Isalathiso senqaku
Ukusukela oko iPayoneer yaqalisa iiakhawunti ezingenamakhadi ngoMatshi 2015, abantu abaninzi kwishishini le-e-commerce basathandabuza ukuba babhalise iakhawunti ngekhadi okanye ngaphandle kwalo.
Eli nqaku lichaza ngokufutshane umahluko phakathi kwe-akhawunti yekhadi le-Payoneer kunye ne-akhawunti engenamakhadi.
Inqaku Elibalulekileyo: Ngaphandle kweendlela ezithile (ezifana ne-backend ye-Amazon), ii-akhawunti ze-Payoneer ezibhalisiweyo emva komhla wama-21 kuMatshi 2016, zii-akhawunti ezingenamakhadi ezingenamali yonyaka (kubantu ngabanye/kumashishini).
Iimpawu zeAkhawunti yePayoneer engenakhadi
I-Akhawunti ye-Payoneer Cardless ixhasa zombini ubhaliso lweshishini kunye nolomntu.
- Gcwalisa uphononongo lweakhawunti yePayoneer kwimizuzu emithathu (ukuba ayivunywanga ngaphezulu kweentsuku ezi-4, nceda uqhagamshelane nenkonzo yabathengi);
- Ekubeni i-akhawunti ikhupha ngokuzenzekelayo i-akhawunti yokuqokelela i-USD + EUR + GBP + Yen (i-USD + EUR + GBP + JPY), ingasetyenziselwa ukufumana imali kwiinkampani zaseYurophu naseMelika ngokukhawuleza.
- Iiakhawunti ezongezelelweyo zaseCanada kunye ne-Australian dollar zinokuvulwa;
- Xa ubhalisa, unokongeza ulwazi lwebhanki yendawo yakho.
- Emva kokufaka imali, unokukhupha imali kwikhadi lakho lebhanki lasekhaya laseTshayina ngaphandle kokulinda ukuba ikhadi lakho le-P lithunyelwe kwaye lisebenze.
- Kuphela yintlawulo ye-1.2% eya kurhoxiswa kwi-intanethi, akukho ntlawulo ehambelana nekhadi (akukho ntlawulo yonyaka).
Ukuba ucinga ukuba umrhumo wonyaka wekhadi lePayoneer ubiza kakhulu, ke i-akhawunti ye-Payoneer engenamakhadi ngaphandle kwekhadi lomzimba iya kuba yinto efanelekileyo.
- I-akhawunti ye-Payoneer engenamakhadi ivumela abo bahlobo abaye banenkxalabo malunga nokuphatha iifizi ukuba babe nokukhetha okulungileyo.
Uguqulelo olungenakhadi lwePayoneer longa i-$29.95 kumrhumo wonyaka, kodwa akanalo ikhadi lomzimba (ikhadi leP):
- Ayinakukhupha imali koomatshini be-ATM;
- Kwakhona akunakwenzeka ukuthenga kwiiwebhusayithi zasekhaya nezangaphandle, kunye nokuthenga phesheya;
- Kwaye awunakuchitha imali kwiivenkile ezinkulu zePOS koomatshini.
- Xa ufumana $1,000, ufumana $25 ibhonasi.

I-Payoneer engenaKhadi kunye ne-Akhawunti yeeNkonzo zokuthelekisa
Le theyibhile ingezantsi ishwankathela ngokufutshane umahluko phakathi kweentlobo zeakhawunti ezi-2, ungakhetha ngokweemfuno zakho▼

- Xa ukuthengiselana kwakho kwenzeka ngaphandle kwendawo yomnikeli wekhadi (eJamani), njengokurhoxiswa kwe-ATM yaseTshayina okanye i-POS (indawo yokuthengisa) intlawulo yekhadi, i-Mastercard kunye nebhanki ekhuphayo iya kuhlawula imali eyongezelelweyo.
- Lo mrhumo ubizwa ngokuba "yimali yokuwela umda" (malunga ne-1-1.8%, ngokuqhelekileyo i-1%) xa iimali ziwela imida yelizwe, ukusuka kwibhanki yakho ekhupha ikhadi ukuya kwi-ATM yakho okanye indawo yokugcina.
- Ngokufanayo, ukuba imali yentengiselwano ayilona uhlobo lwemali yekhadi lakho lePayoneer (USD), i-Mastercard kunye nomnikeli wekhadi uya kuhlawulisa imali yokuguqula (malunga ne-3% yelahleko yokutshintshiselana) ukwenzela ukuba kuqhutywe ukuguqulwa kwimali yekhadi ukuya kwimali yangaphandle. (umzekelo, ukusuka kwi-USD ukuya kwi-CNY) ).
