Ungakanani umvuzo weemveliso zolawulo lobutyebi be-Alipay?I-Alipay Fund Yield Calculation

wonke umntuAlipayInqanaba lolawulo lobutyebi beqonga lixhalabele kakhulu, njengale: I-Alipay fund rate yendlela yokubala imbuyekezo.

• Ngenxa yokuba ndityale imali kwiiprojekthi ezihambelanayo, ndiyathemba ukuba ngemizamo yam okanye umbono ongcono, ndingafumana inzuzo eninzi kuyo.
• Ngaphandle koko, akunantsingiselo ukungena kwiiprojekthi ezinjalo zemali ngokwakho;
• Kuphela ngokufumana imali eninzi kuyo, ndiyakwazi ukuqonda ngokupheleleyo inkqubo, kwaye andiyi kulahlekelwa nayiphi na ilahleko xa iqhubeka.

Indlela yokujonga isivuno se-Alipay fund?

Uyijonga njani ingeniso eneenkcukacha zomvuzo we-Alipay fund?Amanyathelo athile ngala alandelayo:

1) Nceda uvule iakhawunti yakho ye-Alipay

• Emva koko undicofe kwikona esezantsi ekunene.
• Kwi-pop-up interface, cofa Iyonke iAsethi.
• Kwi-asethi iyonke, kukho icandelo lengxowa-mali, cofa ukufaka olu didi ▼

2) Emva kokucofa olu khetho lomsebenzi, iya kubonisa yonke imali oyithengileyo, umvuzo wayizolo, kwaye ngosuku olulandelayo luya kubonisa ingeniso izolo▼

3) Cofa ukujonga ingxowa-mali ethile, emva koko ucofe iinkcukacha zengeniso▼

Oku ngasentla yindlela yokujonga izinga lokubuyiswa kwe-Alipay fund.

Sibalwa njani i-Alipay Fund Yield?

Ingeniso ye-Alipay Fund Yield ibalwa ngale ndlela:

• Umzekelo, ingxowa-mali yolawulo lobutyebi inenzala ye-3.90%.
• Ukuba utyala imali ye-yuan eyi-10.
• I-10 ye-yuan yinqununu yakho.
• Inqununu iphindaphindwe ngereyithi yenzala, yahlulwe ngama-365, ilingana nembuyekezo yemihla ngemihla.

Ibalwa njani imbuyekezo yonyaka elindelekileyo (imbuyekezo yonyaka elindelekileyo) yengxowa-mali yesitokhwe?

• Imali elindelekileyo yembuyekezo yonyaka = iyunithi yengxowa-mali × (ixabiso elishiyekileyo leeyunithi zengxowa-mali ngomhla wokukhululwa - ixabiso eliseleyo leeyunithi zengxowa-mali ngomhla womrhumo) - umrhumo wokuhlawulela
• IYunithi yeNgxowa-mali = (Isixa-mali soMrhumo × Ixabiso lomrhumo loMrhumo) ÷ Ixabiso elipheleleyo leeyunithi zeNgxowa-mali ngoSuku
• Intlawulo yentlawulelo = iyunithi yentlawulelo × ixabiso elishiyekileyo leeyunithi zengxowa-mali ngosuku lokukhululwa ×
• Umlinganiselo wonyaka olindelekileyo wembuyekezo = (ixabiso lilonke le-asethi - utyalo-mali lulonke) ÷ utyalo-mali lulonke × 100%
• Umndilili olindelekileyo wonyaka wembuyekezo = (ixabiso lilonke elilindelekileyo lonyaka lembuyekezo + 1) ingcambu yesikweri (12/inani leenyanga ezimiselweyo zotyalo-mali) - 1
• Isabelo seNgxowa-mali = isixa-mali somrhumo * (1 - umrhumo womrhumo) / ixabiso lengxowa-mali ngosuku lobhaliso;
• Umlinganiselo wonyaka olindelekileyo wembuyekezo = izabelo zengxowa-mali * ixabiso elishiyekileyo lengxowa-mali ngomhla wokukhululwa * (1 - umlinganiselo wokukhululwa) + izabelo zemali ngexesha - isixa-mali somrhumo.
• Ukuba indlela yokwabiwa kwezabelo kukubuyisela kwakhona izabelo, izabelo zengxowa-mali kufuneka zibuzwe kwi-akhawunti yengxowa-mali.

