Kodi ndalama zopanda ntchito zimatanthauza chiyani?Kanema wachidule wa katuni wa nkhani yonyamula madzi ndi kukumba mapaipi

Kanema wachidule uyu wa "The Story of the Pipeline" amangotenga mphindi 10 zokha.

Ngati mungatenge nthawi kuti muyang'ane, ndikukhulupirira kuti zikhala zowunikira?

Kanema wa Nkhani ya Cartoon Pipe

"Pipenkhani》Kanema:0:10:55

chithunzi cha cartoon pipeline

Kodi nkhani ya mapaipi ikuwonetsa chiyani?

1. Kodi ndalama zomwe mumapeza ndi chiyani?
2. Chifukwa chiyani kupeza ndalama zopanda pake?
3. Zotsatira zofananiza za ndalama zomwe amapeza komanso ndalama zogwira ntchito.

Kodi ndalama zomwe mumapeza ndi chiyani?

Kodi mukudziwa tanthauzo la "malipiro opanda ntchito"?

Ndalama zomwe amapeza komanso ndalama zogwira ntchito ndizochepa.

Ndalama zopanda ntchito komanso ndalama zogwira ntchito

Ndalama zogwira ntchito zikutanthauza kuti muyenera kuchitapo kanthu kuti mupeze ndalama.

Kupeza ndalama kumatanthauza kuti simuyenera kuchita chilichonse komanso kukhala ndi ndalama.

Mosasamala kwambiri, kupanga ndalama ngakhale mukugona (kugona pansi kuti mupange ndalama), n'zosavuta kupanga ndalama mwanjira imeneyi.

Chen WeiliangMnzanga wina adafunsidwa kuti "Kodi ndalama zopanda ntchito zimatanthauza chiyani"?

• Anayankhadi "kukakamizika kupeza ndalama ndikupeza ndalama".
• Atamufotokozera kuti "malipiro osagwira ntchito sakakamizika kupeza ndalama", adaseka yekha, hahahahahaha!

Ndalama Zosakhalitsa Zofotokozedwa Bwino

Ndalama zopanda malire ndi ndalama zomwe mungapeze nthawi zonse ndi khama pang'ono, kapena ngakhale pang'ono.

IRS imagawa ndalama m'magulu atatu:

1. Ndalama zogwira ntchito (i.e. ndalama zogwirira ntchito)
2. ndalama zopanda pake;
3. ndalama zophatikizana.

• Ndalama zopanda ntchito zimatanthauzidwa ngati "ndalama zomwe mumapeza popanda kuchita malonda kapena kuchita nawo bizinesi."
• Mabungwe ena azachuma ndi mabungwe aboma amazindikiranso ndalama zomwe zimangobwera chifukwa cha kukwera kwachuma, kapena ndalama zomwe zimayenderana ndi njira zolakwika. Ndalama zopanda msonkho nthawi zambiri zimakhala zokhoma msonkho.

fanizo la ndalama zopanda kanthu

• Ndalama zomwe mumapeza zili ngati chitoliro chamadzi chomwe chimakupatsirani madzi oyenda mosalekeza.
• Kupanga njira zopezera ndalama (mapaipi amadzi) kumakupatsani mwayi wopeza ndalama mutagona.

Zomwe nkhaniyi ikutiphunzitsa

Njira yoti anthu wamba ochokera m'madera wamba achotsere anthu ogwira ntchito ndikukhazikitsa njira zopezera ndalama zopanda pake.

zambiri zaWechatGulu lotsatsa limagwiritsanso ntchito kanema wa "Pipeline Story" ngati chilimbikitso.

Zomwe ndidazindikira nditawonera nkhani yapaipi

• Chen WeiliangMu 2009 kuphunziraKutsatsa Kwapaintaneti,owonjezera aKutsatsa Paintanetigulu.
• Ndangowonera kanema iyi ya "Nkhani ya Pipeline".
• Kuchokera pa izi, ndinaphunzira lingaliro la ndalama zopanda pake, ndi cholinga chofuna kupeza ndalama zopanda malire (zomwe zakwaniritsidwa tsopano).

Nkhani ya mtundu wa pipeline (werengani zonse pa intaneti)

1801, mudzi wawung'ono wamapiri pakati pa Italy (nkhani ya chitoliro ndi yowona).

Kalekale, panali anyamata aŵili ofunitsitsa udindo, ochedwa Pablo ndi Bruno, amene anali asuweni.

Khalani m'mudzi wawung'ono ku Italy.

Anyamata awiriwa ndi mabwenzi apamtima.

Iwo ndi olota kwambiri.

Iwo ankachezabe, akulakalaka tsiku limene adzakhale anthu olemera kwambiri m’mudzimo. Onse ndi anzeru ndi akhama. Iwo amaganiza kuti chomwe akusowa ndi mwayi.

