Isalathiso senqaku
I-DCEP (imali yedijithali) ekhutshwe yibhanki ephakathi inokuthatha indawo ye-banknotes, kodwa i-WeChat kunye nexesha aliyi kuphela.
Kunokuthiwa kuphela ukuba ukwaziswa kwe-DCEP yindlela yokuhlawula nje, kodwa le ndlela yokuhlawula kufuneka ibe lula kune -WeChat Pay kunye ne -Alipay , kodwa ayinakuyithatha indawo yentlawulo yeselula ngokupheleleyo.
Ithetha ukuthini i-DCEP?
- I-DCEP yimali yedijithali, oku kuthetha ukuguqula imali yakho yephepha ibe yinombolo, kwaye loo nombolo yenziwa ngemali yedijithali kwi-wallet yedijithali.
- Ngokufana nesidingo sokuthenga nokuthengisa phakathi kwamanqaku ebhanki, indlela yokuhanjiswa kwesandla esisodwa iyamkelwa, kwaye ukuqaliswa kwe-DCEP kunokutshintsha ngokupheleleyo ii-banknotes, isandla esinye sibizwa ngokuba yi-one-handed delivery.
- Ngapha koko, ubume be-DCEP buyafana naleyo yemali engamaphepha.
Ngaba ibhanki ephakathi iya kuzisa i-DCEP okanye ithathe indawo yemali yamaphepha emveli, kwaye ngaba ixesha le-WeChat kunye ne-Alipay liya kuphela?
Zeziphi izinto eziluncedo ze-DCEP?
I-DCEP inazo iingenelo ezininzi kwiintlawulo zangoku eziphathwayo.
Ngapha koko, le yindlela yokuhlawula eyaziswa yibhanki ephakathi.Nangona ineenzuzo, izibonelelo zeDCEP zibonakaliswa ikakhulu kule miba ilandelayo:
(1) Ukhuseleko oluphezulu oluqalwe kwaye luxhaswa ngokuthe ngqo yibhanki ephakathi; ngokungafaniyo ne-Alipay kunye ne-WeChat Pay, ezixhaswa ziibhanki zorhwebo, ezinokusilela, ukhuseleko luphantsi kakhulu.
(2) Inemiphumo emihle nepheleleyo; olu luhlobo lwemali yedatha engeniswa yibhanki ephakathi, efana nexabiso lemali yephepha. Akukho mrhwebi okanye umntu onokwala ukwamkela intengiselwano, efana nohlobo lwentengiselwano yemali yephepha;
(3) Intlawulo ilula. Ukuba nje ifowuni yakho inamandla, kufakwa isipaji sedijithali: ukuba nje zombini iifowuni zinokudlulisela imali, akukho mfuneko yokudibanisa okanye ukubopha ikhadi lebhanki; ngoko ke, ungahlawulela iindawo ezikude ezineentaba okanye iindawo ezingenayo i-intanethi.
Iintlawulo ze-DCEP yindlela yokuphucula kwixesha elizayo
Ibhanki ephakathi yasungula i-DCEP ukunika wonke umntu iindlela zokuhlawula ngakumbi, kwaye ayiyi kuthatha indawo ye-WeChat kunye ne-Alipay yeentlawulo zeselula.
Intlawulo ye-DCEP yindlela nje enye yokuphucula kwixesha elizayo, kwaye oko kuthetha ukuqhubela phambili kobuchwepheshe.
Ngokufana nentengiselwano yangaphambili, le ntengiselwano ngokupheleleyo yintengiselwano yemali engamaphepha, enokuthi ke isetyenziswe ngokugqithiselwa kwexabiso le-POS.Ngeentlawulo zeselula, i-WeChat kunye ne-Alipay, iintlawulo ze-DCEP ngoku ziyasebenza.
Emva kokuqaliswa kwezi ndlela zentlawulo, zingasetyenziselwa ukuthengiselana ngemali, ukutshintshela ikhadi le-POS lokuswayipha, i-WeChat okanye i-Alipay scan transactions ikhowudi, njl. nje ukutshintshwa okupheleleyo.
- Ngokwendlela yokuqiqa eqhelekileyo, amakhadi e-POS awazange aphelise ngokupheleleyo ukuthengiselana ngemali, emva koko intlawulo ye-Alipay kunye ne-WeChat yavela, kwaye ukuswayipha kwekhadi le-POS akuzange kuphele ngokupheleleyo.
- Ngokufanayo, intlawulo ye-DCEP yebhanki ephakathi ayiyi kuphelisa intlawulo yeselula ye-WeChat kunye ne-00-1;
- Kunokuthiwa kuphela ukuba imifuno yeradish inezinto ezizithandayo, uthanda ukuhlawula ngayo nayiphi na indlela, kodwa wonke umntu kufuneka akhethe indlela efanelekileyo yokuthengisa.
Ngethemba, inqaku elithi "Ngaba i-Alipay kunye ne-WeChat Pay ziya kuchaphazeleka kukukhutshwa kwemali yedijithali yibhanki ephambili ngo-2019?" elabelwe kwibhlog kaChen Weiliang ( https://www.chenweiliang.com/ ) liya kuba luncedo kuwe.
Zive ukhululekile ukwabelana ngekhonkco leli nqaku: https://www.chenweiliang.com/cwl-15887.html