Isalathiso senqaku
Kubomi bokwenyani , abantu banikela ingqalelo kakhulu kulawulo lwezemali kwaye banethemba lokufunda ngeendlela ezithile zokusebenza ngokusebenzisa iindlela zomthetho ukuze babe namandla namava afunekayo okutyala imali kwixesha elizayo. Oku kubalulekile kubantu abaninzi.
Nangona kunjalo, zininzi iintlobo zotyalo-mali kolu shishino.
Ngapha koko, abantu abaninzi ngoku benza utyalo-mali oluhambelanayo ngaloo ndlela, benethemba lokufumana iingenelo ezingakumbi kuyo.
Umbuzo omnye abantu abanomdla kuwo kukuba bangazikhetha njani iimveliso zolawulo lobutyebi ze-Alipay .
Unokukhetha njani ulawulo lwemali ye-Alipay?
Ngethuba nje abantu befumana indlela efanelekileyo, banokufumana iimveliso ezibafanelayo, baze benze utyalo-mali oluhambelanayo.
Ngale ndlela, unokufumana inzuzo entle kakhulu yezemali, eyona nto ibalulekileyo kukuba kwishishini elinjalo, abantu kufuneka baqokelele amava abo kancinci kancinci.
Kuphela ngokwenza amandla omntu abe nophuculo olukhulu kwinkqubo yokusebenza okuqhelekileyo, ngaba inokulawulwa kakuhle ngokwezemali, kwaye inokwenza ukuba ube nokuqonda okunzulu, kwaye emva koko ukusebenza okuhambelanayo kuya kuba lula, kwaye kuko konke. inkqubo Akulula ukuba neengxaki kwinkqubo.
Kuthekani ngolawulo lwemali ye-Alipay?
Kwingxaki enjalo, abantu banokuyiqonda ngokusebenzisa ezinye iindlela ezisebenzayo.
Ngokomzekelo, ukutyalomali ngolu hlobo, kufuneka uqonde ukhuseleko lweqonga olikhethayo.Emva koko, utyalomali imali yakho ngethemba lokuba unokufumana inzuzo ehambelanayo ngenqununu.
Andifuni ukulahlekelwa yinqununu ngokwam, ngoko ke abantu baya kubeka ingqalelo ngakumbi kukhuseleko lomba onjalo, kwaye banethemba lokuba bona kunye neqonga banokuthatha amanyathelo okukhusela.
Ukongeza, abantu baxhalabile kakhulu malunga nendlela yokwenza izigqibo ezifanelekileyo malunga neenkonzo zolawulo lobutyebi be-Alipay. Kwiimeko ezininzi, kuyimfuneko ukunxibelelana nezinye iiwebhusayithi ezithobela imithetho nokufunda ngeendlela zotyalo-mali kunye neeprojekthi ezisemthethweni ezinikezelwa ngabantu abanamava.
Kufuneka kuthiwe abantu banokufumana inzuzo enhle kakhulu ngendlela enjalo, kwaye ungakhathazeki, kwinkqubo enjalo, imali abayityalile iya konakala, kuba iwebhusayithi ehambelanayo iya kunika iziqinisekiso ezininzi, okwenza abantu bakwazi ukulawula. imali yabo ngokuzithemba.
Unokukhetha njani iimveliso zezemali eziqhelekileyo ze-Alipay?
Kukho iintlobo ezi-2 zeemveliso zemali eziqhelekileyo kwiqonga le-Ant Wealth:
- Iimveliso ezilungiselelweyo zolawulo lokhuseleko lwabadala;
- Isicwangciso solawulo lwempahla edityanisiweyo yebrokerage.
Nangona zintlobo ezahlukeneyo zeemveliso, zine-ROI efanayo kunye nomngcipheko ophantsi ukuya ophakathi.
I-1) Iimveliso zolawulo lokhuseleko oludala
- Ingeniso ephezulu yolu hlobo lwemveliso yi-China Life An Xinying yeentsuku ezingama-360 zeentsuku ezisixhenxe zomvuzo wonyaka we-5.11180%.
- Ngokusisiseko, ixesha lotyalo-mali lide, kokukhona inyuka ingeniso enokufumaneka;
Kodwa kukho iimeko ezahlukeneyo:
- Umzekelo, iChangjiang Pension Monthly Anxiang inembuyekezo ephezulu kune China Life Chaoyuebao Ixesha lemveliso yeCCB Pension Monthly Anxiang ikwayientsuku ezingama-30, kodwa umvuzo wayo wonyaka weentsuku ezisixhenxe umalunga ne-0.6% ngaphantsi kweChangjiang Pension Monthly Anxiang.
2) Isicwangciso solawulo lwempahla edityanisiweyo yorhwebo
- Okukhona siphezulu isixa sokuqala seemveliso ezinjalo, kokukhona ixesha lemveliso lilide, kwaye kokukhona siphezulu isiseko somvuzo wonyaka.
- Imveliso ye-benchmark ye-1 yeentsuku ze-Huatai Zijin 189 yi-4.70%.
- Ukongeza ekonwabeleni umhlalaphantsi wenyanga weChangjiang, ixesha elide lemveliso yeAlipay yolawulo lobutyebi, kokukhona ingeniso yotyalo-mali inkulu.
- Xa ukhetha, kufuneka uqwalasele zombini imeko yengeniso kunye nokuguquguquka, njengoko ezi mveliso azixhasi ukukhululwa kwangaphambili.
Ngokubhekiselele kwimveliso engcono, kufuneka ikhethwe ngokwemeko yangempela.
- Ngapha koko, iimveliso zolawulo lobutyebi kwi-Alipay kufanelekile ukutyala imali kuyo.
- Iimveliso zokulawula ubutyebi ezinokuthi zikhutshwe kwi-Alipay zihlolwe ngu-Alipay kwaye zinokuthiwa zikhuselekile ngokufanelekileyo iimveliso zokulawula ubutyebi.
Ulwazi olungasentla , olwabelwana ngalo nguChen Weiliang kwiblogi yakhe, luphathelele indlela yokukhetha iimveliso zotyalo-mali rhoqo kwi-Alipay. Ngethemba lokuba, luya kuba luncedo kwabo baludingayo.
Ngethemba, inqaku elithi "Ungazikhetha njani iimveliso zotyalo-mali ze-Alipay zeXesha eliMiselweyo? Iintlobo ezimbini zeemveliso zotyalo-mali zeXesha eliMiselweyo ze-Alipay" elabelwana ngalo kwibhlog kaChen Weiliang ( https://www.chenweiliang.com/ ) liza kuba luncedo kuwe.
Zive ukhululekile ukwabelana ngekhonkco leli nqaku: https://www.chenweiliang.com/cwl-16262.html