Ungawabopha kanjani amakhadi asebhange aphesheya nge-WeChat Pay futhi usebenzise i-RMB?Isifundo esinemininingwane

Isifundo sokubopha amakhadi asebhange aphesheya kwezilwandle se-WeChat Pay , okuwukuphela kwesifundo okufanele usithole uma uhamba phesheya kwezilwandle!

Ngezinyathelo ezimbalwa nje, ungakwazi ukubopha kalula ikhadi lasebhange laphesheya futhi ukhokhe nge-RMB.Okokufundisa kunemininingwane futhi kulula ukukuqonda.

Ukuze kuxazululwe inkinga yabasebenzisi baphesheya kwezilwandle abenza izinkokhelo zamaselula e-China, u-Tencent umemezele emini ka-Julayi 2023, 7 ukuthi uzojulisa ukubambisana nezinhlangano eziningi zamakhadi zomhlaba wonke futhi avule ngokugcwele nangokuhlelekile inethiwekhi yabathengisi be-WeChat emadolobheni ahlukahlukene asekhaya ikusasa eliseduze.

Inethiwekhi yomthengisi we-WeChat Pay ihlanganisa imikhakha ehlukahlukene, efana nokudla, ezokuthutha, izitolo ezinkulu, iwayini nokuvakasha, njll., futhi isekela izindlela zokukhokha eziningi njengokuskena ikhodi, ukuskenwa, i-applet ye-WeChat kanye ne-In-APP.Izinhlangano zamakhadi zamazwe ngamazwe ezisebenzisana ne-Tencent zifaka i-Visa, i-Discover Global Network (okuhlanganisa i-Diners Club), i-JCB ne-Mastercard, njll.

I-WeChat Pay ivuleke ngokugcwele ekubopheni amakhadi aphesheya kwezilwandle, futhi inhlawulo engu-200% yokubamba iyayekwa ngokukhokha okukodwa okungaphansi kwama-yuan angu-3.Ngokwezindaba ezisemthethweni ezivela ku-WeChat Pay, abasebenzisi baphesheya manje sebengakwazi ukubopha amakhadi ebhange lamazwe ngamazwe futhi basebenzise i-WeChat Pay ukwenza izinkokhelo zeselula kubathengisi abaningi basekhaya emikhakheni yezokupheka, ezokuthutha, iwayini nezokuhamba kanye nezitolo ezinkulu.

Ngesikhathi esifanayo, abasebenzisi bamakhadi angaphandle bangaphinda basebenzise izindlela zokukhokha ezahlukahlukene njengokuskena nokuskenwa, inkokhelo yohlelo oluncane, ukubanjwa ngaphandle kwephasiwedi kanye nenkokhelo yangaphakathi nohlelo.

Umhlahlandlela wokubopha amakhadi aphesheya kanye nokusetshenziswa okhishwe yi-WeChat Pay ukhombisa ukuthi abantu baphesheya badinga kuphela izinyathelo ezi-3 zokubopha amakhadi angaphandle nge-WeChat Pay:

1. Landa noma ubuyekeze uhlelo lokusebenza lwe-WeChat/WeChat
2. Thola indawo yokukhokha ye-WeChat
3. Gcwalisa imininingwane kamazisi bese ubopha ikhadi.

• Izinhlobo zamakhadi asendle asekelwayo zifaka i-VISA, i-DinersClub, i-Discover, i-JCB ne-Master.

Njengamanje, izinhlobo eziyisithupha zamadokhumenti zingasetshenziswa ukwenza i-WeChat Pay isebenze, okuhlanganisa amapasipoti, Izimvume Zokuhamba Ezindaweni Ezikude Zabahlali baseHong Kong naseMacao, Izimvume Zokuhamba Ezindaweni Ezikude Zabahlali baseTaiwan, Izimvume Zokuhlala Zabahlali baseHong Kong naseMacao, Izimvume Zokuhlala Zabahlali baseTaiwan, kanye Nezimvume Zokuhlala Ezihlala Njalo Zabafokazi. Ngesikhathi senqubo yokubopha ikhadi, inombolo yeselula edingekayo idinga kuphela ukukwazi ukuthola amakhodi okuqinisekisa e-SMS ; akudingeki ukuthi kube inombolo yeselula yaseShayina .

Uyini umkhawulo wokukhokha we-WeChat?