Tsiku lina mwayi unabwera, mudziwo unaganiza zolemba ganyu anthu awiri kuti azinyamula madzi kuchokera kumtsinje wapafupi kupita nawo ku tanki yamadzi yomwe inali pabwalo lamudzi. Ntchitoyo inapatsidwa kwa Pablo ndi Bruno.

Anthu onse awiri anatenga ndowa ziwiri n’kuthamangira kumtsinje. Pamapeto pa tsikulo, anadzaza matanki onse amadzi m’taunimo. Akuluakulu a mudziwo ankawapatsa senti imodzi pa mbiya.

“Maloto athu akwaniritsidwa!” Bruno anafuula kuti: “Sitingakhulupirire mwayi wathu.

Koma Pablo sanali wotsimikiza.

Msana wake unali wowawa kwambiri, ndipo manja amene anagwira chidebe cholemeracho anali ndi matuza. Ankaopa kudzuka ndikupitanso kuntchito mawa m'mawa. Adalumbira kuti apeza njira yabwino yotengera madzi kuchokera kumtsinje kupita kumudzi.

Pablo, womanga mapaipi

"Bruno, ndili ndi plan."

M’mawa kutacha, atanyamula ndowazo n’kuthamangira kumtsinje, Pablo anati, “Malipiro ndi masenti pang’ono patsiku, ndipo ngati timanyamula madzi chonchi, bwanji osangomanga payipi. kupatutsa madzi kumtsinje kupita kumudzi?" Bar."

Bruno anadabwa kwambiri. "Paipi? Ndani wamvapo zotere?"

Bruno anafuula kuti: "Pablo, tili ndi ntchito yabwino. Nditha kunyamula migolo 100 yamadzi patsiku. Dinari imodzi pa mbiya, ndiyo dola imodzi patsiku! Ndine munthu wolemera! nsapato mwezi umodzi nditha kugula ng'ombe miyezi isanu ndi umodzi nditha kumanga nyumba yatsopano, tili ndi ntchito yabwino mtawuniyi, timangogwira ntchito masiku asanu pa sabata, masabata awiri pachaka. Tingasangalale nazo m’moyo unoMoyoNdamva! Chotsani mapaipi anu! "

Koma Pablo sanafooke msanga. Moleza mtima anafotokozera bwenzi lake lapamtima mapulaniwo. Pablo ankakhala mbali ya tsiku lake atanyamula ndowa zamadzi komanso nthawi yake komanso Loweruka ndi Lamlungu akupanga mapaipi.

Iye ankadziwa mmene zinalili zovuta kukumba chitoliro m’dothi lolimba kwambiri.

Chifukwa chakuti ankalipidwa potengera kuchuluka kwa migolo ya madzi yonyamulidwa, ankadziwa kuti malipiro ake adzakhala ochepa poyambirira.

Ndipo akudziwanso kuti pakadutsa chaka chimodzi kapena ziwiri kuti payipi yake ibweretse phindu lalikulu.

Koma Pablo ankakhulupirira kuti m’kupita kwa nthawi maloto akewo akwaniritsidwa, choncho anayesetsa kuti akwaniritse.

Bruno ndi anthu ena a m’mudzimo anayamba kuseka Pablo, akumamutcha kuti “Pablo The Pipe Man.”

Bruno amapeza ndalama zowirikiza kawiri kuposa Pablo ndikuwonetsa zomwe wagula. Iye anagula bulu, wokhala ndi chokhalira chachikopa chatsopano, n’kumumanga pafupi ndi nyumba yake yansanjika ziwiri.

Anagula zovala zatsopano zonyezimira ndikudya zakudya zokoma m’malesitilanti akumidzi. Anthu a m’mudzimo ankamutchula kuti Bambo Broneau. Atakhala pa bar ndikugulira anthu zakumwa zingapo, adaseka nthabwala zake.

Zochita zazing'ono zimakhala ndi zotsatira zazikulu

Pamene Bruno ankagona mu hammock yake usiku ndi Loweruka ndi Lamlungu, Pablo anapitiriza kukumba chitoliro chake.

M’miyezi yoŵerengeka yoyambirira, zoyesayesa za Pablo sizinaphule kanthu.

Anagwira ntchito molimbika kuposa Bruno chifukwa Pablo ankagwira ntchito madzulo ndi Loweruka ndi Lamlungu.

Koma Paulo ankakumbukirabe kuti kukwaniritsidwa kwa maloto a mawa kumazikidwa pa nsembe za masiku ano. Patapita masiku, iye anapitiriza kukumba, inchi imodzi yokha.

“Inchi, inchi, phazi,” iye anabwereza motero pamene anali kugwetsera mbiya m’dothi lolimba kwambiri. Inchi inakhala phazi, kenako 10...20...100 mapazi...

