How to open Western Union money transfer?US/Canada online remittance and withdrawal operation process

Through online promotion , we can sell various physical and virtual products or services to the world.

Since not all countries accept Alipay and WeChat Pay , some micro-business owners / e-commerce sellers choose Western Union to receive money.

Here is a map showing the addresses of Western Union money transfer outlets and agents in Flushing, New York

What is Western Union?

Western Union is the world's leading fast money transfer company:

  • It does not necessarily require a bank account;
  • Business transactions of less than $1 do not need to provideForexRegulatory approval documents;

How long does it take for Western Union to arrive?

Remittances can be received within 10 minutes, which is very fast and convenient.

Western Union Advantages

Safe, first-delivery-after-delivery, best for sellers.

Western Union Disadvantages

1) The handling fee for Western Union remittance is charged by pen, and the fee for small payment is very high.

2) Many times buyers will not believe:

I want to work with you for the first time and I pay you.
What if you don't ship to me?So just give up the deal.
If this customer is a large customer, then for the seller, the loss is very large.

3) This is a traditional online marketing transaction method that cannot be well adapted to the new international market.

4) Receipts can only be made by individuals, companies cannot receive payments through Western Union, but can only be converted to TT (telegraphic transfer in advance) or other payment methods.

Western Union remittance/withdrawal operation process

1) After the transaction between buyer and seller, agree to use Western Union.

Before allowing the buyer to transfer money by Western Union, the seller must provide accurate information to the buyer ▼

  • Payee Country Country :
  • Province Province :
  • City :
  • First Name :
  • Last Name Last Name :
  • Detailed addressAddress :
  • Gender Gender :
  • ID Number ID Number :

2) Buyer goes to local Western Union point.

  • Fill out the remittance information form (including name, country, address,Phone Number, amount, etc.)
  • Pay the remittance fee.
  • Show valid ID.
  • Once the submission is complete, the bank will provide you with a monitoring number (MTCN), which is used to withdraw money from the sellerVerification code.

3) Then contact the payee and tell him/her necessary information such as:

  • Sender's sender: First name, Last name;
  • Amount expected (exact amount excluding handling fee);
  • Currency name: USD;
  • City, Country money sent from;
  • Money Transfer Control Number MTCN (Money Transfer Control Number);
  • Authentication Questions and Answers (Test Question & Answer) Some countries do not require authentication questions and answers;

The point is the remittance monitoring number. Without this monitoring number, the recipient cannot get the money.

4) After receiving the notice from the payer, the payee will check through the Internet or dial the Western Union service number to ask if the money can be withdrawn?

If you can, go to a Western Union point to withdraw money as soon as possible, and you need to provide the following information:

  • Remitter name (including last name, middle name and first name)
  • Remittance country
  • Remittance amount
  • Money Transfer Supervision Number (MTCN)
  • Valid ID
  • Then fill out the withdrawal form, show your ID, and you can get the money.

If the Western Union remittance information is incorrect and the recipient cannot withdraw the money, the sender can cancel the remittance and re-do the Western Union remittance.

  • The sender can cancel the remittance by telling the bank customer service monitoring number (MTCN) according to the remittance receipt.
  • note:Cancellation of Western Union remittance usually only returns the principal, and the handling fee is difficult to return.

How much is the Western Union transfer fee?

  • Handling fee:Western Union processing fees are borne by the buyer (ie, the payer).

