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How can foreigners use Alipay to receive and send payments without a Chinese bank card?
Alipay's second-class passport authentication quota of 2 is available every year!
Foreign nationals, including Malaysians and Singaporeans of Chinese descent, must first complete Alipay real-name authentication before using Alipay to pay on Taobao's e-commerce platform in China.
The benefits of paying with Alipay on Taobao
If overseas people successfully pass Alipay real-name authentication, the biggest benefits:
Save more money, save what you earn!
Instead of relying on Taobao for purchasing, foreigners can directly use Alipay to shop on Taobao.com.
When shopping on Taobao, you can use Taobao's internal coupons to get Taobao rebates and save more money.
Alipay Passport Real-Name Authentication Service
Chen Weiliang had long seen people placing Google ads to make money by offering Alipay real-name passport authentication services.
However, while recently addressing a netizen's question about " how Malaysian merchants can apply for Alipay payment ," it was discovered that someone had already published online a method for foreigners to use their international passports to complete Alipay real-name authentication.
Therefore, if you also want to make money by providing Alipay's real-name passport authentication service, it is very difficult, hahaha!
How to use Alipay when foreigners travel to China?
In fact, if foreigners traveling to China want to use Alipay but do not have a Chinese bank account, they can complete the Type 2 authentication by uploading their international passport through the Alipay mobile app .
- Because according to the requirements of the People's Bank of China, if your payment account fails to fill in the identity information, the payment in the balance will be affected;
- However, if you pay via online banking, Express Pay and other payment methods, it will not be affected.
- If you are currently unable to apply for a bank card (or other verification method) in mainland China to complete your identity, you can still continue to use online banking to pay.
- If you have applied for a bank card in mainland China, you can also use this card to complete your identity information and complete your account upgrade.
- As long as you have passed the Alipay Type 2 certification, you can first use it to collect and transfer payments.
- However, there is a limit of 10 quota usage per year.
- finallyOpen a bank account in China, and also giveWeChat paymentBind the card, so that you can grab and send RMB in the WeChat groupwechat red envelope.
Register and activate the real-name authentication method of international Alipay
- If you have registered on Taobao.com, you can use your Taobao account to log in to Alipay directly.
- Then, submit your international passport through Alipay on your mobile phone and wait for identity verification.
- Passing Alipay real-name authentication is equivalent to having an Internet ID card, which will strengthen the credibility of your Alipay account.
- Can Malaysians register for Alipay?Alipay with overseas bank cards
- How do Singaporeans register for Alipay?Does it support Singapore bank cards?
Special reminder: Only Alipay accounts registered with overseas mobile phone numbers can use international passport verification for Alipay.
This article shares how to complete Alipay real-name authentication using an international passport. The tutorial is divided into three main parts:
- Login to Mobile Alipay
- International passport identification
- Add an international bank card
What documents do I need to prepare for Alipay real-name authentication?
- Download mobile Alipay application (Apple AppStore / Google Play Store download)
- Valid international passport (if you do not have an international passport, please apply first)
- with long-termVerification codeOfcellphone number(For users in Hong Kong, Macau, Taiwan and overseas, only mobile phone number registration is supported)
- Bank Card (Credit/Debit Card)
XNUMX. Login to Alipay
Step 1: Log in to the Alipay mobile app.
- (You can set the transaction password first, and enter it when you pay for Taobao online shopping, don't leak it)
Step 2 : Click "My" → Click "Balance" ▼
Step 3: Click "Add Identity Information" ▼
XNUMX. International passport identity authentication
Step 1: Select "Verify Face" Next, select "Verify Face" to complete the collection of your facial information. ▼
Step 2: Take a photo and upload your international passport facial information. After collecting your facial information, take a photo of your international passport and upload it. ▼
- The international passport photographed must be clear.
Step 3: Fill in your personal information ▼
Step 4: Click the "Submit" button to continue to the next step. ▲
Step 5: Enter the passport's expiry date.
- You will need to upload a valid passport, remember to renew it if it has expired.
Step 6: Re-scan your face. After successfully uploading your international passport, you will need to scan your face again. ▼
- This time, the purpose of scanning the face is to identify whether the person is consistent with the international passport?
Please note the following:
- Don't wear heavy makeup, don't wear glasses;
- Try to be the same as the photo in your passport;
- Point the phone camera at your face and have enough light;
- When scanning your face, the words "blink" appear and you need to blink.
- During this process, some people need to do it multiple times, usually once.
Step 7: Expedited review will be processed, which will take approximately 24 hours.
After scanning the face, Alipay officials will conduct an expedited review ▼ 
- It usually only takes about 24 hours for results, whether on weekends or public holidays.
XNUMX. Add an international bank card
Step 1: Tap "Bank Cards" Return to the "My" option in the Alipay app and tap "Bank Cards" ▼
Step 2: Click to add a bank card (credit card or debit card) ▼
- Supports multiple Malaysian banks (it is said to support RHB, Maybank, CIMB, etc.)
Test adding 2 Malaysian bank cards, the following are the test results:
- Failed to add CIMB debit card: The card binding failed, please try again later ▼
- The current transaction does not support this type of bank card, please try another bank card. (ALIN41952) ▼
- However, RHB bank debit card, added successfully!
- Therefore, not every bank card can be successfully added.
Step 3: Fill in the relevant bank card information ▼
Step 4: After confirming everything is correct, you will have successfully added your international bank card. ▼
Step 5:List of bank cards, view added international bank cards
After successfully adding an international bank, you can see the international bank card you added in the card list▼
- The real-name authentication of the international passport and bank card is completed here.
Alipay successfully added an overseas bank card, but it cannot be used to recharge Alipay...
If you want to top up your Alipay balance, please see the instructions at the end of this tutorial.
Alipay customer service number in Malaysia
What should I do if Malaysians cannot use Alipay after authenticating Alipay with their international passports?At this point, you can call Alipay customer service in Malaysia.
The following are Alipay customer service numbers in Malaysia:
- 03-9212 5564
Attention points
- Now, foreigners can pay for Taobao shopping through Alipay.
- If payment is made through online banking in Malaysia.
- When the buyer pays, it will be converted from RMB to MYR, and the currency exchange rate is subject to the display on the page.
- 3% handling fee for bank cards and 1.5% handling fee for online banking in Malaysia.
What are the benefits of recharging Alipay balance?
- 3% fee waiver for international bank cards.
- Waived 1.5% handling fee for online banking in Malaysia.
- Add non-mainland China bank cards to Alipay, some functions cannot be used.
- To use some restricted features, you must add a bank in mainland China.
The best way is to use Alipay's TourPass to top up your account, which avoids restrictions on using Alipay abroad. Click the link below for details ▼
Hopefully, the article "How Foreigners Receive Payments via Alipay? International Alipay Registration and Overseas Real-Name Authentication" shared on Chen Weiliang's blog ( https://www.chenweiliang.com/ ) will be helpful to you.
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