Iimfihlo ezingama-52 zokwakha ubutyebi ezingabelaniyo nabantu abazizityebi, kunye nemithetho eli-10 yegolide eya kutshintsha indlela oqonda ngayo ukwenza imali.

1. Ukuba kunokwenzeka, nceda uqeshe umnakekeli oqonda ngokwenene...UbomiBonke abazizityebi bayayiqonda le ndlela ifihlakeleyo.
2. Xa uboleka imali, yiya ebhankini; okukhona imali mboleko inkulu, kokukhona ikhuselekile.
3. Ukunxibelelana nabantu abanamandla basekuhlaleni yikona okwenza umntu abe "ngumntu okrelekrele."
4. Kumntu oqhelekileyo, into ekufuneka ayijonge ebomini bakhe yigolide: xa amaxabiso egolide ehla, uqoqosho luyachuma, nto leyo eyenza kube lixesha elifanelekileyo lokutyala imali; xa amaxabiso egolide enyuka, uqoqosho lukwimeko yokudodobala, kwaye kuyacetyiswa ukuba uqaphele.
5. Ukuze ulawule imeko, kufuneka ukhethe amaqabane abuthathaka kunawe.
6. Ukwenza izinto ngokucela umntu wesini esahlukileyo kudla ngokuba luncedo ngakumbi.
7. Ukunxibelelana bubutyebi; yandisa ngokukhawuleza isekethe yakho yokunxibelelana kwaye uqokelele ubudlelwane obusemgangathweni, ingakumbi izixhobo ezinokuzisa ubutyebi.
8. Okukhona indawo ichuma ngakumbi, kokukhona kulula ukwenza imali, kodwa ukhuphiswano luba nzima ngakumbi.
9. Ungaze uye kwishishini nomfazi omhle.
10. Ukuba nobuchule ekukhumbuleni abantu nokukwazi ukubabiza ngamagama kwintlanganiso yesibini kwenza kube lula ukufumana abathengi abathembekileyo.
11. Akunyanzelekanga ukuba uthengise izinto ngexabiso eliphantsi, kodwa kufuneka wenze abathengi bazive ngathi bafumana isivumelwano esihle.
12. Ukufumana imali kuxhomekeke kubukrelekrele, umbono, kunye namathuba.
13. Abo bathanda ubuchwepheshe ngabantu abahlwempuzekileyo; abo baqhubeka nokwenza izinto kakuhle zizidenge. Abantu ababalaseleyo bokwenene...uphawuOlu phando alujolisi kwiziganeko, kodwa lugxile ebantwini.
14. Abantu abangoohlongandlebe nabangamahlwempu baya kukufumanisa kunzima ukwakha ishishini elikhulu.
15. Abantu abanolwazi ngezoshishino bayayazi indlela yokuqhuba ishishini.
16. Zimisele ukuzama ukwenza iimpazamo. Xa usemncinci, iindleko zokwenza iimpazamo ziphantsi, kwaye ukuwela kwiingxaki yinto engenakuphepheka ekukhuleni.
17. Inkosi yokwenyani ngumntu ogxila kwindawo enye yokuthengisa aze azinikezele kumandla ayo aphambili.
18. Udumo lulawula ubutyebi; izakhono ezilungileyo zokusebenzisana nabantu zibalulekile ukuze ufumane imali eninzi.
19. Akukho zipho zasimahla okanye ukutya kwasimahla.
20. Ukuba ufuna ukwenza imali, kufuneka ujolise kubafazi, kuba amadoda enza imali kwaye abafazi bayayichitha.
21. Ungafumana imali engaphezulu kuphela xa uvumela abanye ukuba benze imali kuqala.
22. Ukuba wenza imali ngomsebenzi onzima, musa ukuba livila; ukuba wenza imali ngengqondo yakho, musa ukungakhathali; ukuba wenza imali ngemali, musa ukulimaza isazela sakho; ukuba wenza imali ngezixhobo, musa ukukhathazeka kakhulu ngokonga isidima.
23. Ukunika izipho kunokusombulula iingxaki ezingama-80%, ngelixa ukunganiki izipho kunokuthetha ukuba iingxaki azisoze zisonjululwe.
24. Ukugcina izipho kwitreyi yemoto yakho kuneengenelo ezingenakubalwa.
25. Musa ukuzivumela uzive ukhululekile kakhulu ngaphambi kokuba uphumelele.
26. Ukuze wenze ishishini, kufuneka wazi indlela yokuthetha, indlela yokusebenzisana nabantu, kunye nendlela yokupha izipho.
27. Ulusu oluqinileyo luyinto entle.
28. Impumelelo ifuna uncedo lweentlobo ezintlanu zabantu: abancedi, abacebisi, izalamane, imizamo yomntu, kunye nokubekwa esweni ziintshaba.
29. Ngaphambi kokuba uqale ishishini, qala ulungise ubudlelwane; ukuba akunjalo, musa ukungxama.
30. Amashishini anemiqobo ephantsi yokungena ngawona kunzima ukuwaqhuba kuba baninzi kakhulu abakhuphisana nawo.
31. Abantu abangakwaziyo ukuyeka ukuzingca bamiselwe ukuba bangenzi mali ingako.
32. Abo bajongela phantsi imali encinci banokulibala ngokwenza imali eninzi.
33. Ungaphila ngaphandle kokuthandana, kodwa kufuneka ubaqonde abafazi; ukuba awubaqondi abafazi, awubaqondi uluntu, kwaye ukuba awubaqondi uluntu, awunakwenza imali. Amashishini apho abafazi abahle baninzi khona ngawona mashishini anenzuzo kakhulu.
34. Kwishishini, kufuneka ufunde ukunciphisa iindleko kwaye ungaze wandise imali mboleko.
35. Xa unxulumana nabantu ababalaseleyo, nawe uya kuba nobuchule.
36. Ilizwi elinobubele linokuba yimpumelelo kubantu abangaphezu kwesiqingatha, isipho sinokuba nempumelelo engaphezulu kwama-70%, amazwi anobubele kunye nesipho sinokuba nempumelelo engaphezulu kwama-90%, kwaye ukuhambelana nezinto abazikhethayo kunokubangela impumelelo phantse kuwo wonke umntu.
37. Ukuze wenze imali, kufuneka wenze izinto ezimbini kuphela yonke imihla: cwangcisa emini uze uhlole ebusuku.
38. Lumka ngeevenkile ezinerenti ephantsi, njengoko iirenti eziphantsi zidla ngokuthetha ukuba abathengi bancinci.
39. Ndenza izinto ezintathu kuphela: ukuzilolonga, ukwenza imali, nokufunda.
40. Uxolo luzisa ubutyebi; kuphephe ukwenza iintshaba ukuba akukho ngxabano phakathi kwezilangazelelo.
41. Imali eninzi ifunyanwa kwiminyaka emithathu ukuya kwemihlanu; nokuba unayo okanye awunayo.
42. Imfihlo yabantu abazizityebi abenza imali eninzi: Yenzani izinto ezincinci, yenzani ezona zibalulekileyo kuphela. Abantu abaxakekileyo yonke imihla abanalo ixesha lokwenza imali ngokwenene.
43. Abo bangakwaziyo ukunyamezela baya kutshatyalaliswa; abo banokukwazi ukunyamezela baya kugqama.
44. Ukuze ufumane imali eninzi, udinga amabhongo, umnqweno, kunye nomdla wokuthatha inyathelo.
45. Amashishini osapho kufuneka aphephe iingxabano zangaphakathi.
46. Funda ukusetyenziswa ngabanye; abo bakwizikhundla eziphezulu bayazi indlela yokuvumela abanye bazuze ukuze baqokelele abantu abaninzi ababangqongileyo.
47. Abo banokuphatha ubutyebi obukhulu ngokwenene badla ngokuzikhwebula kwiimvakalelo; ukuba abakwazi ukoyisa imiqobo yeemvakalelo, baya kufumanisa kunzima ukufumana ubutyebi nodumo.
48. Abantu abazingcwaba besebenza nzima imini yonke abayi kuba zizityebi. Ubutyebi bumvuzo wolwazi, hayi umvuzo wokukhuthala.
49. Musa ukubawa imali yokugqibela xa usenza ishishini.
50. Ukufunda nantoni na ngaphandle kokwenza imali kukuchitha ixesha.
51. Ithuba lihlala linceda ingqondo ekulungeleyo, kwaye ubutyebi abubancedi amavila.
52. Xa utyala imali, kubalulekile ukuba utshintshe umngcipheko wakho; musa ukubeka onke amaqanda akho kwingobozi enye.

