How to bind overseas bank cards with Alipay?One picture to understand how Alipay binds wild cards

AlipayIn May 2023, he will shine and come up with a new trick of "understanding Alipay and binding wild cards with one picture" to light up the lights for those foreigners.

One picture to understand how Alipay binds overseas credit cards

Can Alipay add international credit cards?

That is to say, Alipay now supports foreign friends to bind their overseas bank cards, and they can easily play digital payment games in China's towns and alleys without any effort.

How to bind overseas bank cards with Alipay?One picture to understand how Alipay binds wild cards

Not only can you go shopping like crazy, you can also order takeout, take the bus, ride a bike, use Alipay to swipe tickets to watch games, and even go to the Ant Forest to get some green plants.

However, financial management, transfers and other tricks are currently not supported!

Types of foreign cards that can be bound to Alipay:

  • VISA
  • Master Card
  • Diners Club INTERNATIONAL
  • DISCOVER

How to bind overseas bank cards with Alipay?One picture to understand Alipay binding wild card No. 2

Although some time agoTouch'n Go can transfer money to Alipay, but the current restrictions are already very difficult, so now it would be better to directly bind overseas bank cards to Alipay and use Alipay.

How to bind overseas bank cards with Alipay?

Three steps to enable convenient payment:

Step 1: Register an account

  • Open Alipay on your mobile phone and click [Register Account].

Step 2: Real name and card binding

  • Click [My] - [Bank Card] - [Bind Now] in the lower right corner to enter the card binding page, and follow the page prompts.
  • Click [Authenticate Now] and follow the page prompts to authenticate.

For the specific operation method of Alipay real-name authentication, please refer to this tutorial▼

Step 3: Pay

  • The merchant has a QR code: click [Scan] - scan the merchant's QR code.
  • The merchant has a QR code scanning machine: click [Receipt and Payment] - show your QR code.

Recommended usage scenarios:

  • FOOD
  • fashion
  • Transportation
  • Supermarket
  • Stay
  • the mall
  • 娱乐
  • Attractions

FAQ

Question 1: What transaction scenarios are currently supported by wild cards?

Answer: Currently, the foreign card supports daily consumption of food, clothing, housing and transportation in mainland China. It does not support financial management, transfers, etc. for the time being.Please refer to the page prompts when you pay for details.

Question 2: How to calculate the exchange rate for foreign card payment?

Answer: The exchange rate of foreign cards is provided by the card group to which your bank card belongs and the card issuing bank.Please refer to the page prompts when you pay for details.

Question 3: What is the payment limit for foreign cards?

Answer: The current overseas bank card payment limit is 3000 yuan per transaction, 50000 yuan per month, and 60000 yuan per year.

What is the handling fee for binding overseas bank cards with Alipay?

Question 4: Are there any handling fees for foreign card payments?

Answer: There is a handling fee for foreign card payment.There is no handling fee for a single transaction amount less than 200 yuan, and a 200% handling fee will be charged for a single transaction amount greater than 3 yuan.If you initiate a refund, the handling fee will be refunded along with the paid order amount.

How to calculate the handling fee for binding foreign bank cards to Alipay?

  • As for fees, Alipay said that there is no foreign card handling fee for small transactions below 200 yuan;
  • But if a single transaction exceeds 200 yuan, a handling fee of 3% will be charged.
  • If there is a refund, the handling fee will also be returned proportionally.
Amount of the transactionHandling fee
Less than or equal to 200 yuanfree of charge
More than 200 yuan3%

If you encounter more payment problems, you can contact AlipayPhone Number:+86-0571-26886000.

How much is the handling fee for Alipay Tour card?

I heard there is another Alipay“Tour card"The mini program is a payment tool for foreign friends.

can useTour cardAfter binding the overseas bank card, recharge Alipay.

The limit is 2000 yuan and it will expire within 90 days. After recharging, you can have fun in all Alipay sites.

Tour cardThe handling fee is as high as 5%. If you add an overseas credit card, you will have to pay an additional 6.5% handling fee. It is really a waste of money!

becauseTour cardThe handling fee is too high,Tour cardConsumption is very uneconomical, so it is estimated that very few people will use it.Tour cardNow!

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