Isalathiso senqaku
Ngaba ufuna ukonyusa ukuzithemba kwakho ngokukhawuleza? Apha ndiza kukufundisa indlela elula nesebenzayo eya kukuvumela ukuba uthi ndlela-ntle kukuzithemba kwakho okuphantsi kwaye uye kubomi bamandla angaphakathi kunye nokuzithemba.
Yazi le mfihlelo ingundoqo malunga nokuzithemba, kwaye uya kutshintsha ube "ngophumeleleyo ebomini" owomelele ngokwasengqondweni.
Usenokuba uvile iindlela ezininzi zokuzithemba, kodwa kutheni zingasebenzi? Ngenxa yokuba ezo ndlela azichukumisi undoqo obalulekileyo "wokuzithemba".
Kwabaninzi abantu, umthombo wokuzithemba kwabo ufana nohambo olujikelezayo —xa izinto ezintle zisenzeka, ukuzithemba kwabo kuyakhula, kodwa xa imeko itshintsha kakhulu, ngoko nangoko bawela kwingxaki yeemvakalelo.
Indlela yokuphucula ngokukhawuleza ukuzithemba kwakho?
Ukuzithemba ngokupheleleyo kufanele kuthetha ukuba kungakhathaliseki ukuba kunzima kangakanani na ngaphandle, intliziyo yakho isazinzile.
Ngoku makhe sithethe “ngengqiqo esisiseko yokuzithemba” Uya kufumanisa ukuba ilula kakhulu kunokuba ucinga.
Mandiqale ngomzekeliso olula: ukuzithemba kufana "nebhanki yakho yengqondo." Le bhanki igcina ukuzivandlakanya kwakho kunye nembono yakho ngamava obomi.
Kanye njenge-akhawunti yebhanki yokwenyani, "ibhalansi" yayo imiselwa ziirekhodi zakho zengqondo zediphozithi kunye nokutsalwa kwemali yonke imihla.
Ngokomzekelo, xa ukhumbula amava aphumeleleyo, kufana nokwenza idiphozithi enkulu kwibhanki yakho yengqondo;
Ngoko ke, ukuzithemba ngokwenene yinkqubo eqhutywa ngokuqonda yokulawula le bhanki yengqondo yonke imihla . Oku akusiyo "indlela yokungcakaza enobungozi" enokufikelelwa ngobusuku obunye, kodwa kukuqokelelwa kancinci kancinci.
Indlela yokwakha "ibhanki yengqondo" ezinzileyo kunye nokuzithemba?
Imfihlo ilula, amanyathelo amabini kuphela:
Khumbula amava aphumeleleyo kwaye wonge amandla afanelekileyo
Rekhoda impumelelo yakho yonke imihla, nokuba inkulu okanye incinci, bubutyebi bakho ngokwasengqondweni.Hlunga iinkumbulo zonxunguphalo kwaye uchaze ukusilela kwakhona
Hayi ukuphepha ukusilela, kodwa ukutolika loo mava ngendlela entsha ukuze angabi saziva ngathi ngumthwalo.
Ukuzithemba lidabi elide, ukonqena lutshaba
Abantu abangenakuzithemba badla ngokungazalwa bengabantu abaneentloni, kodwa badla ngokuba ngamavila kakhulu ukulawula iingxelo zabo zengqondo.
Ukuba ufuna ukulwa nohlaselo, nceda ukhumbule la macebiso mabini alandelayo, unamathele kuwo, kwaye izibonelelo ziya kuba ngaphaya kokucinga kwakho:
ugcino lwengqondo lwemihla ngemihla
Ngaphambi kokuba ulale, thatha inqaku kwaye ubhale phantsi izinto ezintathu ozenze kakuhle namhlanje, kwanezinto ezincinci ezifana "ukwenza umsebenzi wakho wenziwe ngexesha" okanye "yiba nesibindi sokuzama izinto ezintsha."Cwangcisa indlela yokuqalisa idiphozithi
Zenzele imikhwa "yokufaka i-auto-deposit". Ngokomzekelo, ngalo lonke ixesha ungena emnyango, zincome ngokuthe cwaka ngento efanele ukuqatshelwa.
Zama ezi ndlela namhlanje! Ukuzithemba akuyotalente, kodwa ngumbuso ofunyenwe ngokusebenza nzima.
Esikhundleni sokuhlala ezandleni zakho, qalisa ukulawula ibhanki yakho yengqondo-iya kuba lolona tyalo-mali lungcono owakhe walwenza! 🚪💰✨
Ndiyathemba ukuba inqaku elithi "Ungakhulisa njani ukuzithemba ngokukhawuleza? Funda le ndlela uze uthi ndlela-ntle kwi-Inferiority Complex👏" elisasazwe kwibhlog kaChen Weiliang ( https://www.chenweiliang.com/ ) liza kukunceda.
Zive ukhululekile ukwabelana ngekhonkco leli nqaku: https://www.chenweiliang.com/cwl-32272.html