Abo bathe babona lo myalezo, nceda ushiye uluvo: "Emva kokona kubi kuza okona kulungileyo, kuza kulandela ithamsanqa."

Ukuqukumbela: Imithetho Elishumi Yegolide

1. Ukunxibelelana bubutyebi; khuthaza ubudlelwane obusemgangathweni, ingakumbi obo bunokuzisa ubutyebi.
2. Impumelelo ixhomekeke kubukrelekrele, umbono, kunye namathuba; yenza okuncinci kwaye ugxile kwizinto ezibalulekileyo.
3. Kwishishini, kufuneka wazi indlela yokuthetha, indlela yokusebenzisana nabantu, kunye nendlela yokupha izipho. Ukunika izipho kunokusombulula iingxaki ezingama-80%.
4. Chonga amanqaku akho okuthengisa, gxila kuphando olunzulu, kwaye ukuzinikela sisitshixo sokuba yingcaphephe.
5. Zimisele ukuzama ukwenza iimpazamo; ukufumana iingxaki ebutsheni bakho yinxalenye engenakuphepheka yokukhula.
6. Ithuba lihlala linceda ingqondo ekulungeleyo, kwaye ubutyebi abubancedi amavila.
7. Xa utyala imali, kubalulekile ukuba utshintshe umngcipheko kwaye ungafaki onke amaqanda akho kwingobozi enye.
8. Abantu abazizityebi bayayazi indlela yokuvumela abanye bazuze, ngaloo ndlela betsala abantu abaninzi.
9. Kwishishini, kubalulekile ukulawula ubudlelwane ngokufanelekileyo; amashishini anemiqobo ephantsi yokungena ngawona anzima ukuphumelela kuwo.
10. Abo bangakwaziyo ukoyisa imiqobo yeemvakalelo baya kufumana kunzima ukufumana ubutyebi kunye nesikhundla; abo banokukwazi ngokwenene ukuphatha ubutyebi obukhulu badla ngokuba nonya.