I-akhawunti ye-Payoneer engenamakhadi kunye ne-akhawunti yekhadi, indlela yokukhetha?
Iakhawunti yePayoneer engenakhadi: Ifanelekile kubantu abanamakhadi emali yangaphandle;
- Yiakhawunti yebhanki ekwi-intanethi (efana neAlipayokanye PayPal), enokusetyenziswa kuphela ukufumana kunye nokutsala imali.
- Iimali kwii-akhawunti ezingenamakhadi ze-Payoneer zinokuhoxiswa kuphela kwiibhanki zasekhaya ngokusebenzisa ibhanki ye-intanethi (ukuba ibhalansi ingaphantsi kwe-40 USD / EUR / GBP, ayikwazi ukuhoxiswa).
- Ukuba uqokelela imali kuphela, umntuWechatUngasebenzisa iakhawunti ye-Payoneer engenamakhadi, kodwa ezinyeEzorhweboIiplatform ezifana ne-LAZADA zixhasa kuphela ii-akhawunti zeshishini le-Payoneer.
Iakhawunti yeKhadi lePayoneer: Ifanelekile kwabo bangenalo ikhadi lemali yangaphandle kwaye kufuneka bathenge kwamanye amazwe;
- Kukho imfuneko ekhawulezileyo yokutsala imali kwi-ATM, ufuna ukuthenga kwi-intanethi okanye kwi-POS.
- Ukuba awufanelekanga ukufaka isicelo sekhadi letyala njenge-VISA okanye i-MasterCard, kwaye ungakhathaleli umrhumo wonyaka we-29.95 yeedola, unokuyalela ikhadi lomzimba ngokwemali ehambelanayo ngasemva emva kokuba i-PAYONEER iqokelele ngaphezulu kwe-40 / EUR / IGBP.
- Nceda uqaphele ukuba ukuhoxiswa kwe-PayPal kunye neemali ezidluliselwe phakathi kwee-akhawunti ze-Payoneer azibalwa.
Umntu ngamnye unokuba ne-akhawunti enye ye-Payoneer (i-ID enye ihambelana ne-akhawunti enye ye-Payoneer).
Ukuba sele unekhadi le-P, awukwazi ukutshintshela ngokuthe ngqo okanye ufake isicelo se-akhawunti engenakhadi.
Iiakhawunti ezingenamakhadi zinokongezelela uku-odola amakhadi angokwenyama ngemali ehambelanayo (i-USD, i-EUR kunye ne-GBP).
Ukuba awufuni ukuhlawula umrhumo wonyaka wekhadi lomzimba, nceda uqhagamshelane nenkonzo yabathengi ukukhansela ikhadi le-P, uze utshintshe idilesi ye-imeyile ukuze ubhalise kwakhona i-akhawunti ngaphandle kwekhadi.
Iingcebiso
Ukuba une-akhawunti ye-Payoneer yobuqu (kunye okanye ngaphandle kwekhadi), kwaye ukuba ubambe ilayisenisi yeshishini lenkampani yelizwe / isatifiketi sokubhaliswa kwenkampani yaseHong Kong, unokufaka isicelo se-akhawunti yeshishini lePayoneer.
Iiakhawunti zomntu kunye neshishini zinokuba ngabanini ngaxeshanye, ngaphandle kongquzulwano kwaye akukho manyano.
Ukuba uyisebenzisela ukufumana imali kuphela, i-akhawunti engenakhadi iyacetyiswa.
Ngoku ubhaliso olungagqibekanga luyi-akhawunti engenakhadi engenamrhumo wonyaka.
Ngolwazi oluthe vetshe, nceda ubhekisele ku "Umntu ubhalisela njani iPayoneer? Inkqubo yokubhalisa iakhawunti yePayoneer" ▼
- Abahlobo abangabhaliswanga kwiPayoneer banokufaka isicelo simahla.
- Faka isicelo ngoku kwi-Payoneer kwaye ufumane ibhonasi ye-25 yeedola kunye ne-1.2% yesaphulelo sibandakanya konke:
- Ayikuko nje ukuba ungene simahla, kodwa xa uqokelela i-$1000, uya kufumana ibhonasi yexesha elinye $25.
Ngethemba, inqaku elithi "Yintoni umahluko phakathi kweeakhawunti ezingenamakhadi zePayoneer kunye neeakhawunti zekhadi? Uthelekiso lweeakhawunti ezingenamakhadi kunye neeakhawunti zekhadi" olukwabelwana ngalo kwibhlog kaChen Weiliang ( https://www.chenweiliang.com/ ) luya kuba luncedo kuwe.
Zive ukhululekile ukwabelana ngekhonkco leli nqaku: https://www.chenweiliang.com/cwl-1021.html

