What is the daily/monthly/yearly limit of WeChat Pay wallet balance?How to cancel?

if yourWeChat paymentIf you receive the prompt "Real-name information needs to be completed to use change", it means that your account belongs to Class I or Class II, and the change payment has exceeded the corresponding limit.

You'll need to add a Mainland China card, perfect your identity, and level up your account before you can continue to pay with changeWechat marketing.

How to add a bank card:Log in to [WeChat]->[Me]->[Wallet]->[Bank Card] to add a bank card according to the prompts.

WeChat Pay Maximum Limit

According to the regulations of the regulatory authorities, WeChat payment accounts need to be strictly implemented in the real-name system and classified management.

The specific classification and requirements are as follows ▼

Chen Weiliangupon inquiryTencent human customer serviceService, it is undeniable that there is a lifetime limit of 1000 RMB in Class I, so more than 1000 RMB cannot be transferred out.

a TaiwaneseSmall tradeMeans:

Fortunately, I used a Taiwan credit card for real-name authentication before, so I won't encounter such a situation.
I have a Chinese bank account, which I used for real-name authentication for WeChat Pay.
In February 2018, I used my Taiwan credit card to open a wallet for my child's WeChat account for real-name authentication(But no bank card in mainland China is bound).
Immediately after getting this message, test it:

1. I transfer 1000 RMB to my child's WeChat wallet (there is a small balance in the wallet).
2. Then, use the balance in the child's WeChat wallet to transfer 1000 RMB to my WeChat.
3. Then, continue to use the child's WeChat account to transfer the balance 2 times to me, a total of 4 RMB.

• Confirm that my WeChat Pay wallet has received the payment.

• Confirm that you can transfer more than 1000 RMB.

Conclusion: If you have performed real-name authentication in this way before, there will be no lifetime limit of RMB 1000 for Class I at present.

What is the daily/monthly/yearly limit of WeChat Pay bank card?

Here are some bank card limits, the specific limits can be found in [WeChat] → click [Me] → [Wallet] → [Bank Card] → click the mainland China bank card you want to check.

Bank Savings Card | Limit (per transaction/daily/monthly) as follows ▼

The lifetime limit of WeChat payment wallet is 1000 yuan, how to cancel?

• Whether you use one or more international credit cards to bind the WeChat Pay wallet, it belongs to the Class I level.
• That is, WeChat can only pay 1000 yuan/lifetime limit.
• If you exceed the limit and want to withdraw cash, transfer money, sendwechat red envelopeWait……
• You can only use WeChat Pay as usual after you apply for a local bank card in mainland China and bind it to your WeChat wallet.

What is the daily payment limit for WeChat Pay?

According to the Central Bank's circular, from April 2018, 4, WeChat andAlipayQuota limits (limits) will be officially introduced for scan code payment applications.

1) Static barcode: WeChat payment limit is 500 yuan

Our common roadside stalls, vegetable markets, grocery stores, etc. are all posted on the wall, or the printed QR code is a static barcode ▼

• Because it is easy to be tampered with and carries Trojan horses or viruses, the payment risk is the highest, and the risk prevention level is the lowest, that is, level D.
• No matter what transaction verification method is used, the accumulated transaction amount of a single bank account or all payment accounts and fast payment of the same customer in a single day cannot exceed 500 yuan.

2) Dynamic scan code payment: The limit is divided into 3 levels

When we buy something to pay, show the payment code and give it to the cashier to scan, which is the dynamic barcode ▼

For payments using dynamic barcodes, risk prevention capabilities are classified into three levels: A, B, and C according to the transaction verification method.

The cumulative transaction limits for the same customer in one day are as follows:

1. autonomous agreement
2. RMB 5000
3. 1000 RMB
4. 500 RMB

Alipay and WeChat payment we use every day usually contain more than 2 types of valid elements, such as fingerprints and passwords, and the daily limit is 5000 yuan ▼

What if I spend more than 500 yuan a day?

After the implementation of the new regulations, many people will ask WeChat or Alipay, can you only spend $500 a day?Not so.

Limit the impact on consumers

• For example, if you eat $600 at a restaurant, you can't scan a static barcode.
• It would be safer to have the cashier scan a dynamic barcode generated on the consumer's mobile phone.

Impact of quotas on stores

When the new regulations are implemented, there may be some impact on small businesses on the streets.

• For example, for a boss who sells pancakes, after earning more than 500 yuan a day, he must scan each customer's QR code separately.
• If encounteredLifeBusy office workers will bring some inconvenience.

In addition, if the daily income exceeds 500 yuan, these stores also need to prepare their own equipment, such as code scanning guns, which may add some pressure to small businesses and micro-businesses.

How to lift the WeChat change payment limit of 20?

If the available balance of your WeChat Pay wallet reaches the maximum limit of RMB 20 per year, you can apply to activate the production of the official WeChat payment QR code to increase the limit to RMB 100.

How to apply for WeChat Pay official payment code?Please see this WeChat payment tutorial▼

How to apply for WeChat Pay official payment code?Open the making and receiving QR code

What if the annual limit of WeChat payment is 20?Use this trick to crack the limit and make your WeChat payment withdrawal up to 100 million!According to Tencent's customer service information, as of December 2018, 12, merchants use the "official collection code" to collect money, and can accumulate free cash withdrawal quota.WeChat……