I-Alipay ingayikhipha kanjani imali ngaphandle kwezimali zokuphatha?Amathiphu wamahhala wokuhoxiswa kwe-Alipay

AlipayUngayenza kanjani imali yokukhipha imali mahhala? Izindlela ezi-4 ezinkulu Ukuhoxiswa kwe-Alipay kumahhala!

Wonke umuntu usebenzisa i-Alipay. Ekuqaleni, ukudluliswa kwe-Alipay nokuhoxa kuyinkokhelo engu-0, kodwa amaliki azonqanyulwa lapho ekhula, futhi i-Alipay iyafana.

Isihloko sanamuhla sithi i-Alipay ne-Alipay bayakhokhiswa ngokukhipha imali. I-Alipay ingakhululeka kanjani ezindlekweni zokuphatha?Ingabe uyazi?Ake sixoxe ndawonye!

Imali yokukhipha imali ye-Alipay?

U-Alipay umemezele ukusebenzisa inqubomgomo yemali yokuhoxiswa, okuthiwa ilandelaWeChat PayElinye ithuluzi lokukhokha elibalulekile ngemuva kwezimali zokuhoxiswa.

Kubonakala kunengqondo ukuthi i-WeChat Pay ingaphambi kwe-Alipay mayelana nokuhoxiswa, kodwa ungakhohlwa.

Kuthiwa kuzobe kumahhala unomphela uma kudluliswa izinkokhelo.

Sekuyisikhathi eside i-Alipay iqala ukukhokhisa izimali zokuhoxiswa ku-0.1%, okuhlukile kumabhange.

Izinga lokufinyelela liyafana-ke, ingabe isinqumo sika-Alipay sokukhokhisa imali ngenxa yengcindezi yezindleko?noma ezinye izizathu?

Ake sibuyele engqikithini yebhizinisi, i-Alipay ne-WeChat Pay njengenkokhelo evela eceleni, idinga ukusekelwa yibhange.

Uma inkokhelo ngayinye yomsebenzisi idluliselwa inkundla yokudlulisa abantu abaningi, inkundla yokukhokha idinga ukudlulisa idatha yesixhumi esibonakalayo nebhange.

Uma inani ledatha ku-akhawunti yomsebenzisi lishintsha, ibhange lizokhokha inkundla yokukhokha inani elithile loshintsho ngokusekelwe endleleni yokukhokha, likhokhise izimali ngenani elifanele.

Ngaphambilini, i-WeChat Pay yayingenxa yokuthi kwakukhona abatshalizimali abaningi bezitolo endaweni yesikhulumi.

Isikhathi esichithwa endaweni yesikhulumi asiside njengoba bekulindelekile, futhi ukugeleza kwezimali kuzokhiqiza izinkokhelo i-WeChat engakwazi ukuzikhokha, ngakho i-WeChat Pay yaqala ukukhokhisa abasebenzisi.

Manje i-Alipay izophinde ihoxise izimali ezisekelwe ekwehlisweni kwezindleko eziphelele.

Ngakho-ke, njengoba kunezindleko ezithile zokudlulisa, kungani ulinda kuze kube manje ngenkokhelo yokuhoxiswa kwemali ye-WeChat, futhi kungani i-Alipay ingayethuli imali yokukhipha imali?

I-Alipay ne-WeChat Pay yenza umncintiswano

Kuyiqiniso ukuthi i-Alipay ikhishwe ngaphambi kwe-WeChat Pay, kodwa manje i-Alipay ibambene ne-WeChat Pay ngokungalindelekile.

KWI-Taobao成立之初，用户对财务问题不信任，支付宝诞生了，并且用户的资金作为在线交易的第三方暂时存在于支付宝至支付宝之间。

Ngemuva kokuthi ikhasimende laneliseke ngomsebenzi, i-Alipay izodlulisela izimali ku-akhawunti ye-Alipay yomthengisi.

Le nqubo yokwenziwayo ikhulisa ukuphepha kwezimali zabasebenzisi.

