Zinthu zochotsera msonkho za 2019: Unifi imagula zopereka za foni za PTPTN kuti zithandizire kuchotsera msonkho kwa makolo

Kubweza kwa msonkho kwa 2020 kuyenera kudziwa: 2018 zinthu zomwe zimagwiritsidwa ntchito pamisonkho

• Mutha kuchotsera msonkho mukapereka msonkho wanu mu 2020 pansi pa zinthu zotsatirazi, ndipo onetsetsani kuti mwasunga malisiti omwe mumagwiritsa ntchito.

1) Makolo odalira kuchotsera msonkho: Makolo odalira amatha kuchotsera msonkho

• Kuti achepetse mtolo wa ana osamalira makolo okalamba, okhometsa msonkho atha kuchotsa RM1,500 (chiwerengero chonse cha RM3,000).
• Komabe, ziyenera kunenedwa kuti kuchotsera msonkho koteroko kuyenera kukhala koyenera, osati wokhometsa msonkho yekhayo.Iyenera kugawidwa ndi abale pokhapokha ngati wokhometsa msonkho ali mwana yekhayo.
• Mwachitsanzo, ngati wokhometsa msonkho ali ndi azichimwene ake anayi kunyumba, 3,000 ringgit yogawidwa ndi 4, aliyense azingolandira ngongole yamisonkho ya RM750.
• Wokhometsa msonkho ali ndi ufulu wolandira ngongole ya msonkho ya RM3,000 pokhapokha ngati abale enawo sali oyenera kulembetsa msonkho.
• Ngati kholo limodzi lokha lili ndi moyo, okhometsa msonkho amatha kugawa ngongole yamisonkho ya RM1,500 mofanana ndi abale awo.
• Kumbali ina, okhometsa misonkho atha kufika pa RM5,000 pothandizira ndalama zachipatala, zosowa zapadera ndi zolipirira zolipiridwa ndi makolo.
• Komabe, wokhometsa msonkho atha kusankha imodzi mwa ndalama zachipatala za kholo ndi kuchotserako kukonza.Ngati akufuna kuti makolo awo awachotsere msonkho pa ndalama zachipatala, sangachotsere msonkho kwa makolo owalera.

2) Kodi ndingachotse msonkho pogula foni? Kodi msonkho wa Unifi umachotsedwa?

mapangidwe apamwambaMoyoMagulu ochotsera msonkho (mpaka RM2,500 pachinthu chilichonse)

• Magulu ochotsera misonkho akuphatikizapo zogula kuchokera kuzinthu zowerengera zomwe zilipo kale, kugula makompyuta, katundu wamasewera, kuwonjezereka kwa kugula m'manyuzipepala, zipangizo zamakono zamafoni ndi mapiritsi, phukusi la intaneti ndi umembala wa masewera olimbitsa thupi.
• Gulu lirilonse limachotsedwa msonkho mpaka kufika pa RM2,500 pachaka.
• Mwanjira ina, mutha kuchotsera misonkho mpaka RM2,500 pogula manyuzipepala, mafoni am'manja ndi mapiritsi, phukusi la intaneti, umembala wa masewera olimbitsa thupi.

3) Zida zoyamwitsa ana zimachotsedwa msonkho

• Kuyamwitsa kumalimbikitsidwa, ndikuchotsa msonkho wa RM2 pazida zoyamwitsa makanda kwa ana osakwana zaka ziwiri (kamodzi pazaka 1,000)

4) Maphunziro a ana osakwana zaka 6 amachotsedwa msonkho

• Kuchotsera msonkho kwa RM6 kulipo kwa ana osakwanitsa zaka 1,000 omwe amapita kusukulu ya pulayimale.

5) Kuyeza thupi

• Kufufuza zamankhwala mpaka RM500 yothandizira msonkho.

6) Ndalama zophunzirira payekha

• Kuchotsa msonkho kwakukulu ndi RM7000.

7) Thumba la Maphunziro Apamwamba (Tabungan bersih dalam skim SSPN)

• Misonkho yochotsedwa mpaka RM6000
• Ngati musunga thumba la maphunziro a mwana wanu kudzera mu State Education Savings Plan (SSPN) yokhazikitsidwa ndi State Tertiary Education Fund (PTPTN), mudzalandira ngongole ya msonkho ya RM6,000 kuchokera ku dipoziti yoyenera.

8) Inshuwaransi ya Moyo ndi Ndalama Zothandizira

• Misonkho yochotsedwa mpaka RM6000

9) Inshuwaransi ya maphunziro ndi thanzi

• Misonkho imachotsedwa mpaka RM3000.

