What is the relationship between Alipay and Jack Ma?Is it risky to invest in Alipay with a credit card?

Alipay和Ma Yunwhat is the relationship?

When it comes to Alipay, everyone will think of Jack Ma. So, do you know what the relationship between Jack Ma and Alipay is?Why was Alipay born?everybody knows,TaobaoIs anE-commerceplatform, but when e-commerce was just starting, payment and express delivery were still immature, and people-to-people transactions were offline, so the first thing to do online transactions was to solve the problem of trust, so Jack Ma founded Alipay as a third-party The secured payment tool is to solve this trust problem.

Now Alipay has also launched a lot of wealth management products, so the following topic is whether it is risky to invest in Alipay with a credit card?Let's discuss.

Is it risky to invest in Alipay with a credit card?

Online loans are naturally more popular now, and generally speaking, some of the better platforms are naturally more profitable, so as long as you choose those financial products with lower risks and less investment time, the recovery will be faster.Therefore, some people want to take some risks, invest in Alipay with credit cards, and want money with empty hands.

Credit card investment in Alipay is used by everyone to do such a thing, which is dangerous, because there are many aspects involved in such projects. If you are not careful in the process of operation, it may cause Their own interests are greatly damaged, and in serious cases, they will violate the interests of the bank, which will make them violate the corresponding laws in the process of operation.Therefore, if everyone wants to set up money in such a way, it may be a serious matter, and it is best to have a psychological preparation in advance.

But this is obviously something that does not comply with the relevant laws.Originally, the credit card is because when everyone has no money, the bank gives some temporary loans based on some relevant records of the bank card. The interest paid by the credit card is very small. In fact, it is basically a kind of emergency to retain customers.This kind of loan is entirely based on your own credit.

If it is said that investing in Alipay with a credit card is equivalent to someone borrowing money from the bank, or it can be said that it is defrauding the bank to make other money, this is obviously not legal.Although it is generally said that there is no problem in doing this for a short time, and the law cannot find any loopholes to trouble these people, if it is done in this way for a long time, it may involve illegal behavior.

Moreover, even if online lending is very popular, it does not mean that there is no risk at all. Many projects still have considerable risks, and some companies are not very trustworthy.There are many companies that run away once they collapse, so investors still have to pay for it in the end.

And if you use a credit card to invest in Alipay, then in the end, you will not lose your own money, but you will have to get money to fill the hole in the credit card, which is equivalent to immediate negative equity.Naturally, the gains outweigh the losses, no, there is no gain at all.