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foreignAlipayHow do I pay with an international credit card?
step 1: After entering the international cash register, you can freely switch the version in the upper left corner (mainland China version, Hong Kong version, Taiwan version and other overseas versions).
Then select [International Credit Card], enter the card number, and click [Next]▼
step 2: Enter the payment information input page, fill in the relevant information, and then click [Confirm Payment]▼
![Alipay enters the payment information input page, fills in the relevant information, and then clicks [Confirm Payment] Sheet 2](https://img.chenweiliang.com/2018/11/alipay-international-credit-card_002.jpg "Alipay enters the payment information input page, fills in the relevant information, and then clicks [Confirm Payment] Sheet 2")
Alipay real-name authentication for overseas people can be used eSender Chinese mobile number ▼
- eSender virtual phone numberCode can be used without SIM card and international roaming, even if people are not in China, they can also send and receive Chinese mobile phone text messagesVerification code.
step 3: If the cardholder has applied for the card issuer's 3D verification service, and the card issuer needs to verify the user's 3D service password, the 3D verification code needs to be entered
- Otherwise, skip this step and display the payment result directly.
legend:VISA card of DBS DBS in Singapore, requires 3D verification code▼
Why does Alipay click to recharge without a credit card?
- Credit cards cannot be topped up with Alipay.
- The credit card recharge business itself also has certain cash risks, and anti-money laundering and anti-money laundering have always been the common mission and responsibility of commercial banks and Alipay;
- Alipay, based on the spirit of the draft of the "Administrative Measures for Internet Payment Business of Payment Institutions" issued by the Central Bank, puts forward higher requirements for business compliance, and resolutely prevents individuals or organizations using Alipay from implementing Alipay for cashing, and maintains the use of the Internet. credit card environment.
Is it supported to recharge (add funds) directly to the Alipay account using an international credit card?
- International credit cards do not support Alipay recharge.
Alipay International Credit Card Handling Fee
Repayment methods | payment process | Consumption quota [RMB] | Service fee |
International credit card | Please refer to the detailed payment process above this article. | The transaction amount is greater than 1RMB; | |
Alipay shopping card | 4000 yuan for a single transaction, 5000 yuan for a single day, no limit for a single month | fee is required, | |
SingaporeDBS Bank DBS | Detailed payment process: Please see "Activating the Quick Payment Platform Function" | The transaction amount is greater than 1RMB; |
How to use the quick payment platform function after Alipay is bound to an international credit card?
For detailed payment process, please see the following article▼
Overseas and Hong Kong, Macao and Taiwan payment method refund and return time
- If your order has duplicate payments,Chen WeiliangIt is recommended that you first check with the paying bank or institution for the same order and whether there is a duplicate payment.
- If you decide to be charged twice, please see below for when and how to refund.
- Always keep an eye on your refund.
Repayment methods | refund time | Handling fee/service fee refund |
Octopus | If your refund application is approved, the Octopus APP will send you a refund notification within 3-5 working days. Please check the message and tap your card to confirm the payment, and the relevant funds will be credited to your Octopus account; | refund fee |
ATM/supermarket payment | 7 working days to return the refund account bound to Yushan Bank | refund fee |
PPS | 1-3 working days to return the bank card bound to PPS | If the bank card is returned, the handling fee will be refunded; if it is returned to the Alipay account, the handling fee will not be refunded. |
Online Banking Malaysia Revenue | Revenue's current refund processing time is 16 working days | Fee refund |
Overseas Express Jetco | Return to bank account within 3-5 working days | The handling fee will be refunded on a pro-rata basis. |
International credit card VISA/MasterCard/JCB | 7 business days for credit card refunds | Within 30 days from the start of payment, it will be returned to the bank card together with the corresponding proportion of the service fee; if it exceeds 30 days, the service fee will not be refunded. |
Alipay shopping card | If there is a refund, the money will be returned to the balance of the Alipay card in real time | / |
There are more articles about using Alipay below▼
Hope Chen Weiliang Blog ( https://www.chenweiliang.com/ ) shared "Can Alipay add international credit cards?How to Spend with Visa Cards Abroad without Binding" is helpful to you.
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