10) Ndondomeko Yopuma Payekha (Njira Yopuma Payekha)

• Misonkho imachotsedwa mpaka RM3000.

11) Zopereka kusukulu zimachotsedwa msonkho

• Osati zokhazo, komanso kuyambira mu 2019, aliyense amene apereka ndalama kusukulu yaboma kapena koleji yamaphunziro azikhala oyenera kuchotsera msonkho.

Mndandanda wazinthu 2018 zochotsedwa msonkho mu 21

Zotsatirazi ndi mndandanda wazinthu 2018 zomwe zitha kuchotsedwa ku Malaysia mu 21▼

F2 Ndalama zachipatala za makolo (a) kapena zolipirira (b) (mmodzi yekha waiwo angasankhidwe)

F2a) Ndalama zachipatala za makolo (Max - RM 5,000)

• i) Chisamaliro chamankhwala ndi chithandizo choperekedwa ndi nyumba yosungirako okalamba.
• ii) Kuchiza mano (kupatula udokotala wa mano).

Chidziwitso:

• Kufunika kwa chithandizo cha makolo kapena chisamaliro kuyenera kutsimikiziridwa ndi dokotala yemwe ali ndi chilolezo ndi Malaysian Medical Council
• Makolo ayenera kukhala okhala ku Malaysia.
• Chithandizo kapena chisamaliro chiyenera kuchitidwa ku Malaysia.
  

F2b) Ndalama zopezera makolo (Max - RM 3,000)

*Ana a makolo odalira adzasangalala ndi kuchotsedwa kwa msonkho kwa RM3, ndi kuchotsedwa kwa RM1 aliyense.

Chidziwitso:

• Kuti athe kulandira chithandizo cha msonkho, wokhometsa msonkho ayenera kukhala mwana wovomerezeka kapena mwana woleredwa mwalamulo.
• Bambo m'modzi yekha ndi omwe angakhululukidwe mpaka RM1 ndipo mayi m'modzi akhoza kumasulidwa mpaka RM5.
• Makolo ayenera kukhala okhala ku Malaysia komanso opitilira zaka 60.
• Ndalama zapachaka za makolo siziyenera kupitirira RM2.
• Ngati abale ena afunsiranso kuti achotsedwe (munthu aliyense akuyenera kugawana ndalama zochotsera mofanana), chonde kumbukirani kulemba HK-15 ndikusunga izi.

F3 Basic Aids kwa Anthu olumala (Max-RM 6,000)

• Gulani zoyambira zothandizira anthu, okondedwa, ana kapena makolo olumala.
• Thandizo lofunikira limaphatikizapo zida zachipatala - makina a hemodialysis, mipando ya olumala, ma prosthetics ndi zothandizira kumva, koma osapatula magalasi a kuwala ndi magalasi.

Malipiro a F5 Personal Education (Max-RM 7,000)

Anthu amalembetsa maphunziro m'masukulu apamwamba apakhomo ovomerezedwa ndi Akuluakulu a Maphunziro Apamwamba ku Malaysia.

• (i) Kufikira pamlingo wa kuyunivesite (kupatulapo digiri ya masters kapena udokotala) - pankhani zamalamulo, zowerengera ndalama, zandalama zachisilamu, ukadaulo, zaluso, zamakampani kapena luso lazidziwitso.
• (ii) Mlingo wa Master kapena Doctorate - gawo lililonse kapena pulogalamu yophunzirira.

F6 Serious Illness Medical Fee (Max-RM 6,000)

• Ndalama zachipatala za matenda aakulu a anthu, okondedwa, ana.
• Matenda owopsa ndi awa: Edzi, Parkinson, khansa, kulephera kwa impso, khansa ya m'magazi, matenda amtima, matenda oopsa a m'mapapo, matenda a chiwindi, matenda oopsa a chiwindi, minyewa chifukwa cha kuvulala kwamutu, chotupa muubongo kapena kuwonongeka kwa mitsempha, kutentha kwambiri, opaleshoni yoika ziwalo ndi zazikulu. kudula miyendo.

F7 Complete Physical Exam (Max-RM 500)

• Kuphatikizidwa mu malire a F6's RM6,000
• Kuunika kwathunthu kwa thupi kumatanthawuza kuunika thupi lonse.
• Kuchuluka kwa RM500 kumatha kuchotsedwa kuti mukayezetse thupi lathunthu kwa anthu, mabwenzi ndi ana.