“Kupweteka kwanthaŵi yochepa kumafanana ndi mphotho ya nthaŵi yaitali,” iye anadzikumbutsa motero pamene ankabwerera m’kanyumba kake konyozeka pambuyo pa ntchito ya tsiku ndi tsiku atatopa.

Amayesa mphamvu ya ntchito yake pokhazikitsa ndi kukwaniritsa zolinga za tsiku ndi tsiku. Iye ankadziwa kuti tsiku lina mphoto yake idzaposa khama lake.

“Yang’anani pa mphothoyo.” Anabwereza chiganizo chimenechi mobwerezabwereza pamene anali kugona, atadzazidwa ndi kuseka kwa anthu a m’mudzimo.

Yang'anani maso anu pa mphotho, nthawi idzafika

Tsiku ndi tsiku, mwezi ndi mwezi unkadutsa. Tsiku lina, Pablo anazindikira kuti chitoliro chake chinali ndi theka, kutanthauza kuti anangonyamula chidebecho theka la njira!

Pablo anathera nthaŵi yowonjezereka akumanga mapaipiwo. Tsiku lomaliza likuyandikira.

Pa nthawi yopuma, Pablo anaona bwenzi lake laluso Bruno akuvutika kunyamula madzi. Bruno anali wochenjera kwambiri kuposa poyamba. Chifukwa cha kutopa kwa nthawi yayitali, kuthamanga kwatsikanso. Bruno anali wokwiya, wokwiya, ndi woipidwa kuti wathera moyo wake wonse akunyamula madzi.

Anayamba kuthera nthawi yochepa mu hammock komanso nthawi yambiri mu bar. Pamene Bruno analowa, ogulitsa bartender ananong'oneza kuti, "Bruno akubwera."

Zidakwa za m'tauniyo zinaseka pamene amatsanzira kaimidwe ka Bruno ndi kuyenda monjenjemera. Bruno anasiya kugulira ena zakumwa ndipo anasiya kunena nthabwala.

Angakonde kukhala yekha pakona yamdima, atazunguliridwa ndi mulu wa mabotolo opanda kanthu.

Pamapeto pake, tsiku lalikulu la Pablo linafika - payipi inatha!

Anthu a m’mudzimo anasonkhana kuti aone mmene madzi akutuluka m’mipope kupita m’thanki!

Panopa mudziwu uli ndi madzi abwino nthawi zonse. Midzi ina yapafupi inasamukira kumudzi umenewu, ndipo mudziwo unatukuka mwadzidzidzi.

Paipiyo itatha, Pablo sanafunikirenso kunyamula zidebe. Kaya ankagwira ntchito kapena ayi, madziwo ankangoyendabe. Pamene anali kudya, madzi anali kuyenda. Madzi anali kuyenda pamene iye anali mtulo. Akamapita kukasewera Loweruka ndi Lamlungu, madzi anali kuyenda. Madzi akamatuluka m’mudzimo, m’pamenenso ndalama zambiri zimalowa m’thumba la Pablo.

Pipeman Pablo anakhala wotchuka ndipo anthu anamutcha wochita zozizwitsa. Andale anayamikira masomphenya ake ndipo anamuchonderera kuti adzayimire meya. Koma Pablo ankadziwa kuti zimene wachitazo sizinali zodabwitsa, koma zinali chiyambi chabe cha maloto aakulu.

Mwaona, mapulani a Pablo anali kutali kwambiri ndi mudzi umenewu.

Pablo akukonzekera kupanga mapaipi padziko lonse lapansi ndikulemba anzawo kuti amuthandize.

Paipiyo inachititsa kuti Bruno asiye ntchito.

Pablo ataona mnzake akupempha zakumwa zaulere kwa mlendo uja, zinamupweteka kwambiri. Choncho Pablo anakonza zoti akumane ndi Bruno.

"Bruno, ndabwera kudzapempha thandizo lako."

Bruno anawongola msana wake, natsinzina maso ake osaoneka bwino, ndipo ananena ndi mawu okalipa kuti: “Leka kundiseka.

Pablo anati: “Sindinabwere kudzakunyadirani.” “Ndabwera kuti ndikupatseni mwayi waukulu wamalonda. Zinanditengera zaka ziwiri kuti ndipange payipi yoyamba. Koma ndinaphunzira zambiri m’zaka ziwirizo. ! Ndinkadziwa zida zoti ndigwiritse ntchito, pobowola, momwe ndingayendetse mapaipi. Ndinalemba manotsi m'njira. Ndinapanga dongosolo lotilola kupanga chitoliro china, kenako china ... china..."

