How to do Alipay and Yu'ebao safely?

First of all,AlipayAnd Yu'ebao itself is a very convenient payment tool, and when it comes to convenience, the natural risk will be higher.For example, if your family's money is on the bedside table, it's certainly convenient for you, but it can also be stolen by thieves; if you lock it in a very complicated safe, you have to get it yourself.With four or five locks open, it takes a lot of effort for a thief to open a safe.So, in a sense, convenience means increased risk.

How to do Alipay and Yu'ebao safely?

To give another example, a passbook is definitely safer than a bank card, because the passbook cannot be swiped directly, but can only be withdrawn from the bank counter.As long as you know the PIN, you can swipe your card, or transfer or cash out at the teller machine.But we cannot use bank cards and special passbooks.
Alipay and Yu'ebao have established very comprehensive guarantee mechanisms to protect users' funds.For example, it will automatically detect whether you are logging into a frequently used area or computer, whether the operation is abnormal, etc., and then respond accordingly, even if someone gets your mobile phone and ID number, it is difficult to steal funds.What's the difference between getting a bank card and knowing the PIN, unless you have an unfamiliar laptop, almost someone you know?

In addition, Alipay and Yu’ebao both have compensation or insurance payment mechanisms.If there is a real risk of stolen funds, this is the last line of defense.

Although I have confirmed the safety of Alipay and Yu'ebao, I have to say that if the amount is large, I personally do not recommend that you deposit all your funds.I also recommend that you buy currency funds on the official website of the fund company, because even if the fund account is stolen, the funds in it cannot be consumed and can only be transferred to the bank card in your name.

Also, when using a computer to log in to the Alipay website or to log in to the Alipay wallet, we usually pay attention to the following details: try to log in to Alipay on a stationary desktop computer, don't log in to the Alipay account on a strange computer or an Internet cafe computer.

If you often use it on your laptop, and you should take it out frequently, you can enter in Alipay, apply for dynamic security (mobile version), confirm key operations (such as receipt) every time you make a payment or enter Enter The 6-digit dynamic password displayed on the phone.

Do not put your ID card and mobile phone together. If you find that your mobile phone is lost, please call the service hotline corresponding to the mobile phone card to apply for a stop.

When using Alipay wallet on mobile phone, please set multiple passwords, such as mobile phone screen password, Alipay wallet login password and mobile payment password (6 digits).Password requirements are different and complex.Gesture passwords in particular, some people like to set a simple "Z" or "7", are easy to turn on.