F8 Moyo (Max - RM 2,500)

zikuphatikizapo:

• (i) Kugula mabuku, magazini, manyuzipepala ndi zofalitsa zina zofananira nazo.
• Mabuku, magazini, magazini, nyuzipepala ndi zofalitsa zina zofananira nazo (zolembedwa pakompyuta kapena pakompyuta, osaphatikiza mabuku oletsedwa) kuti mugule nokha, okondedwa anu kapena ana anu.
• (ii) kugula kompyuta yanu, foni yam'manja kapena piritsi.
• Ndalama zogulira kompyuta yanu, foni yamakono kapena piritsi zidzachotsedwa msonkho.Itha kugwiritsidwa ntchito ndi inu nokha, mnzanu kapena ana (osagwiritsa ntchito bizinesi).

(iii) Kugula zida zamasewera ndi ndalama zolipirira umembala.

• Ndalama zolipirira wekha, wokondedwa kapena ana:
• (a) kugula zida zilizonse zamasewera (kuphatikiza zida zanthawi yayitali monga mipira ya gofu ndi badminton koma osaphatikiza zovala zamasewera)
  (b) Umembala wa Gym.
  

(iv) Kulipira ndalama zolembetsa mwezi uliwonse pa intaneti

• Lowani ku bilu yolembetsa pa intaneti m'dzina lanu.

Zida Zoyamwitsira F9 (Zapamwamba - RM 1,000)

(a) Thandizo la msonkholi limapezeka kwa okhometsa msonkho achikazi omwe amapeza ndalama komanso ana osakwana zaka 2:

(b) Zida zoyenera zoyamwitsira mkaka wa m'mawere zikuphatikizapo:

• (i) ma seti opaka mkaka ndi mapaketi a ayezi;
• (ii) zida zotolera ndi kusunga mkaka wa m'mawere; ndi
• (iii) zozizira kapena matumba.

(c) Thandizo la msonkholi litha kugwiritsidwa ntchito kamodzi pazaka ziwiri zilizonse.

F10 Kalasi ya unamwino kapena malipiro a maphunziro a kusukulu (Max - RM 1,000)

• Olipira msonkho amatumiza ana osakwanitsa zaka 6 kumalo osamalira ana olembetsedwa ndi Unduna wa Zachikhalidwe cha Anthu kapena kusukulu ya ana aang'ono yolembetsedwa ndi Unduna wa Zamaphunziro ku Malaysia.

F11 SSPN Savings Plan (Max - RM 6,000)

Ndalama zonse za olipira msonkho mu SSPN za ana

F12 Thandizo la mwamuna/mkazi kapena alimony (Max – RM 4,000)

• Kuchotsera RM4 kumapezeka kwa anthu okwatirana opanda ndalama, ndipo ndalama zolipirira mkazi wakale zimachotsedwanso ndi RM4. (mgwirizano wokhazikika ukufunika)

F14 thandizo la ana

F14a) Ana osakwanitsa zaka 18 omwe akadali pamaphunziro ali ndi ufulu wodulidwa msonkho wa RM2 aliyense.

F14b) azaka 18 ndi kupitilira apo, ana osakwatiwa ndi ana omwe akwaniritsa izi amachotsedwa msonkho RM8.

• (i) Phunzirani ku yunivesite yakunyumba kapena ku koleji (kupatula maphunziro okonzekera kuyunivesite)
• (ii) pulogalamu ya bachelor kapena yofanana (kuphatikiza masters kapena doctorate) kunja
• (iii) Bungwe loyenerera la maphunziro liyenera kuvomerezedwa ndi gulu loyenerera la boma

F14c) Ana olumala (Max - RM 6,000)

• Kuchotsera msonkho kwa makolo omwe akulera ana olumala ndi RM6.Makolo ali ndi ufulu wodulidwa msonkho wofika pa RM1 ngati mwana akuphunzira m'dziko kapena kunja.

F15 Life Insurance and Provident Fund EPF (Max - RM 6,000)

• Kulipira ndalama za inshuwaransi ya moyo ndi thumba la provident (EPF) kapena masikimu ena ovomerezeka ndi kuchotsera RM6.

F16 Private Pension Scheme PRS (Max – RM 3,000)

• Chiwopsezo chonse cha PRS ndi ndalama za inshuwaransi zomwe zimaperekedwa ku penshoni zachinsinsi ndi RM3.