"Ineyo ndikhoza kumanga payipi kwa chaka. Koma si njira yabwino yogwiritsira ntchito nthawi yanga. Zomwe ndikufuna kuchita ndikuphunzitsani inu ndi anthu ena kupanga mapaipi ... ndiyeno mumaphunzitsa anthu ena ... anthu ena ... mpaka mapaipi afika kumudzi uliwonse m'derali ... ndipo pamapeto pake mudzi uliwonse padziko lapansi uli ndi mapaipi."

Pablo anapitiriza kuti: “Tangoganizani, timangopanga pang’ono chabe madzi amene amalowa m’mipopeyi.” Madzi akamatuluka m’mipope, m’pamenenso ndalama zimalowa m’matumba. kutha kwa malotowo, ndi chiyambi chabe.”

Bruno potsiriza anamvetsa chithunzi chachikulu. Anamwetulira n’kutambasulira bwenzi lake lakale dzanja lake lankhanza. Anagwirana manja mwamphamvu ndikukumbatirana ngati mabwenzi omwe anatayana kalekale.

Maloto Othirira M'dziko Lachidebe

Zaka zambiri zinadutsa. Pablo ndi Bruno akhala akupuma pantchito kwa zaka zambiri. Bizinesi yawo yapadziko lonse lapansi imapopera mamiliyoni kumaakaunti awo akubanki chaka chilichonse. Nthawi zina akamayendayenda m’dzikolo, Pablo ndi Bruno anakumana ndi achinyamata atanyamula ndowa.

Anzake awiriwa, omwe adakulira limodzi, nthawi zonse amakoka ndikuwuza achinyamata nkhani zawo kuti awathandize kupanga mapaipi awoawo. Anthu ena anali okonzeka kumvetsera ndipo nthawi yomweyo analumpha mwayi woyambitsa bizinesi ya mabomba.

Koma zachisoni, ambiri onyamula ndowa amakana mosaleza mtima lingaliro lomanga payipi. Pablo ndi Bruno anamva chowiringula chomwecho kambirimbiri.

• "Ndilibe nthawi."
• "Mnzanga adandiuza kuti mnzanga wina yemwe ndimamudziwa adayesa kupanga pipeline ndikulephera..."
• "Okhawo omwe alowa nawo mwachangu ndi omwe angapange ndalama kuchokera paipi."
• "Ndakhala ndikunyamula zidebe moyo wanga wonse ndipo ndikungofuna kukhalabe ndi vuto."
• "Ndikudziwa kuti ndinataya ndalama muchinyengo cha pipeline, koma sindipita."

Pablo ndi Bruno anadandaula kuti anthu ambiri saoneratu zam’tsogolo.

Iwo amavomereza kuti akukhala m’dziko lonyamula ndowa mmene ndi anthu ochepa chabe amene angayerekeze kulota mapaipi.

Kodi mumapeza bwanji ndalama?

Nazi zitsanzo zopangira njira zopezera ndalama:

1. Pangani ndalama kudzera mubizinesi popanda kukhala mwini kapena wamalonda;
2. kubwereketsa nyumba;
3. Landirani malipiro osindikiza mabuku, chindapusa cha chilolezo cha ma patent omwe ali ndi ziphaso kapena nzeru zina;
4. Pezani ndalama zotsatsa potumiza zotsatsa zapaintaneti patsamba;
5. Ndalama zochokera kuzinthu kapena ntchito zimagulitsidwanso ndi ogulitsa zomwe ogwiritsa ntchito amayenera kupitiliza kugula pafupipafupi kuti apitilize kuzigwiritsa ntchito.
6. Pension (penshoni).

Ndalama za Portfolio ndi Zopeza Zosakhazikika

Kugawanika ndi chiwongoladzanja kuchokera kuzinthu zotetezedwa monga masheya ndi ma bond, omwe nthawi zambiri amatchedwa "portfolio income,"

Nthawi zambiri amaganiziridwa kapena osatengedwa ngati ndalama zomwe amapeza.

Ku United States, ndalama zomwe amapeza zimatengedwa ngati njira yosiyana ya ndalama kuposa ndalama zomwe amapeza:

• IRS ili ndi tanthauzo lenileni la ndalama zomwe sizikufanana ndendende ndi zomwe zalembedwa pamwambapa.
• Monga ndalama zaulemu, zomwe nthawi zambiri sizimaganiziridwa kuti ndi zachibwanabwana malinga ndi Buku la Utumiki.
• Kuphatikiza apo, chiwongola dzanja, zopindula, zopeza kuchokera m'masheya ndi ma bond, zopambana za lotale, malipiro, malipiro a anthu ogwira ntchito, ma komisheni, ndalama zopuma pantchito, ma depositi achitetezo, ndi zina zotero, zonse zimaganiziridwa kuti ndizopanda phindu.