Uhla lwemibhalo ye-athikili
Akunconywa ukusebenzisa iMayBank, insizakalo ayilungile futhi ukusebenza kahle kuhamba kancane (isitayela sesiMalay) Njalo uma uya kwikhawunta yeMayBank, kufanele ulinde umugqa isikhathi eside, okuwukumosha isikhathi futhi amandla.
Ngenxa yokuthi isevisi ye-MayBank imbi kakhulu, futhi i-CIMB Bank iseduze nekhaya lami, kwathatha iminyaka embalwa ukuvala i-akhawunti yami ye-MayBank.
Uma ungeyena isakhamuzi saseMalaysia futhi ungenayo i-visa yabafundi/i-visa yokusebenza/imvume yokuhlala, ibhange ngeke likuvumele ukuthi uvule i-akhawunti.
Amabhange Aphezulu Angu-3 Anamagatsha Amabhange Amaningi e-Malaysia
Siyini isimo samabhange endawo eMalaysia ngokwenani lamagatsha (amagatsha) amabhange aseMalaysia?
Amabhange amakhulu ama-3 eMalaysia anamagatsha amaningi, ngokulandelana, yilawa:
- I-Maybank
- I-CIMB
- I-HLB
Kodwa empeleni, inani lamagatsha ebhange alisabalulekile.
I-Bank Negara Malaysia ikhuthaza ngokugcwele ukubhanga ku-inthanethi (iwebhusayithi nohlelo lokusebenza lweselula).
Ziningi izinsiza ezitholakala ngama-ATM noma ku-inthanethi.
Kungase kube nenkokhiso uma uphikelela ekhawuntani.
Kulesi sigaba, ukudluliselwa phakathi kwamabhange ahlukene kusamahhala.
- Asikho isidingo sokuya ebhange ngaphandle uma kuyi-fixed deposit noma kudingeka kukhishwe imali eningi.
- Inani elikhulu lama-ATM yiMaybank kanye neCIMB.
- Nakuba amabhange e-MAYBANK kanye ne-CIMB enamagatsha amaningi, kufanele ahlale kulayini isikhathi eside njalo.
Kuthiwani nge-RHB Banking Services e-Malaysia?
I-RHB Bank e-Malaysia inesevisi embi kakhulu, kodwa i-PAYPAL isekela kuphela ukushajwa kabusha kwe-PAYPAL evela eBhange le-RHB.
Uma ungeyena uchwepheshe we-e-commerce futhi ungasebenzisi i-PayPal ukuthenga ku-inthanethi, ungakhathazeki ngokuvula i-akhawunti ne-RHB; isevisi ye-RHB imbi kakhulu.
Esikhathini esidlule, ngashintshela eBhange le-RHB ukuze ngithole ukudluliselwa ngezintambo kwe-Google AdSense, futhi kwathatha amaviki angu-2 ukukuthola, futhi amarekhodi okwenziwayo awazange abonise ukuthi kwakuyimalini inkokhelo.
Ngaphambilini, ngasebenzisa i-HONG LEONG BANK ukuze ngithole i-Google AdSense, futhi ngathola imali ngokushesha ngakusasa. Amarekhodi omsebenzi weqoqo lokudlulisa imali ngezintambo lase-Hong Leong Bank abonisa ukuthi imali yokusingatha i-RM7.
ibhange elisebenza kahle eMalaysia
I-Public Bank Public Bank inamagatsha ambalwa, kodwa iyasebenza, futhi noma ngabe bebaningi abantu kulayini, izofakwa ngokushesha.
Mayelana nokusebenza kahle, amabhange endawo e-Malaysia angacabangela iBhange Lomphakathi.
Isevisi engcono kakhulu yaseMalaysia Bank
(Kusuka kwesobunxele kuye kwesokudla) UCharles Sik, uMqondisi Ophethe, Izinsizakalo Zezezimali Zomuntu Siqu, uTerrence Teoh, iNhloko ye-SME Banking, kanye
U-Yow Kuan Tuck, oyiMenenja Jikelele, Ezentengiselwano Nebhizinisi Lamabhange, ubungaza impumelelo encomekayo ye-Hong Leong Bank.
- Ukutshalwa kwezimali kwamasu kwe-Hong Leong Bank ukuthuthukisa amakhono ayo okubhanga ama-SME kanye nemikhiqizo ukuze ikwazi ukusebenzela kangcono umphakathi wasendaweni wama-SME ekugcineni kuqashelwe Ohlelweni Lwemiklomelo Yezindondo Zamazwe Ngamazwe Wase-Asian Banker 2019 olwamukelwe ku-Retail Financial Services Awards.
- Isinqumo sabagqugquzeli sokwethula umklomelo e-Hong Leong Bank sisekelwe ekukhuleni okuqinile kwe-Hong Leong Bank kuma-SME, okuhlanganisa ukuhlanganisa izixazululo ezihlukahlukene ze-elekthronikhi nezedijithali ukuze kwakheke okuhlangenwe nakho okushelelayo kanye nokwethulwa kwama-SME izixazululo ezisebenzayo zokuthuthukisa ukusebenza kwawo kwebhizinisi.
Yikuphi okungcono, iBhange Lomphakathi noma i-Hong Leong Bank?
Njengoba kunamagatsha ambalwa kakhulu eBhange Lomphakathi KU-PUBLIC BANK, uma lingekho igatsha leBhange Lomphakathi eduze kwekhaya lakho, akunconywa ukuvula i-akhawunti NEBHANGE LOMPHAKATHI.
Ngakho-ke, kunconywa ukuthi uye e-Hong Leong Bank HONG LEONG BANK, ngoba i-Hong Leong Bank inamagatsha amaningi, futhi i-Hong Leong Bank iklonyeliswe "NgeBhange Lebhizinisi Elingcono Kakhulu Nalimaphakathi e-Malaysia".
Ngethemba ukuthi isihloko esithi "Yiliphi iBhange eMalaysia Elihle Nelisebenza Kahle? Ukuqhathaniswa kwe-HLB/RHB/MayBank/CIMB" esabiwe kubhulogi likaChen Weiliang ( https://www.chenweiliang.com/ ) sizokusiza.
Zizwe ukhululekile ukwabelana ngalesi sixhumanisi sendatshana: https://www.chenweiliang.com/cwl-1121.html