How does Alipay service provider ISV make mobile payment develop more rapidly?

In China, the development of science and technology can be described as a thousand miles, and the mobile phoneAlipayThe popularity of mobile payment has made the people consume more frequently and the consumption process is simpler. So behind the rapid development of mobile payment, who are constantly improving the service?

Today's topic is Alipay service provider ISV, how to make mobile payment develop more rapidly?

In the field of mobile payment, the concept of service provider has gradually entered people's field of vision in the process of promoting the "word of mouth" platform.

The focus of Alipay's word-of-mouth platform is to connect offline enterprises and develop localLifeAnd services, Alipay wants to promote the "word of mouth" platform, which requires a large number of service providers.

Alipay service providers refer to Alipay-certified third-party developers with technical development capabilities. Alipay service providers can provide Alipay technology development and marketing solutions for ordinary merchants, usually also called Alipay "ISV".

Hence, the biggest differences between the two are also shown.Alipay service provider has open technology and provides merchants with more offline payment andInternet marketingtool.

More specifically, the differences between Alipay service providers and word-of-mouth service providers are mainly reflected in the following six aspects:

XNUMX. Technical Capability

Alipay Service Providers: With technical research and development capabilities, they can further develop, expand, upgrade and develop new functions of the Alipay payment interface to make payment schemes more diverse, payment methods more convenient, and better meet market demand.
City word-of-mouth service providers: mainly based on the promotion of sales talents, generally do not have the technical ability to develop and expand the "word-of-mouth" function.

XNUMX. Business scope

Alipay service provider:Due to the independence of development, Alipay service providers have almost all industry-wide open rights without regional restrictions.

It can provide even some customized development applications for enterprises, and the needs of merchants are more targeted.Therefore, the basis of mobile payment today is the Alipay service provider, not the Alipay word-of-mouth service provider.

City word-of-mouth service providers:Due to the limitation of "word of mouth", so far, only a few industries, such as catering, entertainment and other industries, are open, and the scope is limited to regions and cities.There is no doubt a huge limitation for those who want to engage in mobile payments.

XNUMX. Payment method

Alipay Service Provider: With development capabilities, total payment can be achieved, enhancing the trial experience for merchants and consumers.

• In short, if you are an Alipay service provider, you can also becomeWeChat paymentservice provider.
• The payment system you provide not only supports Alipay payment, but also supports WeChat payment, bank card payment, etc.
• Payment methods are more comprehensive and closer to consumers.

At the same time, Alipay service providers provide mobile phone collection APP, computer cashiersoftware, the docking of the cashier system, the intelligent marketing of POS machines, scanning code guns and other products can reduce the access cost of merchants.

City word-of-mouth service provider: only supports the use of word-of-mouth APP, and only supports Alipay payment method.

XNUMX. Market competition

Alipay service provider: Since the service provider's products are closer to the market, the market is large, there are many applicable scenarios, and the competition is relatively small, urban word-of-mouth service providers: Facing competition from the same city and peers, the pressure is greater.

Therefore, behind the popularity of each product, it is inseparable from the continuous efforts and construction of the people behind the scenes. Alipay service providers are the objects of this silent cultivation.