" payment method has been vigorously promoted.

It is said that it can be done by directly brushing the face without using a mobile phone.It's so powerful, optimizes the payment process and simplifies all transactions.

Jack Ma is one of China's greatest entrepreneurs

• On October 2019, 10, Hurun announced the rich list, and Jack Ma became the richest man in China for the third time. It must be said that Jack Ma is one of the greatest entrepreneurs in China.
• His Alibaba and Ant Financial have changed the lives of 14 billion Chinese people with a wide range of influences.
• Taobao and Tmall have changed people's shopping habits, but Jack Ma has changed people's payment habits, which is a great initiative.

How many mainstream services of Alipay have you used?

Of course, Alipay, as the mainstream in ChinaE-commercePayment tools have also derived many sub-tools, which are also extremely convenient.

For example, borrowing, Huabei, Sesame Credit, etc. These are closely related to many people and bring a lot of convenience.

Yu'ebao function

The first one is the balance treasure function.

In effect, this function replaces the bank's savings function:

• When it was first introduced, interest rates were very high.
• Some rich people are said to make hundreds of thousands of dollars a year on Yu'e Bao and earn millions in interest.
• Many people took their money out of the bank and deposited it in Yu'ebao. The growth rate was too fast, and the bank was afraid of it.

This feature is actually very dangerous because the bank will go bankrupt if it has no money.

So, it was later regulated and the interest rates were so low that it was impossible to deposit so much money.

Even if you take it out, there are limitations, and in any case, there are all kinds of limitations.

Huabei function

Followed by the Huabei function, the threshold for opening this function is very low.

• Frankly speaking, this is to encourage everyone to consume early, even excessively.
• At present, the number of users has exceeded 2 million, and young people born in the 90s, they have become one of the main groups, and they usually use Huabei for consumption.
• As a result, they are heavily in debt.
• They spend a lot of money in the first half of the month and rely on Huabei for the second half of the month.

This is the living state of the post-90s. Therefore, some people say that Huabei ruined the post-90s, but it fattened Ant Financial because they made money.

borrow function

• The third is the borrowing function. This function is not open to anyone. Your sesame score must exceed 600.
• The maximum loan amount is 300,000 and the repayment period is up to one year.
• Borrowing is still very safe, and unlike non-standard lending platforms on the Internet, Borrowing can help us when it comes to emergency use.

Sesame Credit

• The last one is Sesame Credit, which is a nice feature.
• With so many things, you can use shared bikes, shared power banks, etc. with no deposit.
• Including Huabei quota, borrowing quota and other services closely related to this.