Oku kungasentla yindlela yokubala yengeniso yengxowa-mali ye-Alipay.

Uthini umyinge wengeniso yolawulo lobutyebi beqonga le-Alipay?

Abantu kufuneka banike ingqwalasela enkulu kwingeniso efunyenwe kushishino lolawulo lwemali.Nokuba bengakhange batyale isixa-mali esithile kwiimveliso ezihambelanayo, kufuneka banikele ingqalelo kuphuhliso lwakutsha nje lweshishini ngexesha labo lokuphumla.. iiprojekthi ezininzi.

Xa utyala imali kwixesha elizayo, uya kukwazi ukufumana amathuba afanelekileyo kwaye uqonde ngokupheleleyo imithetho kule projekthi.Ndikholelwa ukuba iya kuba luncedo olukhulu kunye nesikhokelo kuwe ukuba utyale imali kwezinye iinkalo.Ungakwazi kwakhona iinkcukacha ezithile Olunye uhlengahlengiso lwemivuzo lunokuqondwa ngcono xa kuqikelelwa kwixesha elizayo.

Uthini umyinge wengeniso yolawulo lobutyebi beqonga le-Alipay ngoku?Kumbuzo onjalo, into yokuqala abantu abafanele bayazi ukuba lingakanani ixesha abanokutyalomali. Ngokuqhelekileyo, banokutyala imali malunga ne-XNUMX yuan. imali encinci yokutyala imali ngokufanelekileyo.

Jonga ukuba ingaba eli shishini likulungele ngokwenene na, okanye zeziphi iiprojekthi ezilungileyo kulo, ezinokukwenza ukuba ufumane izibonelelo ezihambelanayo.Xa sele uqhelene nalo, unokukhupha imali eyongezelelekileyo kutyalo-mali.Ngale ndlela uphumeleleyo. Ungasokoli kakhulu.

Isivuno solawulo lobutyebi beqonga le-Alipay

Ixabiso lembuyekezo yemali yeqonga le-Alipay limalunga ne-12%. Kakade ke, lo ngumlinganiselo ophakathi kwaye unokwahluka kwiimeko ezahlukeneyo malunga ne-3% phezulu naphantsi. ishishini liyasebenza.

Ukuba ulumke ngakumbi kwinkqubo, ngokuqinisekileyo uya kukwazi ukufumana izibonelelo ezintle kakhulu. Oku kubaluleke ngakumbi, kwaye ikwayinto abantu abayixhalabele kakhulu.

Kakade ke, kusenokubakho utshintsho olukhulu kwezinye zezi zivuno, logama nje abantu bekwazi ukulawula kakuhle, akusayi kubakho ngxaki.

• Ngenxa yokuqonda okwahlukeneyo, abanye abantu baqonda iimali zolawulo lobutyebi njengemali yesitokhwe;
• Enyanisweni, ezi zimbini zahluke kakhulu.
• Iimali ze-Equity zinembuyekezo ephezulu, kodwa umngcipheko wotyalo-mali ohambelana nawo uphezulu.
• Nangona kunjalo, eli nqaku lazisa iindidi ezimbini zenkxaso-mali enokuthi wonke umntu azifunde kwaye aziqonde.

I-Alipay iyifumana njani imbuyekezo ephezulu yezemali?Eyona ndlela inengeniso yolawulo lobutyebi be-Alipay, nceda ucofe ikhonkco elilandelayo ukujonga ▼