• Kunemikhawulo ethile yokusetshenziswa kwamakhadi angaphandle enkokhelweni ye-WeChat, okuhlanganisa ukuthengiselana okukodwa kwama-yuan angu-6, ukunqwabelana kwanyanga zonke kwama-yuan angu-5, kanye nokuqoqwa konyaka kwamayuan angu-6.
• Izinga lokushintshanisa inkokhelo libalwa ngokusekelwe esilinganisweni sokushintshanisa senhlangano yekhadi ikhadi langaphandle eliyingxenye yayo kanye nebhange elikhipha ikhadi.

Ingakanani imali yokuphatha isikhwama se-WeChat Pay RMB?

• Ukuze kusekelwe inani elincane kanye nezidingo zokusetshenziswa kwemvamisa ephezulu zabasebenzisi bamakhadi angaphandle, i-WeChat Pay izokhokha imali yokuthenga yekhadi langaphandle ngenani elilodwa lokuthenga elingu-RMB 200 nangaphansi.
• Abasebenzisi abanenani lomsebenzi elilodwa elingaphansi noma elilingana nama-yuan angu-200 bayakhululwa ezinkokhelweni zokuphatha;
• Uma inani lomsebenzi owodwa lingaphezu kwama-yuan angu-200, imali yokubamba engu-3% izokhokhiswa.Uma umsebenzisi eqala ukubuyiselwa kwemali, imali yokusingatha izobuyiselwa ngokulinganayo.

Kuyaphawuleka ukuthi ngoMeyi 2023, i-Alipay yakhipha i-"Visual Guide to Linking Foreign Cards to Alipay ," futhi insizakalo yayo yamakhadi angaphandle ihambisana kakhulu ne-WeChat Pay ngokwezimo zokusetshenziswa ezinconywayo, izimali zokuthengiselana, kanye nokubalwa kwezinga lokushintshana. Kodwa-ke, i-WeChat Pay yengeza amakhadi e-JCB uma kuqhathaniswa ne -Alipay , futhi umkhawulo wokuthengiselana ungama-yuan angu-3000 ngokuthengiselana ngakunye kwe-Alipay kanye nama-yuan angu-6000 ngokuthengiselana ngakunye kwe-WeChat Pay.

Ungakusebenzisa kanjani ukufakazela ubuqiniso begama langempela ukuze ukhokhele i-WeChat?

Okokuqala, uma ufuna ukujabulela ukunethezeka kwe-WeChat Wallet, kufanele uqale udlule isinyathelo "sokufakazela ubuqiniso kwegama langempela" futhi ubonise imininingwane yakho yobunikazi enemininingwane.

Kubahlali basezweni laseChina, kulula, vele ukhiphe ikhadi lakho le-ID yesiShayina;

Futhi kuma-expats, nalu uhlu ongakhetha kulo amadokhumenti afanele ubuzwe bakho nendawo, bese ungadlulela esinyathelweni esilandelayo.

1. iphasiphothi yangaphandle
2. Imvume yokubuyisela yase-Hong Kong kanye ne-Macao/Imvume yokuhlala yezakhamizi zase-Hong Kong nase-Macao
3. I-Taiwan Compatriot Permit/Imvume Yesakhamuzi sase-Taiwan
4. Imvume yokuhlala unomphela yabokufika

Manje njengoba wonke amadokhumenti eselungile, sekuyisikhathi sokuthola icebo lenqubo yokuqinisekisa igama langempela le-WeChat:

1. Vula i-WeChat APP bese uchofoza okuthi "Me - Service - Wallet" ekhoneni elingezansi kwesokudla.
2. Khetha "Ulwazi Lobunikazi - Ukuqinisekisa", bese ungachofoza ngokujabulisayo "Vuma".
3. Ngalesi sikhathi, kufanele ugcwalise imininingwane yakho kamazisi: njengegama, ubulili, izinto zedokhumenti (uhlobo, inombolo, usuku lokuqinisekisa kanye nosuku lokuphelelwa yisikhathi), umsebenzi nekheli.
4. Mhlawumbe, uhlelo luzokubuza kancane kancane uma ufuna ukwengeza ulwazi lwekhadi lasebhange.
5. Kulabo basebenzisi abangenalo ikhadi lasebhange laseShayina ezwekazini esandleni, hey, ungakwazi ukubopha ikhadi lesikweletu elivela ku-Visa, Mastercard noma i-JCB.Vele ugcwalise yonke imininingwane yekhadi (uhlobo, inombolo yekhadi, usuku lokuphelelwa yisikhathi, ikhodi ye-CVV) nekheli lokukhokha, bese ulungiselela ukuthola ikhodi yokuqinisekisa ye-SMS.
6. Ekugcineni, iphasiwedi yokukhokha enezinhlamvu ezingu-6 iyadingeka, futhi ususulile ileveli!