F17 Maphunziro kapena inshuwaransi yachipatala (Max - RM 3,000)

• Pamaphunziro ndi malipiro a inshuwaransi yachipatala, kuchotsera konse kumangokhala RM3.
  

F18 Social Insurance (SOCSO) (Max - RM250)

• Kuchotsera kwakukulu kwa malipiro a inshuwaransi ya anthu (SOCSO/PERKESO) ndi RM2.

Malingaliro olakwika a msonkho #1: Osapereka lipoti la ndalama zowonjezera

• Anthu ambiri omwe amalipidwa amapeza ndalama zina kunja kwa kampaniyo, koma samanena ndalama zowonjezera monga ndalama zobwereka, ma komisheni, ndalama zotumizira, ndi zina.Idzadzazidwa kuti?
• Komabe, muyenera kungopereka lipoti la ndalama zonse mutachotsa ndalama.
• Mwachitsanzo, ndalama zobwereka zimatha kuchotsedwa pamisonkho yanyumba, ndalama za inshuwaransi yapanyumba, zolipirira kukonza, ndi zina zotero, koma mtengo wa zida za mipando kapena zoyatsira mpweya sungathe kuchotsedwa.
• Ngati muli ndi ndalama zina, chonde lembani "B3", ndiko kuti, "chiwongoladzanja china, kuchotsera, malipiro a inshuwalansi, ndalama zina zokhazikika ...".

Kubweza Msonkho Maganizo Olakwika 2: Fomu Yamisonkho Yolakwika

• Okhometsa misonkho omwe ali ndi magwero ambiri a ndalama nthawi zambiri sangathe kusiyanitsa mafomu amisonkho omwe amawafotokozera.
• Mwachidule, amene sachita malonda akulemba Fomu BE;
• Ngati akupanga bizinesi yawoyawo, monga mgwirizano wamalo odyera ndi anzawo, ndalama zomwe amapeza kuchokera ku mabizinesiwo ziyenera kutumizidwa ku Fomu B.

Malingaliro olakwika a msonkho 3: Kubweza msonkho mochedwa

• Okhometsa misonkho ambiri amakonda kupereka misonkho pamphindi yomaliza, ndipo sangathe ngakhale kumaliza zolemba zawo zamisonkho pofika tsiku lomaliza.
• Kumbukirani, tsiku lomaliza lolemba msonkho wa Fomu BE ndi Epulo 4;
• Tsiku lomaliza kutumiza Fomu B ndi June 6.

1. Fomu BE - ndalama zomwe munthu amapeza kuchokera kuntchito yanthawi yochepa, palibe bizinesi - pasanafike Epulo 4 (kubweza msonkho pakompyuta Meyi 30 isanafike)
2. Fomu B - bizinesi yaumwini, makalabu, ndi zina zotero - June 6 asanakwane (kulemba pakompyuta pamaso pa July 30)

Tsiku lomaliza lolemba misonkho ku Malaysia, chonde dinani ulalo womwe uli pansipa kuti muwone▼

Malaysia 2024 Electronic Faling Deadline Zilango Zakusunga Mochedwerako Kudutsa Nthawi Yanthawi

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Malingaliro olakwika a msonkho 4: Kusapereka lipoti za phindu lazachuma

• Kwa olemba anzawo ntchito omwe amapereka phindu mwachifundo kwa antchito, monga magalimoto amakampani, mafoni a m'manja, makampani omwe amalipira malo ogona, ndi zina zotero, antchito nthawi zambiri amanyalanyaza kuti mapinduwa samanenedwa polemba mafomu a msonkho.
• Zopindulitsa izi ndi ndalama zokhoma msonkho ndipo ziyenera kukhomedwa msonkho.
• Mtengo wonse wa phindu lalikululi udziwika mu Gawo 2 la EA Form "B" ya okhometsa msonkho ndipo iyenera kulembedwa pa Fomu BE pamodzi ndi ndalama zina.

Malingaliro olakwika a msonkho 5: Palibe satifiketi yochotsera msonkho

• Ngati muli ndi ndalama zobwereka m'dzina lanu, muyenera kulemba "B2" mu Gawo B la fomu ya BE, yomwe ndi ndalama zovomerezeka kuchokera ku lendi.
• Boma likapereka ndalama zochotsera misonkho, okhometsa msonkho amafunikanso kufunsira zikalata zoyenera.
• Mwachitsanzo, umboni wa malisiti ogulira mabuku, makompyuta, ndalama zachipatala za makolo, ndi zina zotero.