Ngalesi sikhathi, izimali zabasebenzisi zihlala kunkundla ye-Alipay futhi zenza imali, ukuze le modeli yokukhokha iqhubeke.Kungakho i-Alipay isagcina ukudluliselwa mahhala ngemuva kokuthi i-WeChat iqale ukuhoxisa izinkokhelo.

Ngenxa yokuthi u-Alipay ukholelwa ekuhwebeni kwempahla ngeTaobao, ukuhamba kwemali ehlala e-Alipay kwanele ukusekela izindleko zokudlulisa.

U-Alipay unquma ukuhoxisa isimangalo samahhala

Ngokucabangela izindleko eziphelele, i-Alipay yanquma ukuhoxisa isimemezelo samahhala futhi iqale ukushaja, ukuze igweme iphuzu lesikhathi sokuhoxiswa kwenkokhelo ye-WeChat, ukuzuza amakhasimende ngalesi sikhathi futhi igweme isimo esiyihlazo senkokhelo ye-WeChat.

Ngakho-ke, ingabe u-Alipay unobuso obuhle?Ingabe lokhu kungabonisa umehluko phakathi kwe-Alipay ne-WeChat Pay?

Ngo-2015, i-WeChat yakhokha inani elikhulu labasebenzisi ngokushaqeka kwe-"Spring Festival Gala" kanye "nezimvilophu ezibomvu".Ezinyangeni ezimbalwa kamuva, ithole ukuqoqwa kwabasebenzisi be-Alipay ngaphezu kweminyaka eyishumi, ngakho i-Alipay ayikwazi ukuma inganyakazi ku-2016.

Phakathi nalo nyaka, yenaIzigidi ezili-2.69Intengo ye-Yuan iwine amalungelo okubambisana kwabezindaba e-Spring Festival Gala, futhi yayifuna ukusebenzisa lokhu ukuze yehlise i-WeChat Pay.

Kepha kwase kwephuze kakhulu, i-WeChat Pay isaqongelele inani elikhulu labasebenzisi.

U-Alipay uyikhipha kanjani imali ngaphandle kwenkokhiso?

1) Sebenzisa ikhodi yeqoqo ukuqoqa imali:

• Vula i-Alipay, bese uchofoza okuthi "Yamukela Imali" ukuze ufake ikhasi leqoqo lomuntu siqu.
• Qaphela: Le sevisi yokuhoxa yamahhala izoqhubeka kuze kube umhla zingama-2021 kuNdasa 3.

2) Sebenzisa i-Yulibao ukukhipha imali:

• Ibhalansi ye-Yu Libao nayo imahhala, futhi imali eku-Yu Libao ingadluliselwa kubhalansi ye-Alipay;
• Bese udlulisela u-Yu Libao ku-Yu'e Bao;
• I-Yu Libao iyafana ne-Yu'e Bao, imali ifakwa kuyo, futhi kukhona imali engenayo nsuku zonke.

3) Nika amandla umsebenzi Wenombolo Yokusondelana:

• Isibonelo, ukuze ugweme ukudlulisa izimali emakhadini asebhange abanye abantu kanye nezindleko ezitholakalayo, imindeni kufanele inike amandla isici esithi "Inombolo Yokusondelana" ukuze ikhokhele ukuthenga komndeni.
• Chofoza okuthi "Okwengeziwe" ekhasini lasekhaya, khetha "Izimali", bese ufaka "Inombolo Yokusondelana".

4) Sebenzisa Amaphuzu Entuthwane Ngesabelo Samahhala

Uma Unamaphuzu Entuthwane, ungasebenzisa Amaphuzu Entuthwane ukushintshanisa ngesikweletu samahhala, ngakho-ke ayikho imali yokuthi i-Alipay ikhiphe ukheshi.

Okungenhla izindlela ezi-4 ezinkulu ezabiwe abasebenzisi be-inthanethi ukuze bahoxise i-Alipay ngaphandle kwenkokhiso. Ungakwazi yini ukuhlola ukuze ubone ukuthi iyasebenza yini?