Western Union transfer fee

Remittance Amount (USD)

Handling Fee (USD)

under $500

15.00

500.01-1000.00

20.00

1000.01-2000.00

25.00

2000.01-5000.00

30.00

5000.01-10000.00

40.00

Over $10,000, add $500 for each additional $20.00 or its fraction

Western Union Fee Schedule (Africa only)

Remittance Amount (USD)

Handling Fee (USD)

under $50

13.00

50.01-100.00

14.00

100.01-200.00

21.00

200.01-300.00

27.00

300.01-400.00

32.00

400.01-500.00

37.00

500.01-750.00

42.00

750.01-1000.00

47.00

1000.01-1250.00

55.00

1250.01-1500.00

60.00

1500.01-1750.00

70.00

1750.01-2000.00

75.00

2000.01-2500.00

85.00

Over $2500, add $500 for each additional $20.00 or its fraction

Additional Service Fee Schedule

Project

Country Name

Amount to be charged (USD)

delivery by address

Dominican Republic

3.00

哥伦比亚

4.00

菲律宾

4.50

Ecuador

7.00

美国

14.00

India, Vietnam

7.00

all other countries

13.00

phone notification

越南

1.50

智利

2.50

all other countries

3.00

postscript

10 words

2.00

each additional word

0.20

Currency Automatic Converter

  • How to use:Please enter a number in the currency box to automatically convert ▼

Western Union Money Transfer Limit/Limit

  • Currently, Western Union's USD limit for a single foreign exchange receipt is up to USD 2 (inclusive).
  • The amount limit for a single foreign exchange receipt in euros is up to 2 euros (inclusive).
  • Limits for a single amount sent to certain regions of the United States, up to and including $9,000.
  • In other countries, the maximum amount in a single transaction can be up to $15,000 (not included).

Western Union Official Website Online Inquiry Outlets

1) Enter the official website of Western Union ▼

Click here to visit the official website of Western Union

2) Select your country.

3) Find Western Union agent locations around the world to send and receive money, buy money orders or pay bills.

Western Union money transfer process

  • The following Western Union remittance process is only applicable to Western Union remittance and withdrawal operations in the United States.

1) Enter the official website of Western Union ▼

Click here to visit the official website of Western Union

 

How to activate Western Union? US/Canada remittance and withdrawal process

2) Confirm the Western Union remittance information filled in ▼

Confirm the Western Union money transfer information you have filled out.

3) You can choose to pay by credit card or debit card ▼

Western Union (USA): Accepts credit and debit card payments.

4) or bank transfer payment method ▼

Western Union (USA): Bank Transfer Method

 

Western Union money transfer process in Canada

  • The following Western Union remittance process is only applicable to Western Union remittance and withdrawal operations in Canada.

1) Enter the official website of Western Union ▼

Click here to visit the official website of Western Union

 

Visit the official website of Western Union Canada

2) Western Union in Canada: You can choose to pay by credit card or debit card▼

Confirm the Western Union money transfer information for Canada.

3) Western Union in Canada: or choose the payment method of bank transfer▼

Western Union Canada: Alternatively, choose bank transfer as your payment method.

4) Register and open a Canadian Western Union account ▼

Register and open a Western Union Canada account

Attention points

Western Union remittance in different countries and regions will be slightly different:

  • In some countries, you can remit money directly after registering an account on the official website of Western Union;
  • In some countries, you cannot register an account on the official website of Western Union, and you can only go to a Western Union branch to transfer money in person.

Western Union APP download and install

Western Union® Western Union APP provides you with fast and convenient transfer and remittance services ▼

Send money easily with just a few clicks:

  • Your recipients can quickly withdraw cash at over 500,000 Western Union locations worldwide;
  • View current exchange rates and fees (to easily estimate your transaction price);
  • Send money anytime, anywhere to more than 200 countries and regions, supporting more than 130 currencies;
  • Send money directly to a bank account.Western Union has more than 25 billion linked bank accounts worldwide;
  • Three languages ​​are supported: English, Spanish and Chinese.

More product features:

  • Use the app to initiate transfers and make cash payments at Western Union franchised agent outlets, saving time and convenience;
  • Find a nearby agent for guidance, time and a range of services;
  • Pay bills to hundreds of companies, with new ones added regularly;
  • track remittances;
  • Quick login with Touch ID;
  • View past or ongoing transactions and update your contact information, personal information and payment methods;
  •  Just scan your debit card for quick setup, saving time and avoiding mistakes;

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