Malingaliro olakwika amisonkho #6: Malisiti atha

• Akuluakulu akamapita pakhomo kukawona misonkho, ndipo mukakhala ndi chidaliro chotulutsa malisiti anu omwe akhala akusungidwa kwa zaka zambiri, mudzadabwa kupeza kuti ambiri amasanduka "pepala loyera" popanda inki iliyonse. !Ndizomvetsa chisoni kwambiri...
• Wokhometsa msonkho angadziŵe kuti ayenera kusunga malisitiwo, koma musanyalanyaze kuti malisiti ambiri pamsika ndi malisiti a kutentha amene adzazimiririka kapena kusiya kulemba.
• Njira yoyenera ndikusunga malisiti awa powajambula kapena kuwajambula.

Malingaliro olakwika a msonkho 7: Ndalama zopanda msonkho ngati ndalama zokhoma msonkho

• Ena okhometsa misonkho amawona molakwika zolipirira zina kapena zopindulitsa ngati ndalama zokhometsedwa poyerekezera zobweza zawo zamisonkho.
• Zotsatira zake, amalipira misonkho yambiri mobisa.
• Malinga ndi Inland Revenue Department, pali ndalama zokwana 11, kuchotsera kapena mapindu operekedwa ndi owalemba ntchito omwe ali ndi ufulu wopatsidwa ndalama zoperekedwa chaka chilichonse.
• Mwachitsanzo, mpaka RM6,000 pothandizira petulo, mankhwala kapena zolipirira ana.
• Chiwerengero chonse cha ndalamazo chidzalembedwa padera pa fomu ya EA yokonzedwa ndi abwana kwa okhometsa msonkho, mu gawo "G" pansi.
• Dziwani kuti ndalama zomwe zili mugawoli sizikufuna kubweza msonkho ndipo siziyenera kulembedwa pa fomu ya BE.

Malingaliro olakwika #8: Kufunsira zopereka zosazindikirika

• Sizopereka zonse zomwe zimachotsedwa msonkho, ndipo zopereka zokha zochokera ku mabungwe ovomerezeka ndi boma kapena mabungwe omwe angafune kuti achotsedwe.
• Zonse zimangokhala 7% ya ndalama zomwe zapeza.
• Komabe, ena okhometsa misonkho samamvetsetsa ngati zoperekazo zikuchotsedwa, ndipo amapempha thandizo.
• Kodi mumawadziwa bwanji mabungwe opereka ndalama ovomerezedwa ndi boma?
• Ngati zoperekazo zaperekedwa ku bungwe lovomerezeka kapena maziko, risitiyo idzalembedwa kuti "Wopereka Wovomerezeka ndi Boma".

Onani ngati bungweli likuvomerezedwa

Tsatirani njira zotsatirazi kuti muwone ngati bungweli livomerezedwa:

Khwerero 1:Lowani patsamba la IRS

• Mukhoza kusankha Baibulo English mu ngodya chapamwamba kumanja.

Khwerero 2:Sankhani Internal Link;

Khwerero 3:Dinani pa "List of Institutions pansi pa Gawo 1967(44) ITA 6" pakona yakumanja yakumanja;

Khwerero 4:Lowetsani zofunikira monga dzina la boma, zachifundo kapena dzina la ndalama.

Malingaliro olakwika #9: Simungatsimikizire kuti mwakhometsa misonkho

• Misonkho ya pakompyuta ndi malisiti zidzaperekedwa kuti zitsimikizire kuti misonkho yaperekedwa ndikulipidwa.
• Komabe, okhometsa msonkho omwe amatumiza pamanja kapena kutumiza zolemba zawo zamisonkho sangathe kutsimikizira kuti msonkho waperekedwa ndipo msonkho walipidwa.
• Chifukwa chakuti ofesi ya msonkho sipereka chidziwitso "cholandiridwa", ngati fomu ya msonkho itayika mu makalata, wokhometsa msonkho ali m'mavuto aakulu.
• Pokhapokha ngati wokhometsa msonkho analipira msonkho ndikusunga risiti, mukhoza kutsimikizira kuti msonkhowo unaperekedwa.

Kubwezera Msonkho Cholakwa 10: Kusasunga Zolemba za Malipoti

• Mukamaliza kubweza msonkho, musaganize kuti ma risiti anu onse, ma statement a premium, ndi zikalata zina ndizopanda zinyalala.
• Ofesi ya Misonkho imafuna kuti okhometsa msonkho azisunga malisiti ndi zolembedwazi akamaliza kubweza misonkho.