Nokho, uma uboshelwe ekhadini lesikweletu lamazwe ngamazwe, ungasebenzisa i-WeChat kuphela ukuze uthenge okulula ngokuskena amakhodi e-QR.

Isibonelo, ingasetshenziswa kwezokuthutha, ukuthenga ngamaqembu, ukulethwa kokudla, ukupheka, izitolo ezithengisa izinto ezishibhile, izitolo ezinkulu, kanye nezitolo ezinkulu eziku-inthanethi. Kodwa sicela uqaphele ukuthi awukwazi ukuyisebenzisa ukudlulisa imali noma ukuthumela ama-envelope abomvu e-WeChat.

Ngendlela, nansi imibuzo embalwa evame ukubuzwa:

1. Ngingakwazi ngempela ukusebenzisa amakhadi esikweletu angaphandle nge-WeChat Pay?Yebo, kusukela ngo-2019, u-Tencent useke amakhadi esikweletu aphesheya kwezilwandle ukuze aboshelwe ku-WeChat Pay.Nokho, lo msebenzi ulinganiselwe. Ezimweni eziningi, ungakwazi ukuskena kuphela ikhodi ye-QR ukuze uthenge. Okunye okwenziwayo okufana nokushintsha kabusha, ukudluliselwa kanye nezimvilophu ezibomvu azifanelekile.

2. Ingabe ukuqinisekiswa kwegama langempela le-WeChat kudinga ukubophezela ikhadi lasebhange?Nokho, ukuze uhambisane nemithetho neziqondiso ezifanele, i-WeChat Pay idinga ukuthi bonke abasebenzisi bathole ukuqinisekiswa kwegama langempela.Kubasebenzisi baphesheya abangenawo amakhadi kamazisi e-Chinese, i-WeChat izocela ulwazi lomuntu siqu oluhlonzayo.Mhlawumbe ngezinye izikhathi, i-WeChat izophinde ikucele ukuthi ubophe ikhadi lakho lasebhange ukuze uthole ukuqinisekiswa okwengeziwe.Ngokuvamile, ukuze wenze izinkokhelo ze-inthanethi noma ungaxhunyiwe ku-inthanethi, udinga ukubopha ikhadi lasebhange.Nokho, ngisho noma ungenalo ikhadi lasebhange laseShayina, usengakwazi ukubopha ikhadi lesikweletu le-VISA/Mastercard/JCB.

Abantu bakwamanye amazwe bagcwalisa kanjani i-Chinese WeChat Pay ku-RMB?

• I-WeChat Pay yaseChina idinga ukuboshelwa ekhadini lasebhange laseShayina ukuze ithumele izimvilophu ezibomvu ze-RMB futhi idlulisele i-RMB, futhi kunjalo nange-Alipay.
• Lokhu kwenzelwa ukuvimbela imisebenzi engekho emthethweni njengokushushumbiswa kwemali nguhulumeni waseChina.
• Uma unesidingo esinamandla, ungaya e-China uyovula i-akhawunti yasebhange yase-China, ukuze ukwazi ukugcwalisa i-RMB esikhwameni sakho se-Chinese WeChat Pay kanye ne-Alipay.

Yini okufanele ngiyenze uma ngingenalo ikhadi lasebhange laseShayina?

• Okuwukuphela kwendlela ukuya eChina uyovula i-akhawunti yasebhange.
• Ungaya e-China Construction Bank emadolobheni esigaba sesibili nesesithathu e-Mainland China ukuze uvule i-akhawunti yasebhange yasekhaya e-China (ungashayela ibhange lendawo ukuze uthole isimo sakamuva ngaphambi kokuya lapho)

Uma ufuna ukuvula i-akhawunti yasebhange eShayina, kufanele ufake isicelo senombolo yeselula yaseShayina.

Sicela ubheke okokufundisa kwesicelo senombolo yocingo lwesiShayina ngezansi ukuze uthole indlela ▼

🔗 eSender Ipulatifomu eku-inthanethi yokuthola amakhodi okuqinisekisa e-SMS avela ezinombolweni zocingo ezisetshenziswa eChina