Indlela yokuphucula ngokukhawuleza ukuzithemba kwakho? Funda lendlela kwaye uthi goodbye ekuzijongeni phantsi ngokupheleleyo👏

Ngaba ufuna ukonyusa ukuzithemba kwakho ngokukhawuleza? Apha ndiza kukufundisa indlela elula nesebenzayo eya kukuvumela ukuba uthi ndlela-ntle kukuzithemba kwakho okuphantsi kwaye uye kubomi bamandla angaphakathi kunye nokuzithemba.

Yazi le mfihlelo ingundoqo malunga nokuzithemba, kwaye uya kutshintsha ube "ngophumeleleyo ebomini" owomelele ngokwasengqondweni.

Usenokuba uvile iindlela ezininzi zokuzithemba, kodwa kutheni zingasebenzi? Ngenxa yokuba ezo ndlela azichukumisi undoqo obalulekileyo "wokuzithemba".

Umthombo wokuzithemba kubantu abaninzi ufana nokukhwela i-roller coaster——Xa izinto ezintle zisenzeka, ukuzithemba kwakho kuphezulu, kodwa xa imeko itshintsha ngesiquphe, ukhawuleza uwele kwimeko ephantsi.

Indlela yokuphucula ngokukhawuleza ukuzithemba kwakho?

Ukuzithemba ngokupheleleyo kufanele kuthetha ukuba kungakhathaliseki ukuba kunzima kangakanani na ngaphandle, intliziyo yakho isazinzile.

Ngoku makhe sithethe “ngengqiqo esisiseko yokuzithemba” Uya kufumanisa ukuba ilula kakhulu kunokuba ucinga.

Masiqale ngesikweko esincinci: Ukuzithemba kufana "nebhanki yakho yengqondo". Yintoni egcinwe kule bhanki kukuvavanya kwakho kunye neyakhoUbomiIimbono zamava.

Kanye njenge-akhawunti yebhanki yokwenyani, "ibhalansi" yayo imiselwa ziirekhodi zakho zengqondo zediphozithi kunye nokutsalwa kwemali yonke imihla.

Ngokomzekelo, xa ukhumbula amava aphumeleleyo, kufana nokwenza idiphozithi enkulu kwibhanki yakho yengqondo;

Ngoko ke, ukuzithemba ngokwenene ngokweneneInkqubo yokulawula ngokuqaphela le bhanki yengqondo yonke imihla. Oku akusiyo "ukugembula okukhulu" okwenzeka ngobusuku, kodwa ukuqokelela kwexesha elide.

Indlela yokwakha "ibhanki yengqondo" ezinzileyo kunye nokuzithemba?

Imfihlo ilula, amanyathelo amabini kuphela:

1. Khumbula amava aphumeleleyo kwaye wonge amandla afanelekileyo
   Rekhoda impumelelo yakho yonke imihla, nokuba inkulu okanye incinci, bubutyebi bakho ngokwasengqondweni.

2. Hlunga iinkumbulo zonxunguphalo kwaye uchaze ukusilela kwakhona
   Hayi ukuphepha ukusilela, kodwa ukutolika loo mava ngendlela entsha ukuze angabi saziva ngathi ngumthwalo.

Ukuzithemba lidabi elide, ukonqena lutshaba

Abantu abangazithembanga ngokufuthi abazalwa beneentloni;Wonqena kakhulu ukulawula iakhawunti yakho yengqondo,

Ukuba ufuna ukulwa nohlaselo, nceda ukhumbule la macebiso mabini alandelayo, unamathele kuwo, kwaye izibonelelo ziya kuba ngaphaya kokucinga kwakho:

• ugcino lwengqondo lwemihla ngemihla
  Ngaphambi kokuba ulale, thatha inqaku kwaye ubhale phantsi izinto ezintathu ozenze kakuhle namhlanje, kwanezinto ezincinci ezifana "ukwenza umsebenzi wakho wenziwe ngexesha" okanye "yiba nesibindi sokuzama izinto ezintsha."

• Cwangcisa indlela yokuqalisa idiphozithi
  Zenzele imikhwa "yokufaka i-auto-deposit". Ngokomzekelo, ngalo lonke ixesha ungena emnyango, zincome ngokuthe cwaka ngento efanele ukuqatshelwa.

Zama ezi ndlela namhlanje! Ukuzithemba akuyotalente, kodwa ngumbuso ofunyenwe ngokusebenza nzima.

Esikhundleni sokuhlala ezandleni zakho, qalisa ukulawula ibhanki yakho yengqondo-iya kuba lolona tyalo-mali lungcono owakhe walwenza